Altrius Capital Management, Inc.

Mr. Greenberg is an Executive Vice President and Financial Advisor at Altrius Capital Management. He is responsible for providing wealth management and financial planning advice to the firm's high net worth clients as well as providing investment solutions for institutional clients. Prior to joining Altrius, Mr. Greenberg was a Senior Account Manager at State Farm specializing in financial services, providing clients with long-term solutions and guidance. Mr. Greenberg received his Bachelor of Science in Finance from the Darla Moore School of Business at the University of South Carolina, his Certificate in Financial Planning from Boston University, and is a CERTIFIED FINANCIAL PLANNER^™ professional.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP^®, CERTIFIED FINANCIAL PLANNER^™, and CFP^® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Mr. Rolf is an Executive Vice President and Financial Advisor at Altrius Capital Management. He is responsible for providing asset allocation and financial planning advice to the firm's high net worth clients, and a member of the Investment Committee. Prior to joining Altrius, Mr. Rolf was a Vice President at Lenox Advisors for three years where he was a member of the firm's Investment Committee, and advised clients on asset allocation, investment strategies and financial planning. Mr. Rolf spent five years at Morgan Stanley in their Private Wealth Management group. He also worked for Congressman Dave Camp in Washington D.C. Mr. Rolf graduated from the University of Michigan where he was a four-year letter winner and Captain on the Varsity Tennis Team. He received his MBA in Finance from Indiana University and is a CFA charter holder.

James M. Russo is the founder and Chief Investment Strategist of Altrius Capital Management which he founded in 1997. Jim's military service as a Naval Aviator in the U.S. Marine Corps gave him a unique global perspective. Mr. Russo has published a book on the firm's value-driven, income-focused investment process titled "Invest Like an Aardvark". Mr. Russo received a Bachelor of Science in Economics from the United States Naval Academy, was captain of the boxing team and named a two-time NCBA All-American. Upon graduating from the U.S. Naval Academy in 1991, Mr. Russo served as a Naval Aviator in the United States Marine Corps for eight years until leaving the service honorably at the rank of Captain.

Ms. Prabhu is a Portfolio Manager at Altrius Capital Management. She is a member of the Investment Committee and is responsible for conducting fundamental research, security analysis, and portfolio monitoring. Prior to joining Altrius, Ms. Prabhu was a Vice President at Wright Investors' Service for 17 years where she was a member of the equity portfolio management team, helping manage US equity portfolios and researching stocks in different sectors. She was also involved in the quantitative research process at Wright. As a member of the Investment Committee, Ms. Prabhu was involved in the asset allocation process for client portfolios including monitoring macro-economic indicators and their impact on markets. Prior to Wright, Ms. Prabhu was an investment analyst for the private banking divisions at ICICI Bank, India, and BNP Paribas, India. Ms. Prabhu received a Bachelors in Accounting and Taxation, and Masters in Business Administration with a concentration in Finance from Mumbai University. Ms. Prabhu is a CFA charter holder and a member of the CFA Society of New York.

Zachary Smith is a Portfolio Manager at Altrius Capital Management. He is a member of the Investment Committee and is responsible for conducting fundamental research, security analysis, and portfolio monitoring. Prior to joining Altrius, Mr. Smith received a Bachelor of Science in Business Administration with a concentration in finance from American University and a Master of Science in Political Theory from the London School of Economics and Political Science. Mr. Smith is a CFA charter holder.