Author: WiserAdvisor Insights
A team of dedicated writers, editors and finance specialists sharing their insights, expertise and industry knowledge to help individuals live their best financial life and reach their personal financial goals. We believe that there is no place for fear in anyone's financial future and that each individual should have easy access to credible financial advice.
7 min read
01 Sep 2022
Why You Should Continue Meeting With Your Financial Advisor
If you are thinking about why you should continue meeting with your financial advisor, you have already taken a big step toward securing your financial future – you have engaged the services of a professional. Now, how often you need to meet with your advisor depends on the degree of help needed by you. If […]
8 min read
26 Aug 2022
DIY Money Management vs. Hiring a Professional For Your Financial Needs
When it comes to money management, there are a lot of different schools of thought. Some people believe it’s best to do everything independently, while others think it’s always worth hiring a professional. So, which is the right approach for you? There are a few things to consider when making this decision. First, do you […]
8 min read
08 Aug 2022
4 Financial Concerns High-Net-Worth Individuals Face
Financial planning for high-net-worth individuals can be a bit more complicated than the rest. High-net-worth individuals have a net worth of $1 million or above. Ultra and very high-net-worth individuals may also have assets valued at more than $5 million and $30 million. Moreover, these high-net-worth values are not calculated on physical assets but on liquid […]
10 min read
03 Aug 2022
Prohibited Transaction Rules and Investments in IRAs
Individual Retirement Accounts (IRAs) are one of the most popular investment vehicles in the United States. They are tax-advantaged retirement savings accounts that offer tax-deferred growth and allow you to lower your tax bill either in the present or the future. You can invest in a wide range of investments, from stocks and bonds to […]
11 min read
14 Jul 2022
How Do Social Security Benefits Work When You Retire?
Social Security is a federal program in the United States run by the Social Security Administration (SSA). Under the program, retirement benefits and disability income are provided to qualified people including their spouses, children, and survivors. A person must be at least 62 years old and have contributed to the Social Security program for a […]
6 min read
13 Jun 2022
How to Lower Your Financial Advisor Expenses
Hiring an advisor earlier on in your financial planning journey can benefit you in several ways. The professional financial advice they provide you along the way can help you reach your personal and financial goals faster. The advisor can also help you create a well-diversified investment portfolio, plan your expenses and liabilities, and also help […]
5 min read
31 May 2022
7 Steps To Protect Your Retirement Assets and Income
Planning for retirement is arguably the most difficult part of financial planning. It requires you to not only grow your corpus but also find ways to protect it from external factors such as market volatility, inflation, etc. So, if you’re approaching—or have already reached—retirement, it’s critical to consider how to secure your savings and assets […]
7 min read
17 May 2022
5 Ways You Can Maximize Your 401(k) Retirement Account
A 401(k) plan is an employer-sponsored retirement savings plan wherein employees can make pre-tax contributions to reduce their taxable income in the present, but must pay tax at the time of making a withdrawal. It is one of America’s most popular tax-deferred retirement accounts wherein employers may match employee contributions. There are two kinds of […]
8 min read
09 May 2022
Financial Planning for Professional Athletes
It is a common misconception that wealthy individuals cannot possibly have any financial problems. But on the contrary, UHNIs, HNWIs, or wealthy individuals have to deal with several legal and financial complications due to their large net value and possibly multiple income sources. Celebrities, actors, politicians, musicians, and even athletes may be earning millions of […]
7 min read
04 May 2022
9 Mistakes to Avoid While Making a Large Portfolio Withdrawal
The common investor has innumerable investment and retirement options to choose from. With growing awareness of planning finances, more individuals are now concerned about how to spend, plan and save every penny. However, even when individuals successfully save and execute their plans, they have little to no idea on how to deal with a large […]
9 min read
15 Apr 2022
What are the Tax Brackets and Federal Income Tax Rates for the 2021-2022 Tax Years?
Income tax has always been a challenge to deal with financially as it eats into your capital gains and profits and makes your earnings less valuable. However, every law-abiding citizen has to pay tax no matter if they belong to the working class, have a high-net-worth, an investor, or an inheritor or beneficiary of an […]
11 min read
13 Apr 2022
Fee-Based vs. Fee-Only Financial Advisors – Which Advisor Is Right for You?
The term financial advisor has different connotations for different people. For most people, a financial advisor is a professional who helps you make the right investment decision, aiming to maximize returns and minimize risk. Even though offering investment advice is part of a financial advisor’s job, it is not the whole picture. Typically, a financial […]
9 min read
04 Apr 2022
How to Build a Complete Investment Portfolio
Financial planning for your future can be challenging as there are so many variables that come into play. Inflation, changing needs, evolving lifestyles and habits, family responsibilities, health concerns, attitudes, and more can impact your future financial requirements. Investing can help cater to all of these needs. However, building an investment portfolio that can comfortably accommodate […]
11 min read
31 Mar 2022
How Can A Financial Advisor Help You Manage Your Finances?
Each one of us has certain goals that we wish to achieve. From buying a home to getting married, saving for your child’s education to paying off your debt, lowering your tax burden to building a large retirement corpus, or more. To do all of these things and more, you need a carefully crafted financial […]
9 min read
07 Mar 2022
How to Invest in ETFs
Diversification can be a great area to focus on when investing. Diversification refers to keeping a basket of investments like stocks, bonds, real estate, gold, currencies, derivatives, and more. This reduces risk and offers you better exposure to the market. It is also essential to diversify inside these categories by investing in different companies and […]
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The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.