Ready to take control of your finances? Personal Capital is here to help. We have objective fiduciary advisors ready to analyze your financial situation, and help you build a personalized, holistic plan.
The holistic financial plan recommendation is yours to keep, no strings attached.
There's never been a better time to get a second opinion on your financial future. Schedule a call with Personal Capital today.
WHY USE PERSONAL CAPITAL
Personal Capital provides a unique combination of award-winning financial tools and personalized, human advice.
Work with our team of licensed fiduciary advisors to build a free Personalized Plan that's yours to keep. You and your advisor will use our comprehensive array of free money management tools to identify and alert you to opportunities for investment management, retirement planning, and cash flow.
Setting up your dashboard will make your discussion with an advisor -- whether ours or a competitor's -- more productive. And it's completely free to get started:
Personal Capital Advisors Corporation ("PCAC") compensates WiserAdvisor ("Company") for new leads. ("Company") is not an investment client of PCAC.See Disclosures
Only Personal Capital Offers These Powerful Tools.
Register for our free financial dashboard, used by over 3.3 million people to help them track over $1.4 trillion (7/31/22). Our free tools give you a complete picture of your financial life, and are yours to keep whether you decide to work with us or not.
See if your retirement savings are on track to retire by your target date and calculate your projected monthly income.Learn More >
We'll help you estimate and plan how much you should be saving today to cover education costs down the road.Learn More >
See how well your investments are performing, and how they could do even better, with the Investment Checkup™ tool. Compare your current portfolio allocation to the ideal target allocation designed to minimize risk and maximize returns to meet your financial goals.Learn More >
See if you're losing money through hidden fees in your mutual fund, investing, and retirement accounts.Learn More >
|Firm Start Year:||2009|
|Name of Broker/Dealer:||Pershing|
|Number of Years with Current Firm:||11|
|Advisory Services Provided:||Wealth Management, Portfolio Management|
|Investment Types:||Socially Responsbile Investing (SRI), Environmental, Social and Governance (ESG), Retirement Planning, Estate Planning, Tax Efficient Investing