Dave Hutchison CFP®
Hutchison Investment Advisors

Tel: (602) 955-7500
1720 E Calle Santa Cruz
Phoenix, AZ 85022

Independent - Based on a CPA firm background not sales


About Hutchison Investment Advisors

Connect With an Expert Financial Advisor and Get Answers

We are an independent fiduciary, required to act in the best interest of our clients. We carefully blend financial concepts and analytical evaluations of various options to educate, develop an action plan and monitor results to help clients pursue their financial goals.

Based on a CPA firm background and 30+ years of making investment and financial planning recommendations I specialized in a "participate yet protect" philosophy.

I monitor many investment managers - not just a favored few - to choose our key recommendations based on a clients objectives and risk tolerance. One of the many factors we monitor is a managers long-term risk vs. reward history. This is calculated in modern portfolio terms of Beta (risk relative to a baseline) vs. Alpha (outperformance vs. risk taken). These are just two of many factors we evaluate when making investment recommendations.

I educate clients on the pros and cons of various investment alternatives and actively monitor results. I update you on changing market conditions and suggest adjustments as the investment outlook changes. Portfolios are not static but should be dynamically changing with market conditions.

As a financial advisor, I give you the facts as an independent Registered Investment Advisor to help you make important investment decisions based on my analytical CPA firm background, not impressive salesmanship.


General Information

Firm Start Year:   1981
No.of Employees:   2-4
Insurance License#:   699225
Name of Broker/Dealer:   Cetera Advisors, Member FINRA/SIPC
Name of Custodial Firm:   Pershing LLC
States Licensed in:   AZ, CA, CO, IL, IN, MD, NJ, NY, OH, OR, TX, VA, WA
Number of Years with Current Firm:   20+
Work Experience:   Dave Hutchison was in the tax department of Touche Ross and then McGladrey Henderickson & Co., CPAs - both in Minneapolis - prior to founding his own accounting firm in 1975. Before selling the practice in 1989, he found a huge need for independent financial planning and advice on investments and insurance alternatives based on side-by-side analytical comparisons rather than sales hype. For the last 35+ years, Dave has specialized in helping clients save, accumulate, invest and help protect their assets.

Since founding Hutchison Investment Advisors, in 1988 and previously a sole proprietor Registered Investment Advisor in 1981, Dave Hutchison, CFP has been dedicated to a "Participate yet Protect" approach helping to reduce downside risk as much as possible in diversified investment portfolios we recommend for our advisory clients.
I work with the following types of clients:   Businesses , Non-Profit Organizations , Retirement Plans and IRAs , Individual Investors


Services

Investment Types:   Real Estate , Annuities , Mutual Funds , Bonds , Stocks , Insurance , Alternative Investments , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via email , Via phone , At my office , At your home , At your office


Qualifications & Memberships

Insurance and Annuity Licenses:   Annuity , Life , Variable Annuity , Long Term Care , Variable Life
Financial Organization Memberships:   Financial Planning Association (FPA)


Compliance

Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts:   Work with all
Compensation Methods:   Flat Fee , Commissions , Hourly
Hourly Rate:   150
Flat Fee Rate:   $500
Additional Details on Charges:   We usually do not recommend typical asset management accounts which typically charge asset management or wrap fees. Such fees are often the most expensive way to get investment advice for long-term growth investing. A typical advisory fee to provide an extensive evaluation of your current portfolio including risk/reward assessment compared to our benchmarks and our recommendations is only $500. No cost introduction session to discuss your needs and how we might address your objectives.



Faqs

  • Do you have a customer satisfaction or refund policy? Yes - if you don't think the service was worth the fee, you don't pay. Never has happened in over 30 yrs.
  • What are your qualifications? What is your education background? CPA firm background, degree in Accounting, Over 25years of looking out for the investor based on facts not a sales pitch, independent from any product sponsor. Owned a broker-dealer with about 100 reps in six states but sold to be more hands on with clients.
  • What is your approach to financial planning? Advice on meeting your financial goals, estate planning, plan for retirement,using participate yet protect investment strategies.
  • What services do you offer? Personalized Financial Planning and/or Investment recommendations from our own independent Registered Investment Advisory firm, Hutchison Investment Advisor's, Inc.
  • How many clients do you currently manage? Varies and keep adding by referrals and limited marketing
see more

Disclosures


Disclaimer

Investment Advisory Service offered through Hutchison Investment Advisors, Inc. Securities offered through Cetera Advisors, LLC, member FINRA/SIPC Cetera is under separate ownership from any other named entity.

Dave Hutchison CFP®

Dave Hutchison CFP®

CERTIFIED FINANCIAL PLANNER™ Certificant, Life & Health; Long Term Care; Specify below


Dave Hutchison was in the tax department of Touche Ross, CPAs (before their merger with Deloitte) and then a tax supervisor at McGladrey Hendrickson & Co., CPAs before founding his own tax accounting firm in 1975. Before selling the practice in 1989, he found a huge need for objective, independent financial planning, and advice on investments and insurance alternatives, based on side-by-side analytical comparisons rather than sales hype. For the last 30+ years, Dave has specialized in helping clients save, accumulate, invest and help protect their assets.

Dave has been quoted in BARRONS, among other publications, has appeared on radio and television and conducted seminars for CPAs and the public back in the 1980s including warnings about risky real estate tax shelters, as well as a variety of financial planning and investment topics.

Dave was the founder of Hutchison Financial Corporation (HFC), a small broker-dealer which had about 100 representatives and employees in five states. While headquartered in Minneapolis HFC also had a Phoenix office with about 30 representatives.

Dave moved from the Minneapolis area (Richfield, Edina and St. Louis Park) to Phoenix in 1988. Dave prefers working directly with individual clients rather than all the headaches of owning a broker-dealer. Therefore, he sold HFC and has since devoted himself to researching investment opportunities and working directly with clients.

Since 1983, Dave has been a FINRA Registered Principal and Office of Supervisory Jurisdiction (OSJ).

For more on Dave's early career and personal life experiences see team section of website

My Team


Communities Served

Arizona and various other states

Office Hours

wiseradvisor-balck-li-img Mon. 10:00 AM - 9:00 PM
wiseradvisor-balck-li-img Tue. 10:00 AM - 9:00 PM
wiseradvisor-balck-li-img Wed. 10:00 AM - 9:00 PM
wiseradvisor-balck-li-img Thu. 10:00 AM - 9:00 PM
wiseradvisor-balck-li-img Fri. 10:00 AM - 9:00 PM
wiseradvisor-balck-li-img Sat. 10:00 AM - 9:00 PM

Compensation Arrangements

Check

News & Events


Dave's Extensive Investment Updates, White Papers
When: 01/01/2019
Details:Dave's Extensive Investment Updates, White Papers & Blogs see tab at http://www.hutchisonria.com


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