I started in the financial services business in 1996 ( Investments and Insurance). I became securities licensed (series 6,63,66, and 7) a few years later. I specialize in creating financial plans for individuals and families, and recommending the appropriate investments to help my clients achieve their goals. I received my Certified Wealth Strategist CWS designation in 2015.
LPL was Founded in 1989 , and currently has over 18,000 advisors, 800 financial partners , and Fortune 500 Company.
General Information |
| Firm Start Year: | 1996 | |
| No. of Employees: | 2-4 | |
| Insurance License#: | 60172 |
| States Licensed in: | OH,TN,KY,IN,FL |
| Number of Years with Current Firm: | 4 |
| Work Experience: | I am a Fiduciary and have 27 years in the financial service industry. I specialize in helping my clients find the appropriate amount of risk to reach their financial goals. I typically have fees that are consistently lower than the industry norms. A written financial plan is included for all clients with 250k or more to invest. |
| Work with the following types of clients: | Non-Profit Organizations, Individual Investors, Businesses |
| Advisory Services Provided: | Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Advice & Consulting |
Services |
| Investment Types: | Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Stocks, Bonds, Insurance, Mutual Funds, Annuities, Commodities, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Your Home, Our Office, Phone, Email, Your Office, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Life, Long Term Care, Variable Annuity, Life, Annuity |
Firm Information |
| Advisor's Number of Clients: | 250 |
| Advisor's Number of Managed Clients: | 200 |
| Advisor's Number of Planning Clients: | 100 |
| Assets Managed by Advisor: | $40,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $25000 |
| Compensation Methods: | Based on Assets |
| Minimum Fee Charged for Managed Accounts: | na |
| Minimum Fee Charged for Hourly Planning Accounts: | na |
FAQs |
Do you have a customer satisfaction or refund policy?I do not have a refund policy, but my clients do not sign any type of contract that obligates them to having me as their advisor. My client can fire me at any time for any reason. |
Why should I choose you as my financial advisor?I believe that I bring a refreshing approach as a financial advisor and my clients have a good understanding of all material facts (fees, risk, and overall investment strategies). Scheduling regular and planned reviews 1 to 4 times per year is a mandatory best practice that is vital to a long lasting relationship with your advisor. |
How do you charge for your services?As a fiduciary, I typically charge a fee for assets under management. |
What services do you provide? What are your specialties?1) A written Financial Plan |
What is your experience? How many clients do you currently manage?I have over 25 years experience with hundreds of clients. My clients range from ages 30-95 yrs old. |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. LPL ADV 2A https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf Additional Detailed Disclosures |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
| Cincinnati | Dayton |
| IN | Northern KY |
| MasterCard |
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