John Severy-Hoven, CFP®, MBA, began Oracle Financial Planners LLC early in 2003 after leaving Merrill Lynch. He has been a financial planner since 2001. He has completed a Master's Degree in Psychology and has a second Master's Degree in Business focusing on investments. This education is a great fit for the financial planning field, which demands insight within the capital markets, a drive to learn continually as the field expands, and a desire to help people and to listen to their needs.
John received his Certified Financial Planner™ (CFP®) designation in 2006.
Since 2008 he has been named a FIVE STAR: Best In Client Satisfaction Wealth Manager by the Minneapolis/St. Paul Magazine six times.
While at the University of Minnesota, John began a chapter of Net Impact, a student organization promoting socially responsible investing.
He and Beth, his wife, have one daughter (Kira) who was born in February 2005 and a son (Zachary) who was born in October 2007. In 2015 they added a rescue puppy, Kendra, to the family.
John reports: The best way to describe me and my family's life right now is Chaotic Bliss.
As the founder of Oracle Financial Planners, John Severy-Hoven prides himself on assisting clients in every aspect of their financial lives so that they can prepare for what their future holds -- retirement, children's education, buying a new home. John helps you build and maintain your financial vision toward the future, your future.
General Information |
| Firm Start Year: | 2003 | |
| No.of Employees: | 2-4 | |
| Insurance License#: | 20327395 |
| Name of Broker/Dealer: | Cambridge Investment Research |
| Name of Custodial Firm: | Fidelity Institutional |
| States Licensed in: | CA, CO, GA, HI, MD, MN, NC, WA, WI |
| Number of Years with Current Firm: | 5 |
| Work with the following types of clients: | Investment Clubs, Businesses, Individual Investors, Non-Profit Organizations |
| Advisory Services Provided: | Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Investment Advice & Management, Financial Planning for Individuals, Financial Advice & Consulting, Portfolio Management, Financial Planning, Insurance Products & Annuities |
Services |
| Investment Types: | Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Insurance, Stocks, Bonds, Annuities, Commodities, Mortgages & Real Estate, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Via Phone, Our Office, Your Home, Your Office, Via Email |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Annuity, Variable Life, Long Term Care, Life, Annuity |
| Financial Organization Memberships: | Social Investment Forum (SIF), Financial Planning Association (FPA) |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $50,000 |
Faqs |
Why should I choose you as my financial advisor?To serve as an objective third party to assist in managing the overall investment process. Following a disciplined investment process consisting of: The preparation and maintenance of an investment policy statement. Selecting investments and asset classes that ensures prudent diversification. Managing expenses associated with the Portfolio. Monitoring and supervising investment options. |
What are your qualifications? What is your education background?I have two master's degrees (an MBA with an investment finance focus and a Masters of Arts for counseling psychology). I have a CFP® designation (Certified Financial Planner"). In 2008 and 2009 I was named as a 5-star Wealth Manager based on Client Satisfaction according to the Minneapolis/St. Paul Magazine and Minnesota Business Monthly. |
How are you compensated? How will I pay for your services?My business is fee-based. |
How many clients do you currently manage?I have worked as a financial planner for 6 years and owned Oracle Financial Planners for 5 years. I currently work with about 100 clients (measured by the number of families I work with and the number of employer sponsored retirement plans as well). |
Will you be the only person working with me?Along with my two assistants. |
Investment Advisor Representative:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
 |