He graduated from Bowling Green State University with a Bachelor of Science in Business Administration (BSBA) with a concentration in marketing and finance. He obtained an MBA from Baldwin Wallace University. He has also obtained the designations Chartered Financial Consultant® (ChFC®) and Charter Life Underwriter (CLU®) from The American College in Bryn Mawr, PA. He is a licensed securities professional through FINRA, holding the Series 7 24, 63 as well as a licensed insurance agent through the Ohio Department of securities.
He has more than 26 years experience in the Financial Services industry, including retail banking with National City Bank, Cleveland, as financial planner with Lincoln Financial Advisors, as well as founder of Elios Financial Group, in 2000.
Jim is a frequent public speaker on financial planning issues, the economy and financial markets, providing workshops for companies, government, non-profits and charity organizations including the Social Security Administration, Lincoln Electric, AT&T, and Fairview Hospital/Cleveland Clinic. He has contributed as a columnist for the Plain Dealer "Ask the Expert" feature column. Jim has made many local Cleveland media appearances including television on Action Channel 19 News and radio on The Lannigan Show 105.7 WMJI. He completed a due diligence trip to Asia, including Singapore, Hong Kong, and China, where he gave a lecture to students at Zhejing University City College in Hangzhou, China.
Jim resides in Avon Lake with his wife and their 3 children and is a lifelong resident of Cleveland and a graduate of North Olmsted High School.
Elios Financial Group, founded in 2002, is a financial planning and investment management firm
(wealth management) dedicated to serving the unique needs of pre-retirees and retirees in the
evaluation, analysis and implementation of a well-conceived financial, retirement and
investment plan. We use the latest of technology to create customized financial plans and
investment portfolios to help clients pursue their financial goals. We are unconstrained in
independence and flexibility in offering financial advice and investment management services.
WE ARE PASSIONATE ADVOCATES OF SMART MONEY MANAGEMENT.
ENVISION | ENLIGHTEN | ENRICH
We build long-term relationships by helping clients Envision their dreams, Enlighten them to make informed financial decisions through education, and provide service which ultimately Enriches their lives.
VALUE PROPOSITION We provide highly personal and customized service with the ability to analyze complex situations and offer sophisticated solutions and advice on an objective, mutual beneficial and professional manner.
|Firm Start Year:||1996|
|Name of Broker/Dealer:||Private Client Services, Inc.|
|Name of Custodial Firm:||TD Ameritrade Institutional , Fidelity|
|States Licensed in:||OH, CA, FL, IL, IN, NC, NJ, NY, TX, WV|
|Number of Years with Current Firm:||20|
|Work Experience:||Elios Financial Group, Inc. - Nov. 1998- Present LPL Financial 1998- Present Lincoln Financial Advisors - 1996-1998 Minnesota Mutual = 1991-1995 National City Bank 1988-1991|
|Work with the following types of clients:||Individual Investors|
|Advisory Services Provided:||Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Investment Advice & Management|
|Investment Types:||REIT'S, Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)|
|Can meet clients in the following ways:||Via Phone, Video Conference, Your Home, Via Email|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Annuity, Health, Life, Variable Annuity, Long Term Care, Variable Life|
|Financial Organization Memberships:||Society of Financial Services Professionals|
|Firm's Number of Clients:||200|
|Firm's Number of Planning Clients:||100|
|Firm's Number of Managed Clients:||200|
|Assets Managed by Firm:||135,000,000|
|Advisor's Number of Clients:||125|
|Advisor's Number of Managed Clients:||100|
|Advisor's Number of Planning Clients:||100|
|Assets Managed by Advisor:||$1000000|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Hourly, Based on Assets, Flat Fee|
|Fee % Based on Assets:||1%|
|Flat Fee Rate:||$200|
|Additional Details on Charges:||Complimentary Second Opinion on portfolios.|
|MBA||Baldwin Wallace University
- Cleveland, Ohio
September 1989 -September 1991
|BSBA||Bowling Green State University
- Bowling Green, Ohio
August 1984-May 1988
|MBA||Baldwin Wallace University
|BSBA Finance and Marketing||Bowling Green State University
|Advanced Personal Finance||American College
Do you have a customer satisfaction or refund policy?
We expect to deliver 100% satisfaction to our clients. For financial planning, we would waive any fee if a client is not fully satisfied.
Why should I choose you as my financial advisor?
MBA in Business BSBA in Marketing and Finance CHFC Chartered Financial Consultant Registered Represenatative Registered Principal CHFC- Chartered Financial Consultant CLU - Chartered Life Underwriter
What are your qualifications? What is your education background?
We use a 'holistic' approach to planning that incorporates cash flows, net worth balance sheets, investments, insurance, and taxes as well as including family goals and objectives. We spend a great deal on the 'diagnosis' before we make a recommended 'prescription'
How do you charge for your services?
Flat fee based on assets
How are you compensated? How will I pay for your services?
Flat Fee for planning Flat fee investment mangement
|Advisory services offered through Elios Financial Group Inc. A Securities Exchange Commission Registered Investment Advisor (RIA). Securities offered through Private Client Services, member FINRA/SIPC. Elios Financial Group, Inc. and Private Client Services are unaffiliated entities.|
Registered Investment Advisor:
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
|Mon.||8:30 AM - 6:00 PM|
|Tue.||8:30 AM - 6:00 PM|
|Wed.||8:30 AM - 6:00 PM|
|Thu.||8:30 AM - 6:00 PM|
|Fri.||8:30 AM - 6:00 PM|
|Broadview Heights||Columbia Station|
|North Ridgeville||Rocky River|
Five Star Professional conducts market- specific research throughout the U.S. and Canada to identify service professionals who provide quality services to their clients. Five Star Professional joins forces with city and regional magazines to make the research results available to consumers in more than 45 markets across the United States and now Canada. Five Professional was founded in 2003 and is based in Minneapolis. It is the largest and most widely published wealth manager award program in North America. For more information, go to: www.fivestarprofessional.com.
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