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Best Fee-Only Financial Advisors Near You

Advisor Match

Fee-only financial advisors are advisors that charge a fee solely for the services they provide and do not earn commission by selling any financial products. A fee-only financial advisor may be the right choice for your financial needs if you’re looking for an advisor who is transparent in the services they offer, has no conflict of interest with the financial advice they provide, and no hidden charges in their fee structure. Additionally, most fee-only advisors are also fiduciaries, which indicates that they are legally required to act in your best interests.

WiserAdvisor has shortlisted a list of vetted fee-only financial advisors that may be suited to meet your unique financial requirements. You may find more information on our fee-only financial advisors below, including information on their qualifications, years of experience, and the financial services they offer to help you assess if they are the best financial advisor for your financial needs.

NOTE: The list of financial advisors mentioned below do not include all the advisors in our network due to their compliance listing restrictions. More vetted advisors may be available when you use our free match service to compare financial advisors near you.

List of Qualified Fee-Only Financial Advisors

Financial Advisor Experience AUM Minimum Assets Fee Structure
Don Leander
CFP®, RFC®, CSA®
FINANCIAL PLANNING STRATEGIES
6645 Delmonico Blvd.,
Suite 101,
Colorado Springs, CO 80919
35 Not Specified $100,000 Fee-Only
Matthew Goff
76784
THE GOFF FINANCIAL GROUP
11 Greenway Plaza, Suite 1425,
Houston, TX 77046
25 271,617,660 $500,000 Fee-Only
Adam Wiles
CFP®
GLOBAL VIEW, LLC
420 E Park Ave,
Suite 303,
Greenville, SC 29601
15 $295,000,000 $250,000 Fee-Only
Dave Wilder
Certified Trust and Financial Advisor (CTFA), CFP®, Accredited Investment Fiduciary® (AIF)
TOTAL WEALTH PLANNING LLC.
4665 Cornell Rd,
Suite 160,
Cincinnati, OH 45241
30 $520M $5,000 Fee-Only
Gregory Jennings
OMC FINANCIAL SERVICES, LTD.
5789 Widewaters Parkway,
Dewitt, NY 13214
32 $210,000,000 $100,000 Fee-Only
Nilos T. Sakellariou
CFM
NTS BEARING-TOTAL WEALTH MANAGEMENT.
61 Cornhill Street,
Annapolis, MD 21401
29 150,000,000 Not Specified Fee-Only
Terry Nager
CFP®, ChFC®
SOUTHERN CAPITAL SERVICES, INC. REGISTERED INVESTMENT ADVISOR
29000 US Hwy 98,
Daphne, AL 36526
34 Not Specified $100,000 Fee-Only
John Kvale
CFP®, CFA®
J.K. FINANCIAL, INC.
8222 Douglas Avenue,
Suite 590,
Dallas, TX 75225
29 $100,000,000 $1,000,000 Fee-Only
W. Steve Marbert
CFP®, Registered Investment Advisor (RIA) (State or SEC) or RIA representative
RICHARD YOUNG ASSOCIATES, LTD.
205 Hudson Trace,
Augusta, GA 30907
26 Yes Not Specified Fee-Only
Steven Cox
CFA®
PROVIDENCE FINANCIAL ADVISORS, LLC
6900 College Blvd. Suite 440,
Overland Park, KS 66211
35 78000000+ $100,000 Fee-Only

    Information on Qualified Fee-Only Financial Advisors

    Qualifications CRD# 1031780
    Firm CRD# 1031780

    Compensation/Fee Fee-Only


    Office Location 6645 Delmonico Blvd.,
    Suite 101,
    Colorado Springs,
    CO
    80919
    Phone Number 719-266-5335

