VETTED
William Clinton
CFP®, CPWA®, CIMA®
Tel: 908-888-6906 385 Route 24 Suite 3E Chester, NJ 07930
5
351 Reviews
About William Clinton
With a firm intention of providing white-glove service to maintain a high level of client care, Bill Clinton, CFP®, CIMA®, CPWA® engages with only 10-15 new clients each year. With this business model, every client receives a customized financial plan and personalized investment portfolio. He designs every plan to fit each client's unique situation and pinpoints their most important aspirations to help them pursue both short and long-term goals.
Bill focuses on two key niche markets - individuals close to and in retirement who are seeking income from their investments and busy corporate executives who have received various forms of compensation such as deferred compensation, Non-Qualified Stock Options (NQSO), and Restricted Units (RSU).
Time after time, people contact him to receive guidance on their investment accounts. They aren't sure when or how they will retire nor how much they will need to support their quality of life. By working together through a very detailed planning process, he provides a great sense of clarity surrounding all of their questions and concerns. It gives Bill a great sense of personal joy to reach the point where his clients are confident and excited about their financial future.
Bill graduated from Siena College and earned his Bachelor of Science in Finance. He has worked for some of the largest wealth and asset managers globally including Merrill Lynch and Barclays Capital. He taught the CIMA® certification course at the Yale School of Management to help other financial professionals earn their designations.
As a perpetual student of the industry, Bill has earned many advanced designations and certifications. This focused pursuit of knowledge has helped him provide tremendous value to his wide array of clients as a Private Wealth Advisor. He earned his CFP®, CERTIFIED FINANCIAL PLANNER™ to enhance his knowledge in creating financial plans. To build upon his experience in creating investment portfolios, he became a Certified Investment Management Analyst, CIMA®. Then, to build upon his professional skillset working with high-net-worth individuals and corporate executives, he became a Certified Private Wealth Advisor, CPWA. Both the CIMA® and the CPWA were earned through the Yale School of Management and the Investments and Wealth Institute.
Bill resides in Chester NJ with his wife Ashlee, and sons Liam and Gavin. In his free time he enjoys spending time with his family and is a life-long NY Rangers fan.
About LPL - Riverstone Wealth PlannersBill focuses on two key niche markets - individuals close to and in retirement who are seeking income from their investments and busy corporate executives who have received various forms of compensation such as deferred compensation, Non-Qualified Stock Options (NQSO), and Restricted Units (RSU).
Time after time, people contact him to receive guidance on their investment accounts. They aren't sure when or how they will retire nor how much they will need to support their quality of life. By working together through a very detailed planning process, he provides a great sense of clarity surrounding all of their questions and concerns. It gives Bill a great sense of personal joy to reach the point where his clients are confident and excited about their financial future.
Bill graduated from Siena College and earned his Bachelor of Science in Finance. He has worked for some of the largest wealth and asset managers globally including Merrill Lynch and Barclays Capital. He taught the CIMA® certification course at the Yale School of Management to help other financial professionals earn their designations.
As a perpetual student of the industry, Bill has earned many advanced designations and certifications. This focused pursuit of knowledge has helped him provide tremendous value to his wide array of clients as a Private Wealth Advisor. He earned his CFP®, CERTIFIED FINANCIAL PLANNER™ to enhance his knowledge in creating financial plans. To build upon his experience in creating investment portfolios, he became a Certified Investment Management Analyst, CIMA®. Then, to build upon his professional skillset working with high-net-worth individuals and corporate executives, he became a Certified Private Wealth Advisor, CPWA. Both the CIMA® and the CPWA were earned through the Yale School of Management and the Investments and Wealth Institute.
Bill resides in Chester NJ with his wife Ashlee, and sons Liam and Gavin. In his free time he enjoys spending time with his family and is a life-long NY Rangers fan.
At Riverstone Wealth Planners, our mission is to provide personalized, white-glove financial services that empower our clients to confidently pursue their financial goals.
We work closely with individuals nearing or in retirement, as well as corporate executives with complex compensation structures. Our financial plans are designed to address your specific needs and aspirations with clarity and confidence.
