WiserAdvisor Blog
6 Min Read
14 Jan 2021
How a Financial Advisor Can Help You Define Your Financial Goals
Financial advisors can form an important part of your financial journey. These professionals not only offer standard guidelines on savings and investments but also lend you a helping hand to ensure that you achieve your financial goals with minimal problems on the way. While financial planning can seem like a structured thing to do, everyone […]
5 Min Read
08 Jan 2021
7 Things to Remember About Index-Oriented Investing
Investing follows two major approaches – active investing and passive investing. With active investing, investors take on an aggressive front. They buy and sell stocks to earn a profit in the short term. The risk quotient is high here, but so are the returns. Passive investors, on the other hand, have a different way of […]
6 Min Read
04 Jan 2021
How to Improve Your Investment Portfolio
2020 has been a turbulent year. The coronavirus pandemic has caused both a health and an economic crisis across the world, including the U.S. The economic impact of the novel coronavirus is unprecedented in its scale and the entire financial world is recovering from the shock. Many stocks have plummeted in value, investment portfolios have […]
6 Min Read
24 Dec 2020
6 Reasons Why Frugality Is the Key to Making Financial Plans Successful
When it comes to financial planning, your mind automatically wanders to market graphs, economic journals, and financial advisors in business suits determining the next effective strategy. While it is true that financial planning is a complex and dynamic activity, there are some aspects of it that can be implied in the simplest of manners. One […]
7 Min Read
22 Dec 2020
All you Need to Know Regarding Deferred Annuities
According to some reports, the global average life expectancy has nearly doubled to more than 70, since the early part of this century. As life expectancies continue to rise, retirees may need to reconsider their financial strategies and account for supplemental regular income streams to support them during the non-working years of their lives. Deferred […]
7 Min Read
18 Dec 2020
What Are Good Tax Strategies for Retirement Income – Tips and Guide
Taxes affect your income while you are working, as well as after you retire. According to a recent survey of nearly 130,000 American consumers, an average American pays nearly $10,500 in income taxes annually, which is nearly 14% of an American household budget. It is prudent to build-up a strong corpus for your retired years by investing […]
6 Min Read
17 Dec 2020
7 Ways to Stay Frugal to Achieve Your Financial Goals
Frugality does not mean living like a miser or cutting down on your basic needs. It is about spending money prudently. After all, a dollar saved is more than a dollar earned. Every dollar invested grows over time and contributes to creating a substantial net worth. Here are seven ways to stay frugal to achieve […]
7 Min Read
10 Dec 2020
The Importance of Including Treasury Bonds in your Portfolio
Bonds usually are not the first choice for investors when it comes to seeking higher returns on their funds. However, the role of bonds in the overall asset allocation cannot be undermined. Even though people saving for their retirement tend to rely on stocks, mutual funds, and cash instruments, in most cases bonds or more […]
7 Min Read
07 Dec 2020
5 Common Ways Parents Save For Their Kids’ Education
Like most parents, you would want your child to get the best education possible. But at the same time, you also know how much of a burden the cost of education in America can be. According to a 2020 report published by EducationData.org, the average cost of college in the country is approximately $32,889 per […]
6 Min Read
03 Dec 2020
8 Reasons Why Financial Advisors Can Create a Good Financial Plan for You
Although there is no single book rule to ensure a financially stable future, the one thing that can contribute to being economically sound is having a good financial plan. A comprehensive plan can allow you to prepare for unexpected contingencies, be more in control of your money, and avoid circumstances where you run out of funds. However, devising a […]
6 Min Read
02 Dec 2020
7 Ways You Can Adjust Your Financial Planning Annually
A pivotal piece of learning from the 2020 COVID-19 pandemic was that one must be prepared for any eventuality. Financially challenging times are particularly hard for people who believe in the concept of living from one paycheck to another, without any major savings. While most people long for financial freedom, not many realize the importance of savings […]
5 Min Read
01 Dec 2020
The Importance of Sharing Your Complete Financial Information With Your Financial Advisor
Financial advisors can be of great help when it comes to planning for a financially stable and comfortable life. They can help you streamline your expenses, save systematically, and help you invest and grow your wealth. When it comes to hiring a professional financial advisor, transparency and honesty are two of the most important aspects […]
6 Min Read
25 Nov 2020
6 Things You Should Know About Investing in Long-Term Bonds
Bonds are one of the most secure investments you can make. However, this $43.1 trillion market (as estimated in 2019), inclusive of multiple securities, complex rules, and varying yields, can often be overwhelming for many investors. But the importance of including bonds in your overall portfolio is indisputable. According to experts, the ratio of bonds […]
8 Min Read
24 Nov 2020
Are You Ready to Retire? 6 Important Factors to Assess Your Retirement Readiness
Retirement readiness measures how equipped you are to comfortably live the golden years of your life. It estimates your financial preparedness and the degree to which you can support your current standard of living after you retire. According to the 2019 Consumer Finances Survey of the Federal Reserve, in households governed by a person between […]
7 Min Read
01 Nov 2020
6 Questions on Sustainable Investing That You Need to Ask Your Financial Advisor
In the last few years, many investors have faced moral dilemmas about their investments. Directly or indirectly contributing to a company’s growth that may be responsible for the destruction of natural resources or promoting unethical work practices, has led to a shift to sustainable investing. Also known as Environmental Social and Governance investing (ESG), sustainable […]
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The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.