    I am originally from the North Texas area and began working in my mid-20's under a Certified Financial Planner® in the insurance industry in early 1979. I met my (British) wife, Thea, in Kansas City in 1977 and we were married the next year. I began to study the CFP® courses through the College For Financial Planning (Denver) and soon thereafter became a Certified Financial Planner®. We traveled to Colorado several times in the 1980's to attend continuing education conferences put on by the College For Financial Planning and that's when Thea and I began to dream of relocating here. Expanding my 20-year practice from Texas into Colorado allowed that dream to be fulfilled in 1998. I continue to stay abreast of the ever-changing investment, economic, and retirement planning fields through constant study. My focus over the last 20 years has been macro-economic research. I've seen how my appraisals of macro- economic trends have benefited my clients' portfolios, especially in late 1999 and early 2008. At Financial Planning Strategies we've established a system of dynamically-adjusted, asset allocation strategies similar to the management of many university endowments. Historically, this special "asset-synergism" reduces volatility while enhancing returns. My wife has been my clerical assistant since 1979 and is also the mother of my two married daughters, Elissa and Rebecca. In 2015 we became proud grandparents of Aaron, our first grandchild. All seven of us in our expanding family enjoy going to 11-Mile Reservoir to kayak, and to enjoy boating and mountain biking.

    About Financial Planning Strategies

    FOR OVER 30 YEARS our mission at Financial Planning Strategies is to help you secure every aspect of your financial future and give you peace of mind today in all your investment and financial planning needs. As a Certified Financial Planner® since 1983, I am committed to maintaining the highest standards of integrity and professionalism in our relationship. We endeavor to fully understand your total financial situation and provide you with comprehensive and unbiased financial planning services and products to help you achieve all your financial goals.


    Qualifications CRD# 2390431
    Firm CRD# 114796

    Compensation/Fee Fee-Only, Flat Fee, Based on Assets


    Office Location 11 Greenway Plaza, Suite 1425,
    Houston,
    TX
    77046
    Phone Number 713-850-8900

    Matthew Goff is the founder and Chief Investment Officer of the Goff Financial Group, an SEC registered investment advisory company which manages over $380 million in private accounts. After graduating from the University of Texas in Austin with a major in finance, Matt began his career in financial services working on fixed income portfolios at Lehman Brothers in 1993. His company manages portfolios for individuals, couples, trusts, retirement plans and corporations. For four consecutive years Mr. Goff has been included in the Five Star Award Professionals list as featured in Texas Monthly Magazine. He has also been rated as a Five Star advisor by the Paladin Registry since 2006. Matt is also an active member of the National Association of Personal Financial Advisors (NAPFA), the country's leading professional association of fee-only financial advisors.

    About The Goff Financial Group

    Your financial goals are our highest priority. We provide the peace of mind that comes with knowing you have entrusted your financial future to a firm that will always place your interests first. Unlike many other firms, all of our services are provided on a fee-only basis, we have a FIDUCIARY DUTY to put your interests first, and you always have direct access to the investment manager for your accounts as opposed to a sales agent.We have the knowledge, experience and integrity to help you achieve what is most important to you including financial independence, a secure and comfortable retirement, college education for your children, travel and a second home.

    Advisory Services Provided:

    Portfolio Management, Retirement Planning, Wealth Management, Money Management, Financial Advice & Consulting, Financial Planning for Individuals


    Qualifications CRD# 4798512
    Firm CRD# 145499

    Compensation/Fee Fee-Only, Flat Fee, Based on Assets


    Office Location 420 E Park Ave,
    Suite 303,
    Greenville,
    SC
    29601
    Phone Number 864-272-0818

    Adam is a native of Iva, SC and graduated Cum Laude from Wofford College with a BA in Finance. While at Wofford, he participated on the football team as both a back-up and starting quarterback. He has ten years of experience as a trader in the Commodity Lumber industry. He worked for two years at Merrill Lynch before joining Global View in 2005. Adam is focused on investment strategy, retirement planning, risk management, and new client identification. He has extensive experience and training in identifying clients needs and explaining solutions. Adam and his wife Laurie live in Greenville's North Main area and have two children, boy-girl twins, Ellis and Calla.

    About Global View, LLC

    Global View is an independent, fee-ONLY Registered Investment Advisory firm headquartered in Greenville, SC. Our team of fiduciaries - consisting of five Advisors and support staff - work together to satisfy the needs of our clients. All of our partners are CERTIFIED FINANCIAL PLANNER Practioners. Your advisor will incorporate an understanding of income taxation and estate planning issues into investment management, and will work closely with accountants and attorneys to satisfy your needs.
    Because we are not affiliated with a major investment bank, we do not sell proprietary products. Our business as a fiduciary Registered Investment Advisory firm means that we only accept payment from our clients, and that our clients will never pay commissions, penalties, or any other unexpected fees. We believe this better aligns our interests with those of our clients', with the end goal of always helping the client attain their goal.
    Our practice is based on the fundamental principal that human beings often make errors in decision making that are avoidable. Behavioral research and market performance history clearly illustrate that individual investors suffer largely because they do not make choices based on a rational framework. We feel it is our responsibility to provide that framework to our clients and implement it for them based on their unique needs and circumstances including income goals, investment time horizon, survivorship needs, and estate and legacy planning.


