What is the bucket strategy? Bucket strategy was introduced in 1985 by financial planning expert, Harold Evensky. Under this approach, the retirement portfolio is divided into three accounts, which are referred to as buckets. Retirement assets are allocated to each bucket in a predetermined proportion. The risk and returns associated with each bucket are different.  ...

Every investment is driven towards the enhancement of wealth. When it comes to stocks, investors either buy stocks in the anticipation of making profits by selling the stock when its price increases or by earning dividends paid by the company as investment income. Investors who have knowledge of the types of stocks, namely growth and ...

Investing in different instruments for growing one’s wealth or for the intent of building a passive income, has become an integral part of financial planning. However, efficient money management is as important as investing itself. Choosing the right investment option at the right time is the need of the hour, but so is using the ...

In an era of economic jargons, it can sometimes be difficult to catch up on how the economy is faring, which can, in turn, affect the way you make your own financial decisions.  You must have heard the term ‘Economic Bubbles’ doing the rounds these days with little knowledge on what it means and how ...

When you think of retirement planning, you have a gamut of options to choose from. There are many employer-sponsored retirement plans, like the 401(K) or individual retirement account (IRA) that come with a lot of benefits. The real inconvenience, however, is the fact that retirement benefits are not always exempted from taxes. Needless to say, ...