wiseradvisor


Kenneth Beber, CFS, AIF®
Peak Financial, Inc.

Tel: 469-322-1210
6160 Warren Parkway
Suite 100
Frisco, TX 75034
Peak Financial, Inc. | Financial Advisor in Frisco ,TX

Risk varies inversely with knowledge


About Kenneth Beber

Ken does not believe in cookie cutter financial plans. Everyone's needs and goals are different; what may make sense for one person may not make sense for another, even if they are at the same age or stage in life. To Ken, financial independence means reaching the point where work becomes optional and retirement becomes affordablebut each person might define that differently.

This is one of the things that sets Ken apart from other advisors; his commitment to thinking holistically and creatively so that he can help his clients work towards their unique financial goals.Ken is dedicated to helping clients pursue financial independence through practical, values-driven financial plans.

Ken focuses on advising clients how to pursue their financial goals, pay less in taxes, affordably pay for college, invest smarter, and properly protect their hard-earned assets. He thrives in his role as a financial mentor and enjoys guiding individuals and families through all stages of their financial lives.


About Peak Financial, Inc.

I have been an Independent Financial Service Representative since 2000, and have been involved in business management and finances for over 20 years. As any independent advisor, I specialize in working with individuals and small businesses to provide solutions that help his clients to reach their financial goals.

While some financial advisors focus on selling products, I focus on solutions, specifically customizing plans to suit my clients' individual needs. I educate clients to lessen their worries and to help them make more informed financial decisions, by offering a professional, independent and unbiased viewpoint.

I focus on helping a select group of high net worth individuals and retirees to manage all aspects of their financial lives from investment strategies, retirement planning, estate planning issues, risk management and retirement income distribution.

Registered Representative offering securities and advisory services through Independent Financial Group LLC, a registered broker-dealer and investment adviser. Member FINRA & SIPC.

Talk to an Advisor and GET ANSWERS   
      


General Information

Firm Start Year:   2000
No.of Employees:   5-9
Insurance License#:   OD18553, 1403116
Name of Broker/Dealer:   Independent Financial Group
Name of Custodial Firm:   Pershing LLC
States Licensed in:   AZ, CA, CO, FL, IA, MN, NJ, NY, OH, OK, OR, TX and WA.
Number of Years with Current Firm:   9
Work Experience:   Registered Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. Peak Financial Inc. and IFG are unaffiliated entities. OSJ Branch: 12671 High Bluff Drive Suite 200, San Diego, CA 92130.

Kenneth Beber licensed to sell securities in the following states: AZ, CA, CO, FL, IA, MN, NJ, NY, OH, OK, OR, TX and WA.

The information provided herein has been obtained from sources believed to be reliable; however, we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. When you link to a third-party website, you are leaving our site and assume total responsibility for your use or activity on the third party sites.
Work with the following types of clients:   Individual Investors, Businesses
Advisory Services Provided:   Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Portfolio Management, Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting, Retirement Planning

Services

Investment Types:   Mutual Funds, Alternative Investments, Bonds, Insurance, Annuities, Stocks, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Can meet clients in the following ways:   Your Office, Via Phone, Our Office, Your Home, Video Conference, Via Email

Qualifications & Memberships

Insurance and Annuity Licenses:   Health, Long Term Care, Annuity, Accident, Disability, Variable Life, Variable Annuity, HMO, Life
Financial Organization Memberships:   National Association of Insurance and Financial Advisors (NAIFA)

Firm Information

Advisor's Number of Clients:   87
Advisor's Number of Managed Clients:   75
Advisor's Number of Planning Clients:   75

Compensation and Fees

Fee Structure:   Fee-Based
Compensation Methods:   Flat Fee, Based on Assets, Hourly, Commissions
Fee % Based on Assets:   0.25-1.00%
Flat Fee Rate:   $500
Minimum Fee Charged for Flat Fee Accounts:   $500

Board Positions

Organization:  Little Elm Educational Foundation  Little Elm, TX
Position :  Board Member
Duration :  08/01/2019-Currently holding

Education

Associate in Business Administration - Business Administration  Chaffey College - Rancho Cucamonga
January 1994-June 1995
Bachelor of Business Administration - Business Administration  California State University-San Bernardino - San Bernardino, CA
1996-1998

Talk to an Advisor and GET ANSWERS   

Financial Services

Financial Planning for Individuals

Successful planning begins with a clear understanding of what must be done to help meet your goals. We believe helping you clarify your goals is the first step towards achieving them. With this information, we present you with our analysis, showing you where you are and where you need to be to accomplish your objectives, the appropriate solutions – a path toward your goals. Our plan is comprehensive and unique to your life, addressing such topics as retirement savings, life insurance and estate planning, education funding, the health of your business or professional practice, and even tax and real estate issues.