    Qualifications CRD# 2063597
    Firm CRD# 174434
    Series 65 (Not needed as an RIA)

    Compensation/Fee Fee-Only, Flat Fee, Based on Assets


    Office Location 4665 Cornell Rd,
    Suite 160,
    Cincinnati,
    OH
    45241
    Phone Number 513-984-6696

    As Chief Investment Officer, Dave chairs Total Wealth Planning's Investment Policy Committee and leads and manages the investment management team. He is primarily responsible for investment research, preparing and communicating Total Wealth Planning's economic and investment outlook. As Principal, Dave is responsible for investment advice, with extensive client contact and client-relationship management. He has a Master's in Tax Law (MST) from Villanova University and is a CFP®, a Certified Trust and Financial Advisor (CTFA), and a Certified Exit Planning Advisor (CEPA). Dave's background and experience includes: - 25+ years professional investment management and financial planning experience, including 12 years with The Vanguard Group as a senior investment advisor within the managed account service. - Professional Memberships in the National Association of Personal Financial Advisors (NAPFA), Financial Planning Association, Cincinnati Estate Planning Council, and the American Bankers Association. - Serves on the Finance and Investment Committee for the Cincinnati Association for the Blind and Visually Impaired
    - Five-Star Advisor through Paladin Registry
    - 2008 Reuters Top Advisor
    - Bloomberg Business Week magazine, a 2011 Top 50 Most Experienced Advisors in the United States. Villanova University Bachelor of Science, Accounting Dave enjoys time with his family of three children. He coaches softball/baseball and spends time outdoors skiing, scuba diving, hiking and running.

    About Total Wealth Planning LLC.

    For over 30 years, our mission has been to place our clients' interests first, to provide comprehensive financial planning and investment management, and to be a premier provider of innovative and timely strategies that ensure every client meets their established lifetime objectives.

    Advisory Services Provided:

    Financial Advice & Consulting


    Qualifications CRD# 2169365
    Firm CRD# 110528
    Series 66

    Compensation/Fee Fee-Only, Based on Assets


    Office Location 5789 Widewaters Parkway,
    Dewitt,
    NY
    13214
    Phone Number 315-446-8720

    Gregory W. Jennings has been associated with OMC Financial Services, Ltd., an independent, fee-only Registered Investment Advisory (RIA) firm, since 1994. He specializes in investment management, estate planning, and retirement planning/ counseling for individuals, families, small business owners and trusts. Greg actively manages his clients' portfolios and is responsible for research, asset selection, purchases and sales, monitoring and evaluation. He meets with each client personally, conducts regular reviews and strives to form long-lasting relationships. He is also actively involved in many of the day-to-day operations of OMC including marketing, business development, determining the firm's corporate strategy and developing/ adjusting the firm's management style and investment philosophy. Greg has been a guest on WCNY's Financial Fitness, WSTM's Noon Financial 411 and News 10 Now discussing retirement planning, investments and other financial topics. He has conducted seminars for current and displaced employees of several local companies and has also addressed schools, churches, and civic groups on various investment and retirement planning topics. He has written several articles for publication in the Central New York Business Journal and has also been published in the Eagle Newspapers.

    About OMC Financial Services, Ltd.

    OMC Financial Services is an independent Registered Investment Advisory firm. We provide objective and unbiased fee-only investment management, estate planning, retirement planning/counseling, and advisory services to individuals, families, professionals, small business owners, and trusts. For 40 years, we have been establishing long-term partnerships with our clients while taking an active role in their financial well-being as we work together toward achieving what is important to them. Every day we strive to deliver our guidance and professional management with exceptional client service. We truly believe that "client service isn't everything, it's the only thing," and our commitment to that is evident in all that we do.