Through continuous education and a commitment to industry excellence, we strive to be trusted partners in every step of your financial journey. At Riverstone Wealth Planners, we believe in building lasting relationships grounded in trust, expertise, and exceptional service.
See DisclosuresWe work closely with individuals nearing or in retirement, as well as corporate executives with complex compensation structures. Our financial plans are designed to address your specific needs and aspirations with clarity and confidence.
Through continuous education and a commitment to industry excellence, we strive to be trusted partners in every step of your financial journey. At Riverstone Wealth Planners, we believe in building lasting relationships grounded in trust, expertise, and exceptional service.
General Information
CRD#:
5291793
Firm CRD#:
6413
Insurance License#:
1659941
Name of Broker/Dealer:
LPL
States Licensed in:
CA,CT,FL,GA,MA,NJ,NY,NC,PA,RI
States Willing to do Business in:
NJ,NY,PA,FL,CA,CT,MA,RI
Years of Experience in Financial Services:
18
Number of Years with Current Firm:
3
Work Experience:
June 2022 - Present: Founder & Private Wealth Advisor - Riverstone Wealth Planners / LPL
November 2017 - June 2022: Financial Advisor - Edward Jones
February 2015 - November 2017: Vice President - Mirae Asset Global Investments
June 2013 - February 2015: Regional Advisor Consultant - OppenheimerFunds
April 2011 - June 2013: Financial Analyst - Barclays Capital
April 2010 - March 2011: Financial Analyst - Ayco / Goldman Sachs
February 2007 - April 2010: Financial Advisor - Merrill Lynch
Work with the following types of clients:
Non-Profit Organizations, Individual Investors, Businesses
Foreign Languages Serviced:
English
Advisory Services Provided:
Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, Wealth Management, Money Management, Risk Management, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Education Funding and Planning
Compliance
Registered Investment Advisor:
No
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
Qualifications & Memberships
Certifications, Accreditations & Designations:
CFP®, CPWA®, CIMA®
Securities Licenses:
Series 7, Series 66
Insurance and Annuity Licenses:
Long Term Care, Disability, Annuity, Life, Variable Annuity
Services
Investment Types:
Exchange Traded Funds (ETFs), Insurance, Annuities, Stocks, Bonds, Alternative Investments, Mutual Funds, Socially Responsible Investments (SRI)
Can meet clients in the following ways:
Your Office, Email, Phone, Our Office, Your Home, Video Conference
Compensation and Fees
Fee Structure:
Fee-Based
Minimum Portfolio Size for New Managed Accounts:
$250,000
Compensation Methods:
Based on Assets, Hourly, Flat Fee, Commissions
Fee % Based on Assets:
1%
Hourly Rate:
$300
Additional Details on Charges:
At Riverstone Wealth Planners, we understand that every client's situation is unique, and so are the ways we can partner together. There are several different approaches to fees and costs, and part of our process is to clearly educate you on these options so you feel confident and informed. Together, we'll determine the structure that best fits your needs and goals, always with your best interests as the top priority.
Minimum Fee Charged for Managed Accounts:
$2,500
Minimum Fee Charged for Hourly Planning Accounts:
$300
Firm Information
Firm's Number of Clients:
45
Firm's Number of Planning Clients:
45
Firm's Number of Managed Clients:
45
Assets Managed by Firm:
$70,000,000
Advisor's Number of Clients:
45
Advisor's Number of Managed Clients:
45
Advisor's Number of Planning Clients:
45
Total Assets Under Management by Advisor:
$70,000,000
Preferred meeting methods
I provide a free initial consultation:
Yes
Financial Planning for Businesses
At Riverstone Wealth Planners, our financial advice for businesses focuses on understanding the unique challenges and opportunities that come with running an organization. Every business has its own goals, growth plans, and financial structure, and we work to create a customized plan that supports both the company and its owners.
We start by reviewing your business's financial picture, including cash flow, assets, liabilities, and growth objectives. From there, we develop strategies to optimize resources, manage risk, plan for succession, and align your business finances with your long-term goals. Every recommendation is grounded in careful analysis and tailored to the specific needs of your business.
