Author: WiserAdvisor Insights
A team of dedicated writers, editors and finance specialists sharing their insights, expertise and industry knowledge to help individuals live their best financial life and reach their personal financial goals. We believe that there is no place for fear in anyone's financial future and that each individual should have easy access to credible financial advice.
10 min read
09 Jan 2023
Key Trends and Concerns for Investors in 2023
The year 2022 had its ups and downs. The economic strain of the pandemic continued. The record inflation and the global financial turmoil caused by the Ukraine-Russia war are other striking concerns. However, as you look ahead to 2023, there are a number of key trends and concerns that you may want to keep an […]
10 min read
21 Dec 2022
How Many Stocks Make An Ideal Portfolio?
Diversification is one of the first rules of investing that most financial advisors and experts talk about. Diversification refers to investing in a wide mix of investments within a portfolio. Here you do not put all your eggs in one basket, which implies distributing your wealth across different instruments. When you do so, you lower […]
10 min read
12 Dec 2022
The Best Ways To Start Financially Preparing for 2023
The end of the year is all about festivities. However, before you get caught up in the holiday mood, it is vital to carve out some time and prepare for the coming year. The New Year is an excellent time to start planning for your financial needs for the future. It can offer you a […]
10 min read
06 Dec 2022
How Inflation Will Affect your Paycheck
Inflation refers to the increase in the prices of goods and services over time. It poses a problem because it diminishes your purchasing power and hampers the value of your money in the long run. The last few months have been catastrophic as far as inflation is concerned, with the inflation rate going as high […]
6 min read
02 Dec 2022
How Asset Allocation Impacts Your Portfolio
When investors create an investment portfolio, they consider several factors, like risk, asset class, inflation, etc., to generate optimal returns on their investments. However, what is equally critical when it comes to creating a portfolio is asset allocation and selection. Asset allocation aims to balance risk and reward through a portfolio composition of different kinds […]
8 min read
21 Nov 2022
The Importance of a Certified Financial Planner (CFP) for Your Financial Planning
When working professionals cross over into their 30s and 40s, they often begin to receive advice from friends, family, and even strangers on the best ways to save and invest their money. However, these inputs tend to be based on an experiential understanding of tactics that have personally worked for them. What’s tricky about financial […]
8 min read
07 Nov 2022
New 2023 Tax Brackets and Deductions
The federal income tax is levied by the U.S. government on the income earned by individuals. It is a mandatory tax that you pay to the government every year. Evading tax is a serious legal offense punishable by law. Therefore, it is important to stay up to date with the changing tax laws, rates, and […]
10 min read
04 Nov 2022
Is Financial Planning Different for Dual-Income Families?
The more, the merrier is the general consensus in most financial matters. The higher your income, the better lifestyle you can afford. Living in a household with two or more incomes is a great advantage. Your expenses get divided, your debts are lessened, and your assets are increased. In addition to this, you can save […]
5 min read
19 Oct 2022
Do I qualify for a tax credit for contributing to my IRA?
Individual Retirement Account (IRA) contributions play a vital role when it comes to retirement savings. They not only help you build a significant retirement corpus but also allow you to avail tax benefits. Once you invest in an IRA, you may be able to take a retirement savings contribution credit based on the amount you […]
5 min read
06 Oct 2022
How the 80/20 Rule Affects Your Long-Term Investments
Pareto’s principle, better known as the 80/20 rule, asserts that 80% of the results can be achieved with 20% of the effort. When applied to investing, many folks may come to the same conclusion that 80% of their returns are generated from only 20% of their asset allocations. That said, one cannot say that this […]
10 min read
22 Sep 2022
6 Steps You Can Take To Invest Safely
Investing can help you grow your net worth and achieve financial goals that may seem unattainable on a salary. The income you earn is only one part of your financial status. How you use this income to invest in the market decides your overall financial standing to a large extent. Most people are not rich […]
10 min read
14 Sep 2022
5 Reasons to Start Retirement Planning Early
The average retirement age in America is 63. This may seem like many years in the future if you are in your 20s. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs […]
7 min read
01 Sep 2022
Why You Should Continue Meeting With Your Financial Advisor
If you are thinking about why you should continue meeting with your financial advisor, you have already taken a big step toward securing your financial future – you have engaged the services of a professional. Now, how often you need to meet with your advisor depends on the degree of help needed by you. If […]
8 min read
26 Aug 2022
DIY Money Management vs. Hiring a Professional For Your Financial Needs
When it comes to money management, there are a lot of different schools of thought. Some people believe it’s best to do everything independently, while others think it’s always worth hiring a professional. So, which is the right approach for you? There are a few things to consider when making this decision. First, do you […]
8 min read
18 Aug 2022
Bottom-Up vs. Top-Down Investing: Differences and Benefits Explained
The world of investing can be quite overwhelming for newcomers. Not only do you have to keep track of various factors such as market trends, price movements, the economy (both local and international), past returns, and more, but you also have to match those with your own time horizon and risk appetite. All of the […]
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The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.