William L. Meyer, AIF, CLU, ChFC,
William L. Meyer graduated from Maryville College in 1978, earned his Chartered Life Underwriter & Chartered Financial Consultant degrees from The American College of Bryn Mawr Pennsylvania in 1983, and his Accredited Investment Fiduciary accreditation from FI360. He is age 66, married with 3 children, and resides in Chesterfield, Missouri. He currently serves on the Broken & Beautiful Charitable Board - St. Louis. His personal interests are philanthropy for children, golf, skiing, and reading.
In 1988 he co-founded Cutter & Company, Inc., of which he is a producing manager and president. The firm is comprised of three divisions, a Broker Dealer, Registrared Investment Advisory, and an insurance agency and serves businesses and individuals. The firm is licensed in 48 states, has 14 employees and 50 independent advisors affiliated with the firm. Mr. Meyer, in addition to holding life, health, & P&C insurance licenses, also holds the following securities licenses; series, 4, 6, 7, 24, 27, 31, 53, 63, 86, and 87.
He was admitted to the Palladin Registry of Advisors in 2006, and was chosen by clients and St. Louis magazine in 2008-2023 as a FIVE STAR WEALTH MANAGER in the category of "Best in Client Satisfaction Wealth Managers".
Providing Resources That Offer Investors the Freedom of Financial Security
Located in Ballwin, Missouri, just 15 miles west of St. Louis, Cutter & Company provides professional investment management, and complete financial planning, as well as life and health insurance products. Our goal is to help individuals prepare for current financial and insurance needs and help develop strategies to meet future goals. We strive to provide assistance to small and large businesses in the areas of employee benefits; including group life and health insurance, 401(k) and other qualified plan analysis, deferred compensation programs and other sophisticated executive benefits.
Cutter & Company is locally owned and privately held. The company has been serving the needs of individuals and corporations since 1988. Management has over 70 years combined experience. Our experienced staff and investment representatives have significant industry background, with significant industry experience in the financial industry. Cutter & Company representatives focus primarily on serving the needs of individuals and businesses in Missouri, but is registered to do investment business in over 45 states.
|Firm Start Year:||1988|
|No. of Employees:||10-19|
|States Licensed in:||MO and many more|
|Number of Years with Current Firm:||35|
|Work with the following types of clients:||Businesses, Individual Investors, Non-Profit Organizations|
|Advisory Services Provided:||Investment Advice & Management, Insurance Products & Annuities, Financial Advice & Consulting, Financial Planning for Businesses, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning|
|Investment Types:||Mutual Funds, Stocks, Alternative Investments, Exchange Traded Funds (ETFs), Insurance, Annuities, Bonds, Options & Futures, Socially Responsible Investments (SRI)|
|Can meet clients in the following ways:||Our Office, Your Office, Video Conference|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Variable Life, Long Term Care, Variable Annuity, Life, Health, Disability, Annuity|
|Financial Organization Memberships:||National Association of Insurance and Financial Advisors (NAIFA), Financial Planning Association (FPA), Estate Planning Council of St Louis|
|Advisor's Number of Clients:||95|
|Advisor's Number of Managed Clients:||95|
|Assets Managed by Advisor:||$80 million+|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Based on Assets|
|Fee % Based on Assets:||1-1.50%|
|Organization :||Broken & Beautiful Prison Ministry, MO|
|Position :||Board Member|
|Bachelor of Science in Business, Minor in Marketin - Business||Maryville College
- Maryville College
December 1975-May 1978
|Bachler's - Business||Maryville
- St. Louis Mo
|Financial Advice & Consulting
Comprehensive financial and estate planning is available-- use my years of experience to your advantage.
|Financial Planning for Businesses
Succession planning, retirement plans, etc. My client base is 85% small business owners.
Money management is done directly not generally utilizing mutual funds and outside separate account managers. We tend to be value managers utilizing a discounted cash flow model similar to Warren Buffet--you know, and can follow, and understand what you own.
When can you retire and how much can you spend in retirement? We run an analysis that will show these things and marks to the mark daily so the plan is dynamic.
Proper handling of a rollover from company retirement plans to self directed IRAs. Fee/asset based directed money management.
Life insurance, disability, Long Term Care, etc. Typically a needs analysis is done to determine you needs.
Do you have a customer satisfaction or refund policy?
fees are paid quarterly, in advance. Any unused portion of that fee would be returned to the client should they terminate their account.
Why should I choose you as my financial advisor?
BA in Business Administration from Maryville College, with the following designations: AIF, CLU, ChFC, Series 7, 24, 27, 86, 87, 4, 31, 53, & 63
What are your qualifications? What is your education background?
Personalized to meet the client's needs.
How do you charge for your services?
Financial Planning , Estate Planning and Money Management with a full range of insurance products
How are you compensated? How will I pay for your services?
For my Investment clients, I am primarily fee-based, though Insurance products are commission-based, as is required by state law.
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Additional Detailed Disclosures
Registered Investment Advisor:
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
|Mon.||8:00 AM - 5:00 PM|
|Tue.||8:00 AM - 5:00 PM|
|Wed.||8:00 AM - 5:00 PM|
|Thu.||8:00 AM - 5:00 PM|
|Fri.||8:00 AM - 5:00 PM|
|Sat.||10:00 AM - 3:00 PM|
|East Carondelet||East Saint Louis|
|Lake Saint Louis||Lovejoy|
|Pevely||Portage Des Sioux|
|Saint Charles||Saint Louis|
|Saint Peters||Valley Park|
|Wentzville||Many clients in other states too|
5 Star Wealth Managers Award
Awarded for the last 5 years