Education and collaboration are central to our process. We take the time to explain options, outline potential outcomes, and answer questions so you and your team feel confident in every decision. Your plan evolves as your business grows and as market conditions change, providing flexibility and strategic guidance every step of the way.
By combining personalized advice, disciplined strategy, and ongoing support, we help businesses navigate complex financial decisions with clarity and confidence. The result is a comprehensive financial plan that empowers your organization, protects its assets, and positions it for long-term success.
We start by reviewing your business's financial picture, including cash flow, assets, liabilities, and growth objectives. From there, we develop strategies to optimize resources, manage risk, plan for succession, and align your business finances with your long-term goals. Every recommendation is grounded in careful analysis and tailored to the specific needs of your business.
Education and collaboration are central to our process. We take the time to explain options, outline potential outcomes, and answer questions so you and your team feel confident in every decision. Your plan evolves as your business grows and as market conditions change, providing flexibility and strategic guidance every step of the way.
By combining personalized advice, disciplined strategy, and ongoing support, we help businesses navigate complex financial decisions with clarity and confidence. The result is a comprehensive financial plan that empowers your organization, protects its assets, and positions it for long-term success.
Financial Planning for Individuals
At Riverstone Wealth Planners, financial advice for individuals begins with a deep understanding of your personal goals and circumstances. Everyone's situation is different, and we don't believe in one-size-fits-all solutions. Our focus is on creating a financial plan that reflects your unique priorities, lifestyle, and vision for the future.
We start by examining your current financial picture - income, expenses, assets, and liabilities - along with your short- and long-term objectives. From there, we identify strategies that can help you grow your wealth, manage risk, plan for retirement, and make the most of tax and investment opportunities. Every recommendation is designed specifically for you and grounded in careful analysis and professional expertise.
Education and collaboration are key. We take the time to explain your options, outline potential outcomes, and answer your questions so you feel confident in every decision. Your plan is not static; it evolves as your circumstances and goals change, giving you flexibility and control.
By combining personalized guidance, disciplined strategy, and ongoing support, we help individuals navigate financial complexity with clarity and confidence. The result is a custom financial plan that empowers you to pursue your goals, manage uncertainty, and build a future tailored to your vision.
We start by examining your current financial picture - income, expenses, assets, and liabilities - along with your short- and long-term objectives. From there, we identify strategies that can help you grow your wealth, manage risk, plan for retirement, and make the most of tax and investment opportunities. Every recommendation is designed specifically for you and grounded in careful analysis and professional expertise.
Education and collaboration are key. We take the time to explain your options, outline potential outcomes, and answer your questions so you feel confident in every decision. Your plan is not static; it evolves as your circumstances and goals change, giving you flexibility and control.
By combining personalized guidance, disciplined strategy, and ongoing support, we help individuals navigate financial complexity with clarity and confidence. The result is a custom financial plan that empowers you to pursue your goals, manage uncertainty, and build a future tailored to your vision.
Financial Advice & Consulting
At Riverstone Wealth Planners, financial advice starts with you. Every individual and family has a unique story, and our approach is built around understanding yours. We don't offer cookie-cutter solutions. Our goal is to craft a comprehensive financial plan that fits your life, your goals, and your values.
We begin by taking a detailed look at your financial picture: income, expenses, assets, liabilities, and long-term objectives. From there, we identify opportunities, anticipate challenges, and explore strategies across investing, retirement, tax planning, risk management, and more. Every recommendation is backed by careful analysis, professional insight, and a commitment to putting your interests first.
Our process is collaborative. We take the time to educate you on your options, walk you through potential outcomes, and answer your questions so you feel confident in the decisions being made. A financial plan with us is not just a set of numbers - it's a roadmap that evolves with you as your life changes.
By combining personalized guidance, disciplined strategy, and ongoing support, we help our clients navigate complexity with clarity and purpose. The result is a financial plan designed to empower you, reduce uncertainty, and provide a clear path toward the future you envision.
