Paul J. Toohey, CERTIFIED FINANCIAL PLANNER™ Certificant, CDFA
The Planners Network, Inc.

Tel: 714-998-8200

140 S. Chaparral Court
Suite 130
Anaheim Hills, CA 92808

About The Planners Network, Inc.

Our office offers fee-only asset management services, commissioned securities sales, financial planning, insurance, and individual/company-sponsored retirement plans. Our focus and expertise is asset management services (with an emphasis on retirement preparation). Our client base is diverse, but primarily consists of middle to retirement-aged individuals, typically small business owners, professionals, and highly-compensated salespeople and employees.

General Information

Firm Start Year:		1980
No.of Employees:		2-4
Insurance License#:		CA #0628872

Name of Broker/Dealer:

National Planning Corporation

Name of Custodial Firm:

Various (Charles Schwab, American Funds, Franklin Templeton, etc.)

Number of Years with Current Firm:

Qualifications & Memberships

Insurance and Annuity Licenses:

Life, HMO, Variable Annuity, Accident, Variable Life, Health, Disability, Long Term Care, Annuity

Financial Organization Memberships:

Financial Planning Association (FPA)

Non-Financial Organization Memberships:

International Academy of Collaborative Professionals (IACP)

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Investment Advisor Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation and Fees

Fee Structure:

Fee-Based

Compensation Methods:

Based on Assets, Commissions, Flat Fee, Hourly

Board Positions

Organization:

The Planners Network

Position :

Chairman of the Board

Organization:

The Planners Network

Position :

Board Member

Education

BA - Marketing

Western Michigan University

Faqs

Do you have a customer satisfaction or refund policy? This depends on the service being requested. Please contact my office for more information.
Why should I choose you as my financial advisor? I am a Certified Financial Planning Practitioner, commonly referred to as a CFP. I am also a Certified Divorce Financial Analyst, or CDFA. This is a specialization dealing with the equitable division of assets in divorce situations. I graduated from Western Michigan University with a degree in Business.
What are your qualifications? What is your education background? In short, holistic financial planning. I can best serve my clients when I am well-informed about the big picture of their financial situation. I then perform an accurate analysis, identify potential pitfalls, and craft a financial plan which works synergistically together to help my clients achieve the goals they set for themselves.
How do you charge for your services? A wide variety, from individual security sales to full-scale financial planning. While I specialize in retirement planning, throughout my financial services career I have worked with just about every type of product and contract, and provided a wide range of different services to meet my clients needs.
How are you compensated? How will I pay for your services? I currently manage the assets of roughly 100 client households, as well as several company retirement plans. In addition, I have many individual security and insurance-only clients and do a substantial amount of consulting work and divorce-related financial planning.

FAQs

Do you have a customer satisfaction or refund policy? This depends on the service being requested. Please contact my office for more information.
Why should I choose you as my financial advisor? I am a Certified Financial Planning Practitioner, commonly referred to as a CFP. I am also a Certified Divorce Financial Analyst, or CDFA. This is a specialization dealing with the equitable division of assets in divorce situations. I graduated from Western Michigan University with a degree in Business.
What are your qualifications? What is your education background? In short, holistic financial planning. I can best serve my clients when I am well-informed about the big picture of their financial situation. I then perform an accurate analysis, identify potential pitfalls, and craft a financial plan which works synergistically together to help my clients achieve the goals they set for themselves.
How do you charge for your services? A wide variety, from individual security sales to full-scale financial planning. While I specialize in retirement planning, throughout my financial services career I have worked with just about every type of product and contract, and provided a wide range of different services to meet my clients needs.
How are you compensated? How will I pay for your services? I currently manage the assets of roughly 100 client households, as well as several company retirement plans. In addition, I have many individual security and insurance-only clients and do a substantial amount of consulting work and divorce-related financial planning.
If you are going to manage my account, will you obtain my permission every time you buy or sell something? I will be your primary contact, however my staff and associates may from time to time work with you for certain purposes. We try to divide our work in the most efficient way possible, which saves my clients money in the long run.
How many clients do you currently manage? I am compensated for the most part through direct fees and sales commissions. Please contact my office for more information.
Will you be the only person working with me? That depends on the type of account. For full-service financial planning and asset management, then I will have your permission to make trades in accordance with your Investment Policy Statement and chosen portfolio. If you have what we refer to as an un-managed account, then I will call or meet with you to discuss any proposed changes before doing anything.
Do you offer any guaranteed results? I wish I could, but I cannot. As any seasoned investor knows quite well, the market as a whole is an independent and unpredictable entity made up of the decisions of millions of people around the world. From time to time the market may seem to follow predictable patterns, but in my experience it always breaks them given enough time.
How much risk should I be willing to take? Your investing background and history is a big factor when figuring out how much risk you may be willing to take, as are your current income level and time horizon. These are just a few of the topics we will be discussing and using to formulate your financial plan if you decide to hire me.
Have you ever been charged with any breaches? No.
What services do you provide? What are your specialties? I specialize in Retirement Planning, but that involves most of my "skill set" to do properly. Among these are Financial Planning, Asset Management, Insurance sales, Social Security Analysis, Tax Efficiency, Education Planning, Inheritance issues, and many others.
What is your experience? How many clients do you currently manage? Nearly forty years! I currently manage the assets of roughly 100 client households, as well as several company retirement plans. In addition, I have many individual security and insurance-only clients and do a substantial amount of consulting work and divorce-related financial planning.
What financial institution(s) do you represent? I am an independent advisor, but also a Registered Representative and Registered Principal of National Planning Corporation (my Broker-Dealer). I am also a Senior Vice-President of The Planners Network, Inc., the Registered Investment Advisory firm I am a founding member of.
What is your approach to financial planning? I am compensated for the most part through direct fees and sales commissions. Please contact my office for more information.
What services do you offer? I have been told that I have a nearly unique ability to grasp the "big picture", whereas many other advisors can get lost in details and minutiae. My combination of experience, training, and expertise will be at your disposal, and together we will craft a strategy to make your goals a reality.
What carrier(s) do you represent? As an independent agent, I am able to choose from a wide variety of carriers. This allows me to find the right product for my clients at the lowest cost.
Are there any pre-existing conditions that you can not cover? Every carrier has different limitations, and each individual's situation is different. If you are concerned about your insurability, give me a call. I've had a great deal of experience getting otherwise uninsurable people a great policy.
How long does it take to complete the application and approval process? Every situation is different. Anywhere from a couple of weeks to a couple of months is the typical range, but there can be significant deviation from that in certain circumstances.
Is there a maximum age that you can insure? You can almost always get insurance -- regardless of age -- but the cost may be prohibitive. Some new laws may be directly affecting this in the near future as well. Please call me and we can discuss your situation more fully.
What are your qualifications? I am a Certified Financial Planning Practitioner, commonly referred to as a CFP. This means I have advanced training in what to do with your money, and am not just out to make a sale. I have been in the financial services field for nearly forty years, so I have experience and expertise in everything related to this transaction.
What is your approach to 401 K plan rollovers? This will depend on what your goals are, how much you have in the account, and several other factors. Please give me a call to discuss your situation further.
How long does the process of rolling over a 401K plan usually take? In most cases anywhere from a couple of weeks to a month or more.
What financial institutions do you represent? As an independent Financial Advisor, I am able to sell a variety of products and services. I don't have to sell just a single family of funds like many other Reps/Advisors. My only limitations are my own licenses and the products which my Broker Dealer (National Planning Corporation) has approved.
How many years of experience do you have? Nearly forty! I started in Financial Services back in the mid-seventies. It's been an interesting ride ever since!
What are your fees for this service? In most situations I will make a commission on the rollover, and that will be my compensation. In cases where there is a protracted "paperwork battle", I may have to charge an hourly administrative fee depending on the amount of extra work is necessary.
How many 401K rollover clients do you currently manage? Quite a few. Some are managed clients, while many are single-service (i.e. just the rollover) clients. This is a very common situation, and the majority of my clients have gone through it one or more times in their career.
Why should I roll over my 401K plan to your firm? We do 401k rollovers all the time. We know what we're doing and will get it done with the least amount of input and work from you as possible. We are able to open an account for you at a variety of different fund companies, and can find the best fit for you and your retirement funds.

