Amber Soden
Oppenheimer & Co. Inc.

Financial Services

My portfolio management process is built around your goals, risk tolerance, and time horizon. I design custom, tax-efficient portfolios that blend disciplined research with active oversight. Each investment decision reflects your long-term objectives, cash flow needs, and comfort with market volatility. Through diversified asset allocation and ongoing rebalancing, I help you stay aligned with your strategyno matter how markets shift. The result is a transparent, personalized approach that keeps your money working intelligently toward your future.

I help you transition from saving to living confidently in retirement. My consultative process identifies how much youll need, where your income will come from, and how to minimize taxes along the way. Whether its optimizing Social Security, coordinating pensions, structuring Roth conversions, or building sustainable withdrawal strategies, my goal is to turn your assets into predictable income that lasts. You gain a clear plan that supports both your lifestyle and peace of mind throughout retirement.

I simplify your rollover decisions and ensure your retirement savings continue to grow efficiently. Together, we evaluate existing plan options, investment choices, and costs to determine the most beneficial course of actionwhether keeping assets in-plan or rolling to an IRA. We also integrate your rollover into your broader investment strategy, so your money remains coordinated, tax-aware, and fully aligned with your long-term goals.

Comprehensive wealth management means more than investing. I take a holistic view of your financial lifeintegrating portfolio design, retirement planning, estate considerations, tax strategy, and risk management into one coordinated plan. Our approach simplifies complexity and brings every element of your finances into focus, helping you make confident, informed decisions as your life and wealth evolve.

I help safeguard your wealth from lifes uncertainties through proactive risk assessment and protection strategies. This includes evaluating insurance needs, asset allocation, and contingency planning. My process identifies potential vulnerabilities and implements solutions designed to protect your income, family, and legacyso your financial plan remains resilient in changing conditions.

I provide disciplined cash-flow planning and budgeting strategies that strengthen your overall financial position. From optimizing savings and debt reduction to balancing liquidity with long-term investing, I help you take control of your day-to-day finances. My goal is to ensure your money supports your values, priorities, and long-term objectivesnot the other way around.

I work with business owners to coordinate personal and professional finances into a unified plan. This includes retirement plan design, succession strategies, cash management, and risk mitigation. My approach helps you strengthen both sides of your balance sheetprotecting the business youve built while ensuring your personal financial goals stay on track. Together, we create strategies that align with your growth objectives and long-term vision.

My financial planning process starts with understanding what matters most to youyour goals, family, and lifestyle. From there, I design a personalized plan that integrates cash flow, investments, retirement, insurance, and estate considerations into one cohesive strategy. I help you anticipate lifes transitions and adapt your plan as circumstances change, so you can make confident, informed decisions every step of the way.

I serve as a long-term financial partner, helping you make smart, informed decisions about your money. Whether youre navigating a major life transition, evaluating a business opportunity, or simply seeking clarity around complex financial choices, I offer data-driven advice grounded in your specific goals. Together, we create strategies that bring structure and direction to your financial life, allowing you to move forward with confidence.

My portfolio management process is built around your goals, risk tolerance, and time horizon. I design custom, tax-efficient portfolios that blend disciplined research with active oversight. Each investment decision reflects your long-term objectives, cash flow needs, and comfort with market volatility. Through diversified asset allocation and ongoing rebalancing, I help you stay aligned with your strategyno matter how markets shift. The result is a transparent, personalized approach that keeps your money working intelligently toward your future.

I help you transition from saving to living confidently in retirement. My consultative process identifies how much youll need, where your income will come from, and how to minimize taxes along the way. Whether its optimizing Social Security, coordinating pensions, structuring Roth conversions, or building sustainable withdrawal strategies, my goal is to turn your assets into predictable income that lasts. You gain a clear plan that supports both your lifestyle and peace of mind throughout retirement.

I simplify your rollover decisions and ensure your retirement savings continue to grow efficiently. Together, we evaluate existing plan options, investment choices, and costs to determine the most beneficial course of actionwhether keeping assets in-plan or rolling to an IRA. We also integrate your rollover into your broader investment strategy, so your money remains coordinated, tax-aware, and fully aligned with your long-term goals.

I evaluate how insurance fits into your broader financial pictureprotecting your income, your family, and your long-term goals. Together, we assess your needs across life, disability, and long-term care coverage to ensure appropriate protection without overpaying for unnecessary policies. My goal is to help you make informed, cost-effective decisions that preserve your wealth and give you peace of mind.

I help you think beyond assets to focus on impacthow you want your wealth to support the people and causes you care about most. I collaborate with estate attorneys to structure trusts, wills, and beneficiary designations that reflect your wishes while minimizing tax implications. My role is to make the process approachable, coordinated, and fully integrated into your overall financial plan.

I help families create clear, achievable plans to fund education without compromising their broader financial goals. Whether youre preparing for private school, college, or graduate programs, Ill help you evaluate savings options such as 529 plans and custodial accounts, and understand how they fit into your tax and investment picture. My goal is to simplify the process, balance competing priorities, and make sure your education strategy aligns with your overall wealth plan. Youll have a roadmap that grows with your familyand the confidence that higher education is within reach.

I build and manage investment portfolios that reflect your goals, time horizon, and tolerance for risk. My approach blends disciplined research, active oversight, and tax awareness to help maximize long-term results. I focus on quality, diversification, and alignmentso each investment serves a purpose in your broader plan. Youll always know how your money is working for you and why.

Comprehensive wealth management means more than investing. I take a holistic view of your financial lifeintegrating portfolio design, retirement planning, estate considerations, tax strategy, and risk management into one coordinated plan. Our approach simplifies complexity and brings every element of your finances into focus, helping you make confident, informed decisions as your life and wealth evolve.

I help safeguard your wealth from lifes uncertainties through proactive risk assessment and protection strategies. This includes evaluating insurance needs, asset allocation, and contingency planning. My process identifies potential vulnerabilities and implements solutions designed to protect your income, family, and legacyso your financial plan remains resilient in changing conditions.

I provide disciplined cash-flow planning and budgeting strategies that strengthen your overall financial position. From optimizing savings and debt reduction to balancing liquidity with long-term investing, I help you take control of your day-to-day finances. My goal is to ensure your money supports your values, priorities, and long-term objectivesnot the other way around.

I help clients evaluate whether annuities fit within their overall retirement and income strategy. Annuities can provide guaranteed income, tax-deferred growth, and protection against market volatilitybut theyre not one-size-fits-all. I explain how different types of annuities work, compare features and fees, and identify whether they align with your goals for security, growth, or legacy. My focus is on clarity and suitabilityensuring that any annuity complements your investment and retirement plan rather than complicating it.