We begin by taking a detailed look at your financial picture: income, expenses, assets, liabilities, and long-term objectives. From there, we identify opportunities, anticipate challenges, and explore strategies across investing, retirement, tax planning, risk management, and more. Every recommendation is backed by careful analysis, professional insight, and a commitment to putting your interests first.
Our process is collaborative. We take the time to educate you on your options, walk you through potential outcomes, and answer your questions so you feel confident in the decisions being made. A financial plan with us is not just a set of numbers - it's a roadmap that evolves with you as your life changes.
By combining personalized guidance, disciplined strategy, and ongoing support, we help our clients navigate complexity with clarity and purpose. The result is a financial plan designed to empower you, reduce uncertainty, and provide a clear path toward the future you envision.
Portfolio Management
At Riverstone Wealth Planners, portfolio management is always personalized. We recognize that each client has unique goals, timelines, and risk tolerances, so every portfolio we design is custom-built to reflect your individual circumstances. Our process starts with a clear understanding of what matters most to you - whether that's growth, income, preservation of wealth, or a blend of all three - and we align your investments to those objectives with discipline and care.
As a Certified Investment Management Analyst® (CIMA®), I bring advanced training and a globally recognized standard of expertise to every portfolio. The CIMA® designation emphasizes evidence-based decision making, thorough due diligence, and the application of modern portfolio theory. This means your portfolio is not only tailored to your needs, but also guided by a rigorous framework for asset allocation, risk management, and manager selection.
Portfolio management is not a one-time event - it's an ongoing process. Markets shift, life changes, and your financial plan should evolve as well. That's why we continuously review and adjust your portfolio to keep it aligned with your long-term vision. Our goal is to give you confidence that your investments are managed with intention, expertise, and your best interests at the center of every decision.
As a Certified Investment Management Analyst® (CIMA®), I bring advanced training and a globally recognized standard of expertise to every portfolio. The CIMA® designation emphasizes evidence-based decision making, thorough due diligence, and the application of modern portfolio theory. This means your portfolio is not only tailored to your needs, but also guided by a rigorous framework for asset allocation, risk management, and manager selection.
Portfolio management is not a one-time event - it's an ongoing process. Markets shift, life changes, and your financial plan should evolve as well. That's why we continuously review and adjust your portfolio to keep it aligned with your long-term vision. Our goal is to give you confidence that your investments are managed with intention, expertise, and your best interests at the center of every decision.
Retirement Planning
At Riverstone Wealth Planners, retirement planning is about more than preparing for the day you stop working - it's about creating a strategy that allows you to live the life you envision with confidence and security. Every client's journey to retirement is unique, which is why we take a highly personalized approach. We start by understanding your goals, income needs, lifestyle expectations, and family considerations. From there, we use advanced financial planning software to model different scenarios, analyze potential risks, and project how your plan can adapt as life and markets change.
As a CERTIFIED FINANCIAL PLANNER™ professional, I bring a fiduciary standard of care and a comprehensive perspective to every retirement plan. The CFP® designation reflects rigorous training in all aspects of financial planning - from investments and tax strategies to insurance and estate planning - which ensures we consider every piece of your financial life when building your retirement roadmap.
Our process doesn't end once the plan is in place. Retirement is a long journey, and your plan should evolve with you. We provide ongoing guidance, stress-test strategies against different market conditions, and adjust as your needs shift over time. The result is a retirement plan that isn't just numbers on a page - it's a dynamic, living strategy designed to give you clarity and the confidence to enjoy the years ahead.
As a CERTIFIED FINANCIAL PLANNER™ professional, I bring a fiduciary standard of care and a comprehensive perspective to every retirement plan. The CFP® designation reflects rigorous training in all aspects of financial planning - from investments and tax strategies to insurance and estate planning - which ensures we consider every piece of your financial life when building your retirement roadmap.
Our process doesn't end once the plan is in place. Retirement is a long journey, and your plan should evolve with you. We provide ongoing guidance, stress-test strategies against different market conditions, and adjust as your needs shift over time. The result is a retirement plan that isn't just numbers on a page - it's a dynamic, living strategy designed to give you clarity and the confidence to enjoy the years ahead.
