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John Severy-Hoven, CERTIFIED FINANCIAL PLANNER, MBA, CFP®
Oracle Financial Planners LLC

Tel: 651-442-0465
1595 Selby Avenue
Suite 213
Saint Paul, MN 55104

Invest with vision

Oracle Financial Planners LLC | Financial Advisor in Saint Paul ,MN

About Oracle Financial Planners LLC

As the founder of Oracle Financial Planners, John Severy-Hoven prides himself on assisting clients in every aspect of their financial lives so that they can prepare for what their future holds -- retirement, children's education, buying a new home. John helps you build and maintain your financial vision toward the future, your future.


General Information

Firm Start Year:   2003
No.of Employees:   2-4
Gender:   Male
Insurance License#:   20327395
Name of Broker/Dealer:   Cambridge Investment Research
Name of Custodial Firm:   Fidelity Institutional
States Licensed in:   CA, CO, GA, HI, MD, MN, NC, WA, WI
Number of Years with Current Firm:   5
I work with the following types of clients:   Investment Clubs, Businesses, Individual Investors, Non-Profit Organizations
Advisory Services Provided:   Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Investment Advice & Management, Financial Planning for Individuals, Financial Advice & Consulting, Portfolio Management, Financial Planning, Insurance Products & Annuities


Services

Investment Types:   Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Insurance, Stocks, Bonds, Annuities, Commodities, Mortgages & Real Estate, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via Phone, At my office, At your home, At your office, Via Email


Qualifications & Memberships

Insurance and Annuity Licenses:   Variable Annuity, Variable Life, Long Term Care, Life, Annuity
Financial Organization Memberships:   Social Investment Forum (SIF), Financial Planning Association (FPA)


Compliance

Investment Advisor Representative:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $50,000



Faqs

  • Why should I choose you as my financial advisor? I have two master's degrees (an MBA with an investment finance focus and a Masters of Arts for counseling psychology). I have a CFP designation (Certified Financial Planner). In 2008 and 2009 I was named as a 5-star Wealth Manager based on Client Satisfaction according to the Minneapolis/St. Paul Magazine and Minnesota Business Monthly.
  • What are your qualifications? What is your education background? To serve as an objective third party to assist in managing the overall investment process. Following a disciplined investment process consisting of: The preparation and maintenance of an investment policy statement. Selecting investments and asset classes that ensures prudent diversification. Managing expenses associated with the Portfolio. Monitoring and supervising investment options.
  • How do you charge for your services? Comprehensive Financial Planning with a focus on retirement planning.
  • How are you compensated? How will I pay for your services? I have worked as a financial planner for 6 years and owned Oracle Financial Planners for 5 years. I currently work with about 100 clients (measured by the number of families I work with and the number of employer sponsored retirement plans as well).
  • If you are going to manage my account, will you obtain my permission every time you buy or sell something? Along with my two assistants.
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John Severy-Hoven

John Severy-Hoven

CERTIFIED FINANCIAL PLANNER, MBA, CFP®

John Severy-Hoven, CFP®, MBA, began Oracle Financial Planners LLC early in 2003 after leaving Merrill Lynch. He has been a financial planner since 2001. He has completed a Master's Degree in Psychology and has a second Master's Degree in Business focusing on investments. This education is a great fit for the financial planning field, which demands insight within the capital markets, a drive to learn continually as the field expands, and a desire to help people and to listen to their needs.

John received his Certified Financial Planner (CFP) designation in 2006.

Since 2008 he has been named a FIVE STAR: Best In Client Satisfaction Wealth Manager by the Minneapolis/St. Paul Magazine six times.

While at the University of Minnesota, John began a chapter of Net Impact, a student organization promoting socially responsible investing.

He and Beth, his wife, have one daughter (Kira) who was born in February 2005 and a son (Zachary) who was born in October 2007. In 2015 they added a rescue puppy, Kendra, to the family.

John reports: The best way to describe me and my family's life right now is Chaotic Bliss.