    Advisory Services Provided:

    Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Financial Advice & Consulting, Financial Planning for Individuals, Investment Advice & Management, Estate Planning & Trusts


    Qualifications CRD# 2108146
    Firm CRD# 124504
    Series 7, 10, 31, 63, 65, 66

    Compensation/Fee Fee-Only


    Office Location 61 Cornhill Street,
    Annapolis,
    MD
    21401
    Phone Number 410-263-1313

    please email me for a current biography. Or visit my firm's website for additional information www.NTSBEARING.com

    About NTS Bearing-Total Wealth Management.

    NTS Bearing is a registered branch of Arete Wealth Management LLC., member FINRA, SIPC & NFA. NTS Bearing offers the professional experience and investment knowledge of Mr. Nilos T. Sakellariou, CFM, who for over 27 years has helped high net-worth individuals and prominent families achieve their financial goals, grow & preserve their wealth and build lasting legacies for their future generations and loved ones. Using a private family office model, Mr. Sakellariou manages his firm within the parameters of his core principles: trust, knowledge, integrity, discretion and an unwavering focus on overall investment results. The firm's emphasis on the private family office model ensures a level of service which distinguishes and sets NTS Bearing apart from the standard cookie-cutter mentality prevalent at the big-name investment houses. The firm is uniquely positioned to offer customized investment strategies tailored to each client's unique circumstance. Mr. Sakellariou's proprietary CORE Equity Strategies and Defensive Capital Appreciation Methodology provide unique opportunities for those clients who desire more breadth from their investment portfolios. I sincerely invite you to contact us to fully appreciate how my firm can enhance your family's financial future.

    Advisory Services Provided:

    Portfolio Management, Risk Management


    Qualifications CRD# 344567
    Firm CRD# 105582

    Compensation/Fee Fee-Only


    Office Location 29000 US Hwy 98,
    Daphne,
    AL
    36526
    Phone Number 251-626-1140

    Terry is the longest serving Certified Financial Planner (CFP®) in the Mobile, Alabama area, earning that designation in 1980. He founded Southern Capital Services, Inc. in 1982. In 1990 he gave up his brokerage licenses to become a fee-only adviser and he has specialized in portfolio management ever since.

    About Southern Capital Services, Inc. Registered Investment Advisor

    When we take on a client we feel that his/her best interests must be placed above all else and that he/she should be given the personal attention and the highest standard of excellence in service that we can give. This commitment is extended to every client regardless of whether it is our largest or smallest account. We strive to provide our clients with the quality money management that we would seek for ourselves based upon integrity and competence as well as service.


    Qualifications CRD# 2047457
    Firm CRD# 114929

    Compensation/Fee Fee-Only


    Office Location 8222 Douglas Avenue,
    Suite 590,
    Dallas,
    TX
    75225
    Phone Number 214-706-4300

    John A. Kvale CFA, CFP, is the founder of J.K. Financial, Inc. and with 29 years of industry experience is currently the president of J.K.Financial, a fee only total financial planning. J.K. Financial specializes in total concierge financial planning and wealth management. The company has a global presence, serving individual and institutional clients across the United States as well as multiple clients residing in foreign countries.

    About J.K. Financial, Inc.

    J.K. Financial, Inc. is a Fee Only, Financial Planning and Wealth Management firm that acts as a fiduciary for clients. The firm's founder, John A. Kvale is a CFA Charter holder, and CFP designee, with 18 years of experience. Incorporated in 1995, with the sole purpose of financial advisory services, J.K. Financial, Inc. is a Registered Investment Advisor with the Securities and Exchange Commission. The firm specializes in investment management, and proactively selects individual equities, ETFs, low cost mutual funds, and individual bonds for client portfolios, on a fully discretionary basis. J.K. Financial, Inc does not accept commissions, soft dollars, or order flow rebates. Members of the firm strictly adhere to the CFA Institute Code of Ethics. The firm currently accepts new clients, with investable assets of $1,000,000 or more.

    Advisory Services Provided:

    Retirement Planning, 401K Rollovers, Financial Planning for Individuals


    Qualifications CRD# 2590560
    Firm CRD# 126124

    Compensation/Fee Fee-Only


    Office Location 205 Hudson Trace,
    Augusta,
    GA
    30907
    Phone Number 706-739-0725

    Steve is the President/Owner of Richard Young Associates. He grew up in Aiken, SC and graduated from Clemson University in 1986 with a BS in Chemical Engineering. After nine years working as a chemical engineer, mostly at the Savannah River Site, Steve joined Richard Young Associates in 1995 as a financial planner and advisor. In 1998 he completed his CFP® coursework through the College of Financial Planning and obtained his designation as a Certified Financial Planner. He is licensed in investment advice and insurance. Steve has served as the financial chairperson for Aiken Young Life for over 20 years, and is a Qualified Kingdom Advisor for planning and investments. He serves as the Treasurer and a Deacon at New Covenant Presbyterian Church. Steve and his wife, Kathy, have three children and reside in Aiken, SC.