401K Rollovers
When it comes to rolling over a 401(k), there's no one-size-fits-all answer - and making the right choice can have a lasting impact on your retirement savings. At Riverstone Wealth Planners, we believe the most important step is education. We take the time to walk you through the options available, from leaving your assets in a former employer's plan, to moving them into a new employer plan, to rolling them into an IRA, or even considering a distribution. Each choice comes with its own set of benefits, costs, tax implications, and investment opportunities.
Our role is to ensure you fully understand those differences so you can make an informed decision with confidence. We carefully analyze your unique circumstances - your financial goals, retirement timeline, investment preferences, and overall plan - to determine which path best aligns with your needs.
As fiduciaries, our commitment is to act in your best interest, not to push one solution over another. The result is a rollover strategy tailored to you, designed to maximize flexibility, minimize costs, and keep your retirement savings working toward your long-term goals. By taking the time to educate and guide you, we help transform what can feel like a complex decision into a clear and confident step forward.
Our role is to ensure you fully understand those differences so you can make an informed decision with confidence. We carefully analyze your unique circumstances - your financial goals, retirement timeline, investment preferences, and overall plan - to determine which path best aligns with your needs.
As fiduciaries, our commitment is to act in your best interest, not to push one solution over another. The result is a rollover strategy tailored to you, designed to maximize flexibility, minimize costs, and keep your retirement savings working toward your long-term goals. By taking the time to educate and guide you, we help transform what can feel like a complex decision into a clear and confident step forward.
Insurance Planning
At Riverstone Wealth Planners, insurance planning is a critical part of protecting your financial well-being and that of your family. We take a comprehensive approach, reviewing your current coverage across life, disability, long-term care, and property or liability policies to ensure you are adequately protected against unexpected events. Our goal is to identify any gaps, address potential risks, and provide solutions tailored to your unique circumstances.
Education is a key part of our process. We take the time to explain the purpose of each type of coverage, how it fits into your overall financial plan, and the potential consequences of underinsurance. By providing clear guidance, we empower you to make informed decisions that safeguard your assets, income, and legacy.
Insurance planning is not a one-time task. It requires ongoing review as your life, finances, and needs evolve. We partner with you to periodically reassess your policies, make adjustments as necessary, and ensure your protection remains aligned with your long-term goals.
The result is a personalized insurance strategy designed to protect what matters most, and give you the confidence that your financial plan is comprehensive and resilient.
Education is a key part of our process. We take the time to explain the purpose of each type of coverage, how it fits into your overall financial plan, and the potential consequences of underinsurance. By providing clear guidance, we empower you to make informed decisions that safeguard your assets, income, and legacy.
Insurance planning is not a one-time task. It requires ongoing review as your life, finances, and needs evolve. We partner with you to periodically reassess your policies, make adjustments as necessary, and ensure your protection remains aligned with your long-term goals.
The result is a personalized insurance strategy designed to protect what matters most, and give you the confidence that your financial plan is comprehensive and resilient.
Annuities
At Riverstone Wealth Planners, annuities can play an important role in a comprehensive financial plan, but only when they align with your goals and best interests. We carefully evaluate each client's situation to determine if an annuity makes sense, focusing on how it can provide guaranteed income, manage longevity risk, or complement other retirement strategies.
Education and transparency are central to our approach. We take the time to explain the features, benefits, and potential limitations of annuities, so you can make an informed decision with confidence. Our goal is to ensure that any annuity we recommend fits seamlessly within your broader financial plan, supporting your long-term objectives without creating unnecessary complexity or cost.
Every decision is guided by a fiduciary standard. We act in your best interest, helping you weigh the options, consider alternatives, and understand how an annuity fits into your overall strategy. Annuities are not a default solution. They are one tool among many, applied thoughtfully and selectively to help achieve your financial goals.
The result is a personalized approach to annuities that prioritizes your needs, provides clarity, and ensures that your retirement strategy remains secure, flexible, and aligned with what matters most to you.
