Michelle Vargas
After earning a degree in Finance from the University of Louisiana at Lafayette in 1990, she moved to Orlando, Florida and started her career with Harcourt Brace Publishing. Her journey into personal finance began when she enrolled in her 401K and wanted to learn about additional options to plan for retirement. Not many advisors were willing to help her with her 401K choices, and none offered a written financial plan. In 1994 she left Harcourt Brace Publishing and became licensed to work as a Financial Advisor. In 1998, she completed the rigorous education and experience requirements to become a CFP.
With over 9 years of professional experience as a financial advisor, she daily strives to make the complex simple when advising clients. She often remembers what the experience was like when she was young and looking for an advisor. This memory enables her to be sensitive and patient in all of her interactions. Education is also an important component of her practice, and she has been quoted by CBS News, Yahoo Finance, and MSN.
She and her husband live in Fort Worth, and they have an amazing son Andrew. He is a Young Steinway Artist in graduate school at Texas Christian University. When her son was younger, she was very active in the homeschool community and served as a director, teacher, and support group leader. Her proudest accomplishments are persevering in homeschooling through high school and founding Waymaker Financial Planning.
In her spare time, she enjoys walking through the Fort Worth Botanical Gardens to get inspired to make her own garden more beautiful. Spring is her favorite time of year and she loves exploring backroads filled with beautiful fields of Texas Bluebonnets. Occasionally, when her adventurous side kicks in, she goes white water rafting - with an experienced guide, of course!
2020
1 Employee
SEI, Altruist, Schwab
Fort Worth, Arlington, Mansfield, Crowley, Azle, Benbrook, Burleson, Keller, North Richland Hills, Lewisville, Denton, Westlake, Westover Hills, Plano, McKinney, Flower Mound, Aubrey, Allen, Carrolton,
4
I have over 9 years of professional experience advising clients. I love helping families make wise financial decisions and simplify their finances so that more time is freed up to do what they enjoy. I have worked for other large advisory firms, but what I value most at Waymaker Financial Planning is that I am independent, and there are no proprietary funds, which minimizes conflicts of interest. I work as a Fiduciary for my clients at all times.
Individual Investors
Financial Planning for Individuals, Risk Management, Financial Advice & Consulting, Investment Advice & Management, Financial Planning, Portfolio Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning
Mutual Funds, Bonds, Stocks, Annuities, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Video Conference
Fee-Only
Flat Fee, Based on Assets, Hourly
.75 to 1%
250
One-Time Financial Plans - Typically $3750. Increases with complexity. Ongoing Financial Planning - Typically $1500 per quarter. Increases with complexity. Limited Scope Plans - Available for 1 or 2 subject areas.
$500
Yes
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Why should I choose you as my financial advisor?
What are your qualifications? What is your education background?
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How are you compensated? How will I pay for your services?
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Additional Detailed Disclosures
Waymaker Financial Planning, LLC is an Investment Advisor registered with the State of Texas. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or the completeness of, any description of securities, markets, or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication's conclusions. Please contact us at (817) 935-0825 if there is any change in your financial situation, needs, goals or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend you compare any account reports from WFP with the account statements from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, www.waymakerfp.com. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.
When: 12/28/2023 | By:
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Details: Retirement Expert Says Too Many Americans Are Withdrawing from Their 401(k) Accounts: Here's What To Do Instead <p> First Things First Michelle M. Vargas, a Certified Financial Planner at Waymaker Fi...
When: 07/27/2023 | By:
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Details: Build your emergency fund: <p> If you don't already have a fully-stocked emergency fund, now is the time to start saving. With savings accounts rates as high as they are today, interest can help you r...
