wiseradvisor

Tami Simpson
Wealth Financial Group West, Inc.

Tel: (714) 617-4394
650 Town Center Dr #920
Costa Mesa, CA 92626

WFGWEST

Wealth Financial Group West, Inc. | Financial Advisor in Costa Mesa ,CA

About Wealth Financial Group West, Inc.

Our Personalized Approach

You've spent your life defining the perfect retirement

...and you've worked each day to save for it. Now it's time to ensure you can live your retirement the way you've always dreamed. What do you envision when you fall asleep? What personal goals do you have for yourself? What adventures do you want to experience? These questions to ask yourself are important, and so is the financial strategy you choose to implement. We?re here to help you develop a financial plan-a plan that might help you achieve everything you've always wanted in your life and retirement.

Define It

Defining your future retirement is the first step in achieving it. We'll help you to identify what is truly meaningful and what is important to you. Plan It

With an idealistic vision in mind, it's time to start planning your finances to successfully support that vision. It's never too early or too late to start. Live It

When you are confident in your financial plan and strategy, there's one last step. Get out there and enjoy the life you've always dreamed.


General Information

Firm Start Year:   2007
No.of Employees:   5-9
Name of Broker/Dealer:   Gradient Advisors, LLC
Name of Custodial Firm:   T.D. Ameritrade
Number of Years with Current Firm:   12
Work Experience:   I have been working specifically with retired or retiring couples for 12 years.
I work with the following types of clients:   Individual Investors, Businesses


Services

Investment Types:   Stocks, Insurance, Bonds, Mutual Funds, Annuities, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
I can meet clients in the following ways:   At your office, At my office


Qualifications & Memberships

Insurance and Annuity Licenses:   Annuity, Disability, Health, Life, Long Term Care
Financial Organization Memberships:   Financial Planning Association (FPA)


Firm Information

Firm's Number of Clients:   600
Firm's Number of Planning Clients:   600
Firm's Number of Managed Clients:   300
Assets Managed by Firm:   $115,000,000.00
Advisor's Number of Clients:   600
Advisor's Number of Managed Clients:   300
Advisor's Number of Planning Clients:   400
Assets Managed by Advisor:   $115,000,000.00


Compliance

Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based (Fee and Commissions)
Minimum Portfolio Size for New Managed Accounts:   $250,000
Compensation Methods:   Flat Fee, Hourly, Based on Assets, Commissions
Fee % Based on Assets:   0.80%
Hourly Rate:   $250
Additional Details on Charges:   Either asset based fee or hourly rate applies. Clients are not subject to both.
Minimum Fee Charged for Managed Accounts:   0.8%
Minimum Fee Charged for Hourly Planning Accounts:   $250


Education

Masters of the Arts - Theology   Fuller Theological Seminary - Pasadena, California
1996- 2002

Associate of Science - Registered Nurse  Loma Linda University - Loma Linda, California
1976-1978

Personal Financial Planning - Personal Financial Planning  University of California Irvine - Irvine, California
2009- 2011



Faqs

  • Do you have a customer satisfaction or refund policy? Yes. Planning fees are refunded without question within five business days of payment and thereafter pro-rata for services rendered.
  • What are your qualifications? What is your education background? CERTIFIED FINANCIAL PLANNER" Certificant,Chartered Retirement Planning Counselor (CRPC®),Accredited Domestic Partner Advisor (ADPA®) Series 65
  • What is your approach to financial planning? Planning services are selected and designed around each clients needs and desires. Generally speaking I am a integrative, comprehensive personal financial planner.
  • What services do you offer? Comprehensive Integrative Personal Financial Planning, portfolio analysis, design and management. Asset allocation, tax management including Roth conversion and other tax reduction strategies, cash flow, budgeting, social security and pension decisions, real estate, medical and Long Term Care planning, beneficiary and inheritance provisions, advance uses of life insurance and other risk transfer strategies.
  • How many clients do you currently manage? 300
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Tami Simpson

Tami Simpson

CRPC®, CERTIFIED FINANCIAL PLANNER™ Certificant, ADPA®

Tami Simpson, CFP®, CRPC®, ADPA, is co-founder and President of Wealth Financial Group West, Inc. She is a Certified Financial Planner and is a Chartered Retirement Planning Counselor designee.

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My Services

Financial Advice & Consulting

Comprehensive Integrative Personal Financial Planning, portfolio analysis, design and management. Asset allocation, tax management including Roth conversion and other tax reduction strategies, cash flow, budgeting, social security and pension decisions, real estate, medical and Long Term Care planning, beneficiary and inheritance provisions, advance uses of life insurance and other risk transfer strategies.


Financial Planning for Individuals

I think what I do well is integrate sometimes opposing financial goals such as: Spending now versus inheritance later. Taxes now verses taxes later. Taxable versus tax free income. Variable verses predictable cash flow. Retained risk versus transferred risk. Insured Savings versus Investment strategies. Liquidity needs with liquidity costs.


Retirement Planning

I have worked almost exclusively with couples that are retired or retiring withing the next five years my entire career. Maximizing spendable cash flow while reserving for potential medical/long term care needs and still leaving the desired inheritance requires a different approach than all the previous years of saving and growing a portfolio.


Office Hours

wiseradvisor-balck-li-img Mon. 8:30 AM - 6:00 PM
wiseradvisor-balck-li-img Tue. 8:30 AM - 6:00 PM
wiseradvisor-balck-li-img Wed. 8:30 AM - 6:00 PM
wiseradvisor-balck-li-img Thu. 8:30 AM - 6:00 PM

Communities Served

Aliso Viejo Anaheim
Capistrano Beach Corona Del Mar
Dana Point Foothill Ranch
Fullerton Huntington Beach
Irvine Laguna Beach
Laguna Hills Laguna Niguel
Lake Forest Long Beach
Mission Viejo Newport Beach
Newport Coast Orange
Rancho Santa Margarita San Clemente
San Juan Capistrano Santa Ana
Seal Beach Silverado
Sunset Beach Surfside
Trabuco Canyon Tustin
Westminster Yorba Linda

Compensation Arrangements

Check Money Order
Visa MasterCard
American Express

Awards & Recognitions

Gradient Advisors
(12/31/2019)

Top Adivisor


Gradient Advisors
(2018)

Top Advisor


Brokers International
(2017)

Top Producer

Social Networks

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