Education and transparency are central to our approach. We take the time to explain the features, benefits, and potential limitations of annuities, so you can make an informed decision with confidence. Our goal is to ensure that any annuity we recommend fits seamlessly within your broader financial plan, supporting your long-term objectives without creating unnecessary complexity or cost.
Every decision is guided by a fiduciary standard. We act in your best interest, helping you weigh the options, consider alternatives, and understand how an annuity fits into your overall strategy. Annuities are not a default solution. They are one tool among many, applied thoughtfully and selectively to help achieve your financial goals.
The result is a personalized approach to annuities that prioritizes your needs, provides clarity, and ensures that your retirement strategy remains secure, flexible, and aligned with what matters most to you.
Estate Planning & Trusts
At Riverstone Wealth Planners, estate planning and trusts are essential tools to protect your legacy and ensure your wishes are carried out. We partner closely with your estate planning attorney to create strategies that align with your overall financial plan while addressing your unique family and personal circumstances. By working together, we ensure that your assets are structured efficiently, your beneficiaries are considered, and your goals are fully integrated into a comprehensive plan.
Our approach goes beyond just documents. We take the time to understand your objectives, anticipate potential challenges, and coordinate strategies that minimize taxes, provide for loved ones, and safeguard your wealth across generations. This includes reviewing existing trusts, identifying gaps in coverage, and evaluating options to optimize both your estate and your overall financial plan.
Education and collaboration are central to our process. We help you understand the impact of different trust structures and estate strategies, so you feel confident in the decisions being made. Your plan is dynamic and evolves with changes in your life, the law, and your goals, ensuring it remains effective over time.
The result is a tailored estate planning strategy that protects your legacy, and ensures your financial intentions are respected for years to come.
Our approach goes beyond just documents. We take the time to understand your objectives, anticipate potential challenges, and coordinate strategies that minimize taxes, provide for loved ones, and safeguard your wealth across generations. This includes reviewing existing trusts, identifying gaps in coverage, and evaluating options to optimize both your estate and your overall financial plan.
Education and collaboration are central to our process. We help you understand the impact of different trust structures and estate strategies, so you feel confident in the decisions being made. Your plan is dynamic and evolves with changes in your life, the law, and your goals, ensuring it remains effective over time.
The result is a tailored estate planning strategy that protects your legacy, and ensures your financial intentions are respected for years to come.
Tax Advice and Services
At Riverstone Wealth Planners, tax planning is an integral part of helping clients achieve their financial goals. We take a proactive approach, working closely with you and your CPA to identify opportunities to minimize taxes, maximize efficiency, and align your tax strategy with your overall financial plan. By collaborating with your trusted tax professionals, we ensure that your financial decisions are coordinated and effective across all areas of your finances.
To support this process, we utilize advanced tax planning software from Holistiplan, which allows us to model scenarios, analyze potential outcomes, and uncover opportunities that might otherwise go unnoticed. This technology helps us provide detailed insights into tax strategies, retirement planning, charitable giving, and estate planning, so that every decision you make is informed and deliberate.
Our goal is to give you clarity and confidence, showing not just the numbers, but the long-term impact of your choices. By combining personalized guidance, collaborative planning, and sophisticated tools, we help ensure that your tax strategy works in harmony with your financial plan and long-term objectives.
*Holistiplan is a third-party software platform and is not affiliated with LPL Financial or Riverstone Wealth Planners.
To support this process, we utilize advanced tax planning software from Holistiplan, which allows us to model scenarios, analyze potential outcomes, and uncover opportunities that might otherwise go unnoticed. This technology helps us provide detailed insights into tax strategies, retirement planning, charitable giving, and estate planning, so that every decision you make is informed and deliberate.
Our goal is to give you clarity and confidence, showing not just the numbers, but the long-term impact of your choices. By combining personalized guidance, collaborative planning, and sophisticated tools, we help ensure that your tax strategy works in harmony with your financial plan and long-term objectives.
*Holistiplan is a third-party software platform and is not affiliated with LPL Financial or Riverstone Wealth Planners.
Education Funding and Planning
At Riverstone Wealth Planners, education funding is about more than simply saving for college - it's about creating a strategy that helps make higher education costs manageable and aligned with your family's goals. We start by modeling potential college costs, taking into account factors like tuition growth, your child's age, and desired schools, to project what the future may hold.
