Author: WiserAdvisor Insights
A team of dedicated writers, editors and finance specialists sharing their insights, expertise and industry knowledge to help individuals live their best financial life and reach their personal financial goals. We believe that there is no place for fear in anyone's financial future and that each individual should have easy access to credible financial advice.
8 min read
18 Dec 2023
How Much To Save For Retirement By Age
Navigating the journey to retirement can often feel like a complex puzzle, especially when it comes to figuring out how much you need to save. It’s a question that resonates with almost everyone, primarily because it determines their comfort during the non-working years of their lives. The answer to “how much you need to retire” […]
10 min read
15 Dec 2023
How do Financial Advisors Help in the Accumulation of Retirement Income?
According to a survey, a significant majority of Americans, approximately 80%, share the common notion that the point of working hard in your adult life is so you can enjoy a nice retirement. After years of dedicated labor and hard work, the prospect of a peaceful retirement appeals to everyone. Financial security is a fundamental […]
10 min read
04 Dec 2023
4 Reasons Why You Need To Rebalance Your Portfolio
Creating a well-diversified portfolio is a pivotal task in investing. However, your work is far from complete, even after drafting a diversified portfolio. It is also essential to recheck your allocation from time to time. Rebalancing is a critical step that can help you optimize your portfolio’s performance. This practice involves periodic adjustments to your […]
9 min read
01 Dec 2023
Why do Physicians Need Financial Advisors and How to Find Them
The need for sound financial guidance is universal. Whether you are self-employed or salaried, everyone can benefit from the expertise of a financial advisor. However, some professionals, like doctors, may need the guidance of a financial advisor more than others. Physicians have demanding careers, complex income streams, a bustling lifestyle, and often substantial debts acquired […]
10 min read
06 Nov 2023
7 Key Investing Strategies When You Have $100k in Savings
Saving a substantial sum of $100,000 is indeed a commendable achievement. It represents years of disciplined saving and prudent financial management. However, it is imperative to recognize that you have only taken the first step toward achieving financial security. It is also important to ensure that your savings continue to grow. Making sure that your […]
10 min read
31 Oct 2023
Five Steps to a More Effective Financial Plan
Creating a financial plan is the first step toward achieving financial freedom. It is a personalized roadmap that provides you with clarity and purpose. Financial plans are essential for setting your financial goals in motion. But in a world filled with online calculators, simulators, and countless rules and figures, finding the right path can be […]
4 min read
30 Oct 2023
How to prepare for a meeting with your Financial Advisor
What do you do before you visit a doctor? Understand your condition, prepare for all the questions that the doctor would ask, ensure all your test reports and medical history documents are in order and so on. Preparation is a must even before you visit a financial advisor. 7 Things to do to prepare for […]
9 min read
30 Oct 2023
9 Crucial Questions Every Investor Needs to Ask
Investing is a skill, and like any other skill, it can be learned. However, with seemingly limitless investment vehicles in the market, it can be tough to ascertain the right way forward. From real estate to stocks and bonds, there are a number of options to choose from. Each of these caters to a specific […]
9 min read
26 Oct 2023
You May Now Need $1.8 Million To Retire
Retirement estimates often change. Every day, fresh studies emerge, attempting to pin down the ideal sum you need to save for your golden years. These studies consider factors like inflation, how long you might live, healthcare expenses, and much more. The most recent estimation suggests that $1.8 million for retirement in America is the magic number for […]
7 min read
09 Oct 2023
Understanding Recent Updates to Inherited IRA Rules and How It Could Impact You
The rules surrounding Individual Retirement Accounts (IRAs) undergo frequent and impactful changes. While IRAs are a cornerstone for many retirement plans, these accounts being inherited adds a layer of complexity to them. Whether you’re in the phase of retirement planning, considering passing down your assets, or finding yourself as a beneficiary of an IRA, it’s […]
6 min read
05 Oct 2023
Can you use AI to help manage your money?
In today’s rapidly evolving digital landscape, the intersection of artificial intelligence (AI) and personal finance has sparked a compelling discussion. Insights from a recent survey conducted in early July 2023 shed light on the pivotal role of AI in money management among US adults. Approximately 1,000 participants shared their perspectives on employing AI to handle […]
10 min read
13 Sep 2023
The Most Important Factor You’re Probably Overlooking In Your Retirement Planning
While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. Longevity risk refers to the risk that people are living longer lifespans than previous generations. Additionally, this trend is expected to continue in the future. While this is […]
9 min read
08 Sep 2023
Delay These 7 Actions Until Your Retirement Is Finalized
Most people feel a sense of anticipation and excitement before retirement. These are the golden years when you can finally reap the rewards of decades of hard work and have the freedom to travel, socialize, and pursue your passions. Yet, amidst the joy and delight, it is vital to remember that the journey to retirement […]
10 min read
06 Sep 2023
How Often Should You Check Your Retirement Account Balance?
Maintaining a balanced approach is critical in financial planning. Overindulgence in information can lead to poor decisions, and excessive monitoring of your retirement account balance can result in stress. This, in turn, can push you to make reactive choices that may not always work in your favor. Checking your retirement account balance too often can […]
6 min read
31 Aug 2023
Do You Still Need A Financial Advisor After You Retire?
Financial advisors play a crucial role in assisting you before you retire. They can assess your financial situation, long-term goals, risk tolerance, and investment preferences to create personalized strategies. They can also help you optimize your savings and investment plans, ensuring that you maximize your earning potential while minimizing risks. But their support does not […]
Find & Compare Top Financial
Advisors in your area
Get Started
Popular Posts
Categories
- Business Finance (2)
- Education Planning (31)
- Estate Planning (31)
- Financial Advisor (1)
- Financial Advisor Guide (56)
- Financial Planning (138)
- Investment Management (100)
- Personal Finance (16)
- Portfolio Management (1)
- Retirement (28)
- Retirement Healthcare (1)
- Retirement Planning (111)
- Retirement Plans (1)
- Uncategorized (2)
Subscribe to our
newsletter & get helpful
financial tips.
The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.