Financial Planning for Businesses

Peak Financial, Inc. is committed to assisting you in evaluating and developing the Employee Benefits package that will make a real difference in recruiting and retaining the people you want and need. Our analysis begins by understanding all of the business planning issues that are relevant to you. These issues may range from designing, implementing and servicing a variety of qualified and non- qualified benefit plans or integrating those plans with your desire for specific protection or exit strategies. These are always part of our commitment to consistently offer independent, objective and unbiased advice regarding possible business planning solutions.

Portfolio Management

At Peak Financial, Inc. we take great pride to provide access to some of the most established financial organizations and a broad universe of premier institutional money management firms. Investment strategies are identified with one thing in mind: “Which Manager best fits your unique situation”.

Estate Planning & Trusts

Proper Estate Planning involves anticipating and reducing the estate tax liability wherever possible as well as providing for payment of the tax. However, Estate Planning is also about people and their desire to provide for their loved ones. Estate creation, income replacement, and the orderly transfer of property from one generation to the next continue to be the primary objectives of most estate plans. You may need to provide care for minor children, support for disabled children and elderly parents, and the protection of loved ones from creditors. Most importantly, are there enough life insurance proceeds, liquid assets and other sources of income to help maintain the current living standards of your surviving family?

Tax Advice and Services

Effective tax planning is the cornerstone of Comprehensive Wealth Management. At Peak Financial, Inc. we collaborate with experienced Tax Professionals to assist our clients in establishing the most effective ways to position their wealth, utilizing all of the federal and state tax rules and regulations most favorable to our clients. Planning strategies include Tax Favored Wealth Accumulation and ultimately distribution to generations of their choice.

Investment Advice & Management

We believe in some core principles in Investment Management that are time tested to assist you to attain long-term investment success: Although they cannot ensure a profit or protect against a loss, Diversification and Asset Allocation provide a basis to managing market volatility, investment returns and potential market risks. Our Advisors have extensive experience in assisting you to clarify your goals and objectives which build the foundation to recommending an appropriate investment strategy. By fully understanding your situation, your risk tolerance and other important factors in your planning process, we will do our utmost to help you maximize potential investment returns. We carefully evaluate how to best manage taxation in your portfolio by utilizing tax efficient investment strategies or shelter the investments from taxation when appropriate.

Risk Management

At Peak Financial, Inc. we provide up to date comprehensive and unique risk management tools available in our industry today. One of the most common responses we receive from our clients is "Why hasn't anyone else told me about these strategies before?" The answer is that many firms are not focused on the risk itself; therefore they cannot be truly focused on the solution. We believe that helping you preserve your assets should be the beginning of proper risk management. As the time horizon for achieving your goals gets nearer, we design strategies to help you continue to grow the asset you were able to retain. Inflation can reduce the value of every dollar over time. We pride ourselves in guiding you toward risk management choices designed to help manage different types of risk and make your financial goals reality.


Faqs

If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Yes

How many years of experience do you have?

13


Disclaimer

Registered Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. OSJ Branch: 12636 High Bluff Drive Suite 100, San Diego, CA 92130. Peak Financial Inc. and IFG are unaffiliated entities.

Compliance

Registered Investment Advisor:

Yes


Registered Representative:

Yes


Investment Advisor Representative:

Yes


Acknowledged fiduciary:

Yes


Compliance Disclosures in Last 5 years:

Have a clean record


Criminal Disclosures in Last 5 years:

Have a clean record


Office Hours

wiseradvisor-balck-li-img Mon. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 8:00 AM - 5:00 PM
wiseradvisor-balck-li-img Sat. 9:00 AM - 12:00 PM

Communities Served

Addison Argyle
Arlington Aubrey
Bedford Carrollton
Colleyville Coppell
Denton Euless
Frisco Grand Prairie
Grapevine Hurst
Irving Keller
Lewisville Little Elm
North Richland Hills Plano
Prosper Richardson
Southlake The Colony

Awards & Recognitions

IFG Elite Advisor
( 12/31/2014)

Elite Advisor Award Recipient


IFG Elite Advisor
(12/31/2013)

Elite Advisor Award Recipient


Trilogy Award Recipient
(12/31/2011)

Trilogy Financial Services

Social Networks

tweeter facebook linkedin
brokercheck

Nearby Financial Advisors View All Financial Advisors In Texas