Once we understand the potential costs, we work with you to determine the best approach to saving. This includes evaluating different types of accounts, such as 529 plans, custodial accounts, or other investment vehicles, each with its own benefits, tax considerations, and flexibility. Our goal is to help you choose a strategy that maximizes your savings potential while keeping your child's educational goals within reach.
Education funding is not a one-time decision - it's an ongoing process. We monitor your plan over time, adjusting contributions, investment allocations, and account strategies as circumstances change. By providing guidance, tools, and insights, we help ensure that you feel confident in your ability to fund your child's education without compromising your broader financial plan. The result is a personalized, comprehensive education funding strategy.
Once we understand the potential costs, we work with you to determine the best approach to saving. This includes evaluating different types of accounts, such as 529 plans, custodial accounts, or other investment vehicles, each with its own benefits, tax considerations, and flexibility. Our goal is to help you choose a strategy that maximizes your savings potential while keeping your child's educational goals within reach.
Education funding is not a one-time decision - it's an ongoing process. We monitor your plan over time, adjusting contributions, investment allocations, and account strategies as circumstances change. By providing guidance, tools, and insights, we help ensure that you feel confident in your ability to fund your child's education without compromising your broader financial plan. The result is a personalized, comprehensive education funding strategy.
Investment Advice & Management
At Riverstone Wealth Planners, investment advice and portfolio management is centered on one principle: no two clients are the same, and neither are their portfolios. Every investment strategy we create is tailored to your unique goals, risk tolerance, time horizon, and financial situation. We don't offer cookie-cutter solutions; we build portfolios with purpose and precision, designed specifically for you.
Our process begins with a deep understanding of your objectives and preferences. From there, we carefully design a portfolio that balances risk and reward, selects appropriate asset classes, and leverages diversification to help pursue long-term growth and stability. Each decision is grounded in disciplined analysis, professional insight, and a commitment to your best interests.
Education and transparency are key components of our approach. We take the time to explain the rationale behind every investment choice, the potential risks and benefits, and how each piece fits into your overall financial plan. Portfolio management with us is a dynamic, ongoing process. Markets change, life circumstances evolve, and your portfolio adapts accordingly.
The result is a truly personalized investment experience - portfolios that reflect your individual needs, values, and goals. With a strategy designed just for you, you can feel confident that your investments are being managed with expertise, care, and a long-term perspective.
Our process begins with a deep understanding of your objectives and preferences. From there, we carefully design a portfolio that balances risk and reward, selects appropriate asset classes, and leverages diversification to help pursue long-term growth and stability. Each decision is grounded in disciplined analysis, professional insight, and a commitment to your best interests.
Education and transparency are key components of our approach. We take the time to explain the rationale behind every investment choice, the potential risks and benefits, and how each piece fits into your overall financial plan. Portfolio management with us is a dynamic, ongoing process. Markets change, life circumstances evolve, and your portfolio adapts accordingly.
The result is a truly personalized investment experience - portfolios that reflect your individual needs, values, and goals. With a strategy designed just for you, you can feel confident that your investments are being managed with expertise, care, and a long-term perspective.
Wealth Management
At Riverstone Wealth Planners, we believe wealth management is not about applying a standard formula - it's about creating a strategy as unique as the client behind it. Every individual and family we work with has their own goals, values, and financial circumstances. That's why no two client experiences are ever the same. We take the time to understand what matters most to you, from near-term priorities to long-term aspirations, and then design a customized approach that aligns every part of your financial life.
Wealth management goes beyond investments. It encompasses retirement planning, tax strategies, estate considerations, insurance, and cash flow - all working together as a coordinated plan. By integrating these elements, we help ensure that your financial decisions support both your current lifestyle and your future security.
Our role is to guide, educate, and partner with you through every stage of life. We stay actively engaged, adjusting strategies as your circumstances or goals evolve, and providing clarity in a constantly changing financial world. The result is a personalized wealth management experience that reflects your unique journey and keeps your best interests at the center of every decision.
