I have been an Independent Financial Service Representative since 2000, and have been involved in
business management and finances for over 20 years. As any independent advisor, I specialize in
working with individuals and small businesses to provide solutions that help his clients to reach
their financial goals.
While some financial advisors focus on selling products, I focus on solutions, specifically customizing plans to suit my clients' individual needs. I educate clients to lessen their worries and to help them make more informed financial decisions, by offering a professional, independent and unbiased viewpoint.
I focus on helping a select group of high net worth individuals and retirees to manage all aspects of their financial lives from investment strategies, retirement planning, estate planning issues, risk management and retirement income distribution.
Registered Representative offering securities and advisory services through Independent Financial Group LLC, a registered broker-dealer and investment adviser. Member FINRA & SIPC.
|Firm Start Year:||2000|
|Name of Custodial Firm:||Pershing LLC|
|Number of Years with Current Firm:||9|
|I work with the following types of clients:||Businesses, Individual Investors|
|Investment Types:||Bonds, Stocks, Annuities, Alternative Investments, Mutual Funds, Exchange Traded Funds (ETFs), Insurance, Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||At your office, Via email, Via phone, At my office, At your home, Video Conference|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Disability, Variable Annuity, Variable Life, Long Term Care, HMO, Life, Health, Annuity, Accident|
|Financial Organization Memberships:||National Association of Insurance and Financial Advisors (NAIFA)|
|Advisor's Number of Clients:||87|
|Advisor's Number of Managed Clients:||75|
|Advisor's Number of Planning Clients:||75|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Compensation Methods:||Flat Fee, Based on Assets, Commissions, Hourly|
|Fee % Based on Assets:||0.25-1.00%|
|Flat Fee Rate:||$500|
|Minimum Fee Charged for Flat Fee Accounts:||$500|
|Organization:||Little Elm Educational Foundation Little Elm, TX|
|Position :||Board Memebr|
|Duration :||08/01/2019-Currently holding|
|Associate in Business Administration - Business Administration||
Chaffey College - Rancho Cucamonga
January 1994-June 1995
|Bachelor of Business Administration - Business Administration||
California State University-San Bernardino - San Bernardino, CA
Registered Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. OSJ Branch: 12636 High Bluff Drive Suite 100, San Diego, CA 92130. Peak Financial Inc. and IFG are unaffiliated entities.
Ken does not believe in cookie cutter financial plans. Everyone's needs and goals are different; what may make sense for one person may not make sense for another, even if they are at the same age or stage in life. To Ken, financial independence means reaching the point where work becomes optional and retirement becomes affordablebut each person might define that differently.
This is one of the things that sets Ken apart from other advisors; his commitment to thinking holistically and creatively so that he can help his clients work towards their unique financial goals.Ken is dedicated to helping clients pursue financial independence through practical, values-driven financial plans.
Ken focuses on advising clients how to pursue their financial goals, pay less in taxes, affordably pay for college, invest smarter, and properly protect their hard-earned assets. He thrives in his role as a financial mentor and enjoys guiding individuals and families through all stages of their financial lives.
Financial Planning for Individuals
Successful planning begins with a clear understanding of what must be done to help meet your goals. We believe helping you clarify your goals is the first step towards achieving them. With this information, we present you with our analysis, showing you where you are and where you need to be to accomplish your objectives, the appropriate solutions a path toward your goals. Our plan is comprehensive and unique to your life, addressing such topics as retirement savings, life insurance and estate planning, education funding, the health of your business or professional practice, and even tax and real estate issues.
Financial Planning for Businesses
Peak Financial, Inc. is committed to assisting you in evaluating and developing the Employee Benefits package that will make a real difference in recruiting and retaining the people you want and need. Our analysis begins by understanding all of the business planning issues that are relevant to you. These issues may range from designing, implementing and servicing a variety of qualified and non- qualified benefit plans or integrating those plans with your desire for specific protection or exit strategies. These are always part of our commitment to consistently offer independent, objective and unbiased advice regarding possible business planning solutions.
At Peak Financial, Inc. we take great pride to provide access to some of the most established financial organizations and a broad universe of premier institutional money management firms. Investment strategies are identified with one thing in mind: Which Manager best fits your unique situation.
|Mon.||8:00 AM - 5:00 PM|
|Tue.||8:00 AM - 5:00 PM|
|Wed.||8:00 AM - 5:00 PM|
|Thu.||8:00 AM - 5:00 PM|
|Fri.||8:00 AM - 5:00 PM|
|Sat.||9:00 AM - 12:00 PM|
|North Richland Hills||Plano|
Elite Advisor Award Recipient
Elite Advisor Award Recipient
Trilogy Financial Services