Paul J. Toohey

CERTIFIED FINANCIAL PLANNER™ Certificant, CDFA

Paul J. Toohey is a Certified Financial Planner® and Investment Advisor located in Southern California. With clients all over Orange, LA, Riverside and San Bernardino counties, as well as across the country, Paul would love to speak with you about your financial goals and how his firm may be able to help you make them a reality.

Having extensive experience in the Investment and Financial Planning industry, Paul has expertise and insight which he believes you will find extremely valuable. He specializes in retirement planning and investment management, but his skills and knowledge span the breadth of the financial spectrum. As a part of The Planners Network, Inc., he is also able to leverage the collective experience of fifty other seasoned Financial Advisors whom he is associated with.

As a Certified Financial Planning Practitioner, Paul particularly enjoys the challenge of evaluating his clients' entire financial picture, then crafting a "holistic" Financial Plan to help them achieve their goals. Paul's clients come to rely on him for sound advice, free from sales pressure or ulterior motives.

If you are looking for a financial advisor that you can form a long-term relationship with someone who you can trust and rely on for competent, timely, and unbiased advice please call and make an appointment.

My Team

Robert Attanasio Acct Service Manager

With over twenty years of Financial Industry experience, Rob specializes in client service and back-office operations. His diverse background helps Rob to offer a superior level of service and assistance to Paul and his clients.

Office Hours

	Mon.	9:00 AM - 5:00 PM
	Tue.	9:00 AM - 5:00 PM
	Wed.	9:00 AM - 5:00 PM
	Thu.	9:00 AM - 5:00 PM
	Fri.	9:00 AM - 5:00 PM

Communities Served

Aliso Viejo	Anaheim
Brea	Buena Park
Cerritos	Chino
Chino Hills	Corona
Corona Del Mar	Costa Mesa
Cypress	Dana Point
Diamond Bar	Foothill Ranch
Fountain Valley	Fullerton
Garden Grove	Huntington Beach
Irvine	La Habra
La Mirada	La Palma
Ladera Ranch	Laguna Beach
Laguna Hills	Laguna Niguel
Lake Elsinore	Lake Forest
Los Alamitos	Mission Viejo
Newport Beach	Newport Coast
Norco	Ontario
Orange	Perris
Placentia	Pomona
Rancho Santa Margarita	Riverside
San Dimas	San Juan Capistrano
Santa Ana	Santa Fe Springs
Seal Beach	Silverado
Stanton	Sunset Beach
Surfside	Trabuco Canyon
Tustin	Villa Park
Walnut	Westminster
Whittier	Yorba Linda

Compensation Arrangements

Check	Visa
MasterCard

Research This Advisor

www.finra.org	www.sec.gov
www.sipc.org	www.aicpa.org