Wealth management goes beyond investments. It encompasses retirement planning, tax strategies, estate considerations, insurance, and cash flow - all working together as a coordinated plan. By integrating these elements, we help ensure that your financial decisions support both your current lifestyle and your future security.
Our role is to guide, educate, and partner with you through every stage of life. We stay actively engaged, adjusting strategies as your circumstances or goals evolve, and providing clarity in a constantly changing financial world. The result is a personalized wealth management experience that reflects your unique journey and keeps your best interests at the center of every decision.
Risk Management
At Riverstone Wealth Planners, risk management is a key part of protecting your financial future. We take a comprehensive look at your current insurance coverage - life, disability, long-term care, property, and liability - to ensure you are adequately protected against potential risks. Our goal is to identify any gaps that could leave you or your family vulnerable, and to help you address them before they become problems.
We take the time to educate you on the types of risks you may face, how your existing policies work, and where adjustments may be needed. By combining careful analysis with thoughtful guidance, we help you make informed decisions that align with your overall financial plan.
Risk management isn't just about reacting to threats - it's about proactive planning. By regularly reviewing your coverage and reassessing your risk exposure, we work to safeguard your assets, income, and legacy. The result is a tailored strategy that gives you confidence knowing that your financial plan is resilient, comprehensive, and designed to protect what matters most.
We take the time to educate you on the types of risks you may face, how your existing policies work, and where adjustments may be needed. By combining careful analysis with thoughtful guidance, we help you make informed decisions that align with your overall financial plan.
Risk management isn't just about reacting to threats - it's about proactive planning. By regularly reviewing your coverage and reassessing your risk exposure, we work to safeguard your assets, income, and legacy. The result is a tailored strategy that gives you confidence knowing that your financial plan is resilient, comprehensive, and designed to protect what matters most.
Money Management
At Riverstone Wealth Planners, money management is about giving you the clarity and control to make your financial life work for you. We focus on understanding your income, expenses, and cash flow, both today and as you plan for the future. By analyzing your finances in detail, we can help ensure that your resources are aligned with your goals, from day-to-day budgeting to long-term retirement planning.
Education is a central part of our approach. We take the time to walk you through key concepts such as cash flow in retirement, spending strategies, and the impact of taxes and inflation on your income. Our goal is to make complex financial ideas simple and actionable, so you can make informed decisions with confidence.
Money management is not just about tracking numbers - it's about creating a strategy that supports your lifestyle and long-term objectives. We partner with you to establish priorities, optimize resources, and adjust plans as circumstances change. By providing guidance, insights, and tools tailored to your unique situation, we help you feel confident in managing your finances today while preparing for a fulfilling tomorrow.
Education is a central part of our approach. We take the time to walk you through key concepts such as cash flow in retirement, spending strategies, and the impact of taxes and inflation on your income. Our goal is to make complex financial ideas simple and actionable, so you can make informed decisions with confidence.
Money management is not just about tracking numbers - it's about creating a strategy that supports your lifestyle and long-term objectives. We partner with you to establish priorities, optimize resources, and adjust plans as circumstances change. By providing guidance, insights, and tools tailored to your unique situation, we help you feel confident in managing your finances today while preparing for a fulfilling tomorrow.
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Disclosures
p>WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
LPL ADV 2A
https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf
Additional Detailed Disclosures
https://www.lpl.com/content/dam/edam/format/disclosure/wiseradvisor-lpl-detailed-disclosures.pdf
Disclaimer
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. www.finra.org www.sipc.org
18 Years of Experience
Compliance
Registered RepresentativeYes
Investment Advisor RepresentativeYes
Acknowledged fiduciaryYes
Compliance Disclosures in Last 5 yearsI have a clean record
Criminal Disclosures in Last 5 yearsI have a clean record
Communities Served
NJNYPAFLCACTMARI
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Office Hours
Monday9:00 - 18:00
Tuesday9:00 - 18:00
Wednesday9:00 - 18:00
Thursday9:00 - 18:00
Friday9:00 - 18:00
SaturdayClosed
SundayClosed
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