John Severy-Hoven, CFP®, MBA, began Oracle Financial Planners LLC early in 2003 after leaving Merrill Lynch. He has been a financial planner since 2001. He has completed a Master's Degree in Psychology and has a second Master's Degree in Business focusing on investments. This education is a great fit for the financial planning field, which demands insight within the capital markets, a drive to learn continually as the field expands, and a desire to help people and to listen to their needs.
John received his Certified Financial Planner (CFP) designation in 2006.
Since 2008 he has been named a FIVE STAR: Best In Client Satisfaction Wealth Manager by the Minneapolis/St. Paul Magazine six times.
While at the University of Minnesota, John began a chapter of Net Impact, a student organization promoting socially responsible investing.
He and Beth, his wife, have one daughter (Kira) who was born in February 2005 and a son (Zachary) who was born in October 2007. In 2015 they added a rescue puppy, Kendra, to the family.
John reports: The best way to describe me and my family's life right now is Chaotic Bliss.
As the founder of Oracle Financial Planners, John Severy-Hoven prides himself on assisting clients in every aspect of their financial lives so that they can prepare for what their future holds -- retirement, children's education, buying a new home. John helps you build and maintain your financial vision toward the future, your future.
General Information |
| Firm Start Year: | 2003 | |
| No.of Employees: | 2-4 | |
| Insurance License#: | 20327395 |
| Name of Broker/Dealer: | Cambridge Investment Research |
| Name of Custodial Firm: | Fidelity Institutional |
| States Licensed in: | CA, CO, GA, HI, MD, MN, NC, WA, WI |
| Number of Years with Current Firm: | 5 |
| Work with the following types of clients: | Non-Profit Organizations, Investment Clubs, Individual Investors, Businesses |
| Advisory Services Provided: | Financial Planning, Portfolio Management, Retirement Planning, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Advice & Consulting, Financial Planning for Individuals, Investment Advice & Management, Insurance Products & Annuities, 401K Rollovers |
Services |
| Investment Types: | Stocks, Bonds, Exchange Traded Funds (ETFs), Commodities, Alternative Investments, Mutual Funds, Annuities, Insurance, Mortgages & Real Estate, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Via Email, Via Phone, Your Office, Your Home, Our Office |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Long Term Care, Variable Life, Annuity, Life, Variable Annuity |
| Financial Organization Memberships: | Social Investment Forum (SIF), Financial Planning Association (FPA) |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $50,000 |
Faqs |
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Why should I choose you as my financial advisor? I have two master's degrees (an MBA with an investment finance focus and a Masters of Arts for counseling psychology). I have a CFP designation (Certified Financial Planner). In 2008 and 2009 I was named as a 5-star Wealth Manager based on Client Satisfaction according to the Minneapolis/St. Paul Magazine and Minnesota Business Monthly. |
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What are your qualifications? What is your education background? To serve as an objective third party to assist in managing the overall investment process. Following a disciplined investment process consisting of: The preparation and maintenance of an investment policy statement. Selecting investments and asset classes that ensures prudent diversification. Managing expenses associated with the Portfolio. Monitoring and supervising investment options. |
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How do you charge for your services? Comprehensive Financial Planning with a focus on retirement planning. |
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How are you compensated? How will I pay for your services? I have worked as a financial planner for 6 years and owned Oracle Financial Planners for 5 years. I currently work with about 100 clients (measured by the number of families I work with and the number of employer sponsored retirement plans as well). |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? Along with my two assistants. |
Investment Advisor Representative:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
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