Todd joined Executive Wealth Management in 2019. Prior to joining EWM, he worked as a Senior Financial Planner for an independent wealth management firm gaining extensive experience in financial planning and portfolio management. Todd's background also includes tax planning and preparation after having prepared returns for over ten years. He believes the integration between taxes and investments, and the proactive planning work involved, are a vital part of the wealth management process and has been previously quoted in the Wall Street Journal discussing the subject in an article titled, "Advisors Focus on 2013 Tax Plans".
Todd is a graduate of Central Michigan University and started in the financial services industry in 2005. In addition to the CFP certification, he has also earned the Certified Investment Management Analyst and Certified Private Wealth Advisor designations. He currently resides in Brighton with his wife, Kristen. When not spending time with their three children, Todd enjoys hockey, golf and being involved in the Brighton community.
Each EWM advisor leveraging every skill we have to change lives, that's the Executive Wealth
Management difference. Our passion for our clients combined with our industry expertise has
allowed us to become one of the largest independent wealth management firms in the country over
the last 30 years and clients in over 40 states. As full-service private wealth advisors we
build trusting relationships by meeting with our clients regularly to understand their evolving
goals and implementing customized strategies to achieve their needs.
At Executive Wealth Management, Todd serves as a Private Wealth Advisor working directly with clients to develop and implement comprehensive financial plans that address their evolving goals and financial needs. Our firm helps clients in the areas of retirement planning, investment management, risk management, tax planning, estate planning, business succession planning, family office wealth management, and charitable planning. At Executive Wealth Management each person in our firm is dedicated to our clients.
As a CERTIFIED FINANCIAL PLANNER (TM) professional and over 15 years of industry experience, Todd understands the diverse wealth planning needs of high net-worth individuals and families. As a Private Wealth Advisor, he leverages his passion and expertise to develop meaningful relationships, build actionable plans and customized portfolios, allowing you to both protect and grow your wealth as you navigate complex markets and transitions in life.
|Firm Start Year:||2006|
|Name of Custodial Firm:||TD Ameritrade|
|States Licensed in:||76812|
|Number of Years with Current Firm:||3|
|Work Experience:||Started in the financial services industry in 2005. I have extensive experience in wealth management as well as tax planning and preparation.|
|Work with the following types of clients:||Individual Investors|
|Advisory Services Provided:||Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Education Funding and Planning, Financial Advice & Consulting, Investment Advice & Management, Tax Advice and Services, Financial Planning for Individuals|
|Investment Types:||Bonds, Stocks, Exchange Traded Funds (ETFs), Alternative Investments, Mutual Funds|
|Can meet clients in the following ways:||Our Office, Your Office, Via Phone, Via Email, Video Conference, Your Home|
Qualifications & Memberships
|Non-Financial Organization Memberships:||Rotary- Brighton, MI|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$250,000|
|Compensation Methods:||Based on Assets|
|Certified Private Wealth Advisor||
Investments and Wealth Institute - Yale School of Management
|Certified Investment Management Analyst||
Investments and Wealth Institute - University of Pennsylvania
|CFP Certification Professional Education Program||
College for Financial Planning
|BSBA, Supply Chain and General Management||
Central Michigan University
Financial Planning for Individuals
Executive Wealth Management (EWM) offers full financial planning services for our clients. Our relationship begins with a comprehensive financial plan that covers retirement and income planning, investments, tax planning and more. Financial plans are also updated on an annual basis at no additional cost.
401(k) and other retirement plans are often limited to a handfull of investment options and basic asset classes. Utilizing a 401(k) rollover allows access to other strategies (ETFs, Individual stocks, etc.) and investment vehicles not available inside the plan. Depending on what mutual fund classes are used in the plan, there may also be an opportunity to lower the overall fund expenses in the portfolio.
Executive Wealth Management offers a wide array of investment capabilities, most notably, a suite of investment portfolios offered through Fortunatus Investments, an affiliated Registered Investment Advisor that exclusively offers its research and portfolio expertise to clients through advisors of Executive Wealth Management. Founded and operated by common ownership, Fortunatus Investments has developed a lineup of actively managed investment models to meet the wide range of investors needs and objectives. Instead of a passive approach to our allocations, the investment team at Fortunatus Investments has developed the flexibility to systematically track and update allocations based on current trends in the markets sectors and asset classes. Each investment model has a defined equity and fixed income range, allowing us to seek unique opportunities during market upturns while offering defensive positioning during market downtrends.
Tax Advice and Services
Todd has over ten years of tax planning and preparation experience and has helped numerous clients navigate their tax situation during the distribution phase of their portfolio. During our analysis, we may suggest alternate patterns of withdrawal or contributions to retirement accounts like 401(k)s, IRAs, or Roth IRAs. We can also help you understand when it may be beneficial to consider Roth Conversions or harvest a capital gain or loss in taxable accounts. This type of planning can help proactively identify opportunities to save on taxes in retirement.
Retirement planning is complex. There's inflation, taxes, social security, health care costs and much more. How do you efficiently withdrawal from a portfolio in order to minimize taxes? Will I be in a lower tax bracket? Is a Roth conversion right for me? These are some of the questions that EWM can help guide you through. Since retirement is such a complex issue, professional help can be very valuable.
Investment Advice & Management
EWM also has the unique ability to manage employer sponsored retirement plans (401k, 403b, etc). This ensures your overall portfolio is coordinated and well-balanced. For more information, please see https://ewmadvisors.com/financial-services/401kgps
Why should I choose you as my financial advisor?
I am a Certified Financial Planner (CFP). I also went on to get additional investment management education (Certified Investment Management Analyst) as well as studied high net worth strategies (Certified Private Wealth Advisor). I pride myself is being fair, transparent and accessible.
What are your qualifications? What is your education background?
I enjoy helping my clients with strategies and efficiencies that work to transform a complex and disjointed financial life into a simplified, cohesive plan.
How are you compensated? How will I pay for your services?
Our fees are based on the assets that we manage. Our only incentive is to grow your portfolio.
If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Although we do work as a team, I would be the main point of contact at the firm.
Will you be the only person working with me?
No, as part of our discretionary money management, Executive Wealth Management will make trades when appropriate in clients portfolios.
Registered Investment Advisor:
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
|Mon.||8:00 AM - 5:00 PM|
|Tue.||8:00 AM - 5:00 PM|
|Wed.||8:00 AM - 5:00 PM|
|Thu.||8:00 AM - 5:00 PM|
|Fri.||8:00 AM - 5:00 PM|
|Ann Arbor||Bloomfield Hills|
Financial Times Top Advisers List for 2020