WiserAdvisor Blog
12 Min Read
23 May 2022
Financial Milestones to Aim for by Each Decade of Your Life
It can be overwhelming to compare your financial progress with others and be bound by a timeline. But it can also offer you a roadmap for the future and give you something to aspire for. Financial milestones are targets that you aim to achieve by a certain age or stage in your life. For instance, buying a […]
8 Min Read
17 May 2022
5 Ways You Can Maximize Your 401(k) Retirement Account
A 401(k) plan is an employer-sponsored retirement savings plan wherein employees can make pre-tax contributions to reduce their taxable income in the present, but must pay tax at the time of making a withdrawal. It is one of America’s most popular tax-deferred retirement accounts wherein employers may match employee contributions. There are two kinds of […]
13 Min Read
13 May 2022
Pros and Cons of a Roth IRA Conversion
If you have been planning for your retirement, you may have come across several types of savings and investment accounts. The two most popularly used include the 401(k) and the Individual Retirement Account (IRA). For decades, retirees have relied on these to save for their future expenses. While the 401(k) is a company-sponsored plan that […]
9 Min Read
09 May 2022
Financial Planning for Professional Athletes
It is a common misconception that wealthy individuals cannot possibly have any financial problems. But on the contrary, UHNIs, HNWIs, or wealthy individuals have to deal with several legal and financial complications due to their large net value and possibly multiple income sources. Celebrities, actors, politicians, musicians, and even athletes may be earning millions of […]
8 Min Read
04 May 2022
9 Mistakes to Avoid While Making a Large Portfolio Withdrawal
The common investor has innumerable investment and retirement options to choose from. With growing awareness of planning finances, more individuals are now concerned about how to spend, plan and save every penny. However, even when individuals successfully save and execute their plans, they have little to no idea on how to deal with a large […]
9 Min Read
25 Apr 2022
4 Types of Retirement Plans To Know
Retirement planning is a critical aspect of financial planning. The earlier you begin, the more likely you are to reap higher rewards. Retirement planning outlines retirement income goals, as well as the actions and decisions necessary to achieve them. It entails identifying sources of income, creating a budget and a savings plan, and managing your […]
10 Min Read
15 Apr 2022
What are the Tax Brackets and Federal Income Tax Rates for the 2021-2022 Tax Years?
Income tax has always been a challenge to deal with financially as it eats into your capital gains and profits and makes your earnings less valuable. However, every law-abiding citizen has to pay tax no matter if they belong to the working class, have a high-net-worth, an investor, or an inheritor or beneficiary of an […]
12 Min Read
13 Apr 2022
Fee-Based vs. Fee-Only Financial Advisors – Which Advisor Is Right for You?
The term financial advisor has different connotations for different people. For most people, a financial advisor is a professional who helps you make the right investment decision, aiming to maximize returns and minimize risk. Even though offering investment advice is part of a financial advisor’s job, it is not the whole picture. Typically, a financial […]
10 Min Read
04 Apr 2022
How to Build a Complete Investment Portfolio
Financial planning for your future can be challenging as there are so many variables that come into play. Inflation, changing needs, evolving lifestyles and habits, family responsibilities, health concerns, attitudes, and more can impact your future financial requirements. Investing can help cater to all of these needs. However, building an investment portfolio that can comfortably accommodate […]
12 Min Read
31 Mar 2022
How Can A Financial Advisor Help You Manage Your Finances?
Each one of us has certain goals that we wish to achieve. From buying a home to getting married, saving for your child’s education to paying off your debt, lowering your tax burden to building a large retirement corpus, or more. To do all of these things and more, you need a carefully crafted financial […]
9 Min Read
21 Mar 2022
What Are Financial Advisor Disclosures And Why Do They Matter?
Your financial advisor is like a guardian of your hard-earned money. You may rely on their suggestions and make decisions based on their suggestions that could potentially lose you a lot of money if they do not work in your favor. Hence, it is important to ensure that the advisor you are working with has […]
13 Min Read
16 Mar 2022
What Is the First Step in Financial Planning?
Financial planning is essential for achieving one’s financial goals. It is a step-by-step approach wherein you create a financial plan to control your income, expenses, and investments to better manage your finances. However, not everyone has a financial plan. According to reports, many workers live on the paycheck to paycheck model, and nearly half of […]
10 Min Read
07 Mar 2022
How to Invest in ETFs
Diversification can be a great area to focus on when investing. Diversification refers to keeping a basket of investments like stocks, bonds, real estate, gold, currencies, derivatives, and more. This reduces risk and offers you better exposure to the market. It is also essential to diversify inside these categories by investing in different companies and […]
10 Min Read
04 Mar 2022
The Best Allocation of Stocks & Bonds by Age
As one grows older, a lot of changes can take place in one’s life – your preferences, hobbies, food habits to your health, profession, and personal life. As you age, your lifestyle may change too. Your needs and wants would also alter. Most people in their 20s are more at ease to take risks. They […]
13 Min Read
01 Mar 2022
Investing 101 – The Basics of Investing
Investing refers to committing your funds in the expectation of earning an income or profit in the future. If you are giving your money to a company, government, or any other entity hoping to get more money in the future, you are investing. The objective is to put your money to effective work in one […]
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The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.