    About Richard Young Associates, Ltd.

    Our mission is to help clients obtain financial security and peace of mind while adhering to our values of integrity, honesty and glorifying God. We strive to help you achieve your goals and objectives by employing the latest academic research in planning and money management. We pride ourselves in providing impeccable client service and excellent financial advice.

    Advisory Services Provided:

    Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Advice & Consulting, Financial Planning for Individuals, Financial Planning for Businesses, Investment Advice & Management, Tax Advice and Services, Estate Planning & Trusts


    Qualifications CRD# 2084626
    Firm CRD# 124839
    Series 65

    Compensation/Fee Fee-Only, Hourly, Flat Fee, Based on Assets


    Office Location 6900 College Blvd. Suite 440,
    Overland Park,
    KS
    66211
    Phone Number 913-323-0535

    About Providence Financial Advisors, LLC

    To help clients meet their financial goals through high quality, professional investment services. This can only be accomplished by working with the client to determine their risk profile and goals and then implementing an investment strategy within that framework. Providence Financial Advisors is a Registered Investment Advisor and only receives fees from clients. This allows us complete freedom in implementing the investment portfolio for our clients. Providence utilizes time tested investment disciplines to build portfolios and believes it is important to take a long term approach to investing.

    Advisory Services Provided:

    Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Financial Planning for Individuals, Investment Advice & Management


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    Frequently Asked Questions


    A fee-only financial advisor is an advisor that is compensated on the basis of the financial services they provide and does not earn commissions through any additional financial products they sell or trade. They differ from commission-only advisors whose income is earned solely on the accounts they open and/or the products they sell to their clients.

    A fee-only financial advisor can cost you a flat fee of $1,500 to $3,000 for services such as the creation of a financial plan, while hourly fees can range anywhere from $150 to $400/hour and $1000 to $7,500 annually. For a fee-only advisor that charges as per a percentage of your assets, this amount can range from 1%-2% annually. Note that these prices vary based on the professional expertise, experience and years of service the financial advisor holds.

    A fee-only financial advisor may be a suitable choice for you and worth hiring for your financial needs and goals if you're looking for an advisor who is transparent in their services, has no conflict of interest in the advice they offer to you, and has no hidden charges. Moreover, fee-only financial advisors are usually bound by a fiduciary duty, which means they are legally bound to put your interests before their own in the advice and services they offer.

    To hire a suitable fee-only financial advisor, you may consider asking your friends or family for a few recommendations. You may also consider using search engines such as Google, Yahoo and Bing to look up 'fee-only financial advisors' near you. However, if you're looking for a match service that can help connect you with the most suitable and vetted financial advisor for your unique financial situation and future financial goals, consider using the services of a free match service provided by WiserAdvisor. Answer a few simple questions and get matched to upto 3 qualified financial advisors suited to your needs.

    You may also use WiserAdvisor's Financial Advisor Directory to research and find a suitable fit for your specific needs. The directory also provides pertinent information on the advisor's experience, qualifications, financial services, and more, to help you assess if they are a good fit for you.

    Although not as common as fee-based agreements, some larger investment firms do have advisors who offer fee-only arrangements based on the services provided. Because larger firms are often more directly tied to their broker/dealer, they are more frequently classified as fee-based. If you are considering going with a larger firm but you are concerned whether the advisors are fee-only or not, it is best to ask them directly or check the information available on their website before engaging in business with them.

    A fee-only financial advisor may use several different fee structures to charge for their services. Some of the commonly used fee structures include a flat-fee model, an hourly fee model, as well as the Assets Under Management (AUM) fee method.

    Under an AUM model, the fee-only advisor charges a percentage of the total assets they manage on behalf of their client. This percentage typically ranges from 1-2%. For example, if the client's AUM is worth $500,000, the advisor fees for their services can range from $5000 to $10,000.