wiseradvisor

John Severy-Hoven, CFP®, MBA
Oracle Financial Planners LLC

Tel: (651) 442-0465
1595 Selby Avenue
Suite 213
Saint Paul, MN 55104

Invest with vision

Oracle Financial Planners LLC | Financial Advisor in Saint Paul ,MN

About Oracle Financial Planners LLC

As the founder of Oracle Financial Planners, John Severy-Hoven prides himself on assisting clients in every aspect of their financial lives so that they can prepare for what their future holds -- retirement, children's education, buying a new home. John helps you build and maintain your financial vision toward the future, your future.


General Information

Firm Start Year:   2003
No.of Employees:   2-4
Insurance License#:   20327395
Name of Broker/Dealer:   Cambridge Investment Research
Name of Custodial Firm:   Fidelity Institutional
States Licensed in:   CA, CO, GA, HI, MD, MN, NC, WA, WI
Number of Years with Current Firm:   5
I work with the following types of clients:   Businesses , Individual Investors , Non-Profit Organizations , Investment Clubs


Services

Investment Types:   Mutual Funds , Commodities , Mortgages & Real Estate , Exchange Traded Funds (ETFs) , Alternative Investments , Annuities , Stocks , Insurance , Bonds , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   At your office , Via email , Via phone , At your home , At my office


Qualifications & Memberships

Insurance and Annuity Licenses:   Annuity , Variable Life , Long Term Care , Variable Annuity , Life
Financial Organization Memberships:   Social Investment Forum (SIF) , Financial Planning Association (FPA)


Compliance

Investment Advisor Representative:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:   $50,000
Compensation Methods:   Based on Assets



Faqs

  • What are your qualifications? What is your education background? I have two master's degrees (an MBA with an investment finance focus and a Masters of Arts for counseling psychology). I have a CFP designation (Certified Financial Planner). In 2008 and 2009 I was named as a 5-star Wealth Manager based on Client Satisfaction according to the Minneapolis/St. Paul Magazine and Minnesota Business Monthly.
  • What is your approach to financial planning? To serve as an objective third party to assist in managing the overall investment process. Following a disciplined investment process consisting of: The preparation and maintenance of an investment policy statement. Selecting investments and asset classes that ensures prudent diversification. Managing expenses associated with the Portfolio. Monitoring and supervising investment options.
  • What services do you offer? Comprehensive Financial Planning with a focus on retirement planning.
  • How many clients do you currently manage? I have worked as a financial planner for 6 years and owned Oracle Financial Planners for 5 years. I currently work with about 100 clients (measured by the number of families I work with and the number of employer sponsored retirement plans as well).
  • Will you be the only person working with me? Along with my two assistants.
see more
John Severy-Hoven, CFP®, MBA

John Severy-Hoven, CFP®, MBA

CERTIFIED FINANCIAL PLANNER™ Certificant

John Severy-Hoven, CFP®, MBA, began Oracle Financial Planners LLC early in 2003 after leaving Merrill Lynch. He has been a financial planner since 2001. He has completed a Master's Degree in Psychology and has a second Master's Degree in Business focusing on investments. This education is a great fit for the financial planning field, which demands insight within the capital markets, a drive to learn continually as the field expands, and a desire to help people and to listen to their needs.

John received his Certified Financial Planner (CFP) designation in 2006.

Since 2008 he has been named a FIVE STAR: Best In Client Satisfaction Wealth Manager by the Minneapolis/St. Paul Magazine six times.

While at the University of Minnesota, John began a chapter of Net Impact, a student organization promoting socially responsible investing.

He and Beth, his wife, have one daughter (Kira) who was born in February 2005 and a son (Zachary) who was born in October 2007. In 2015 they added a rescue puppy, Kendra, to the family.

John reports: The best way to describe me and my family's life right now is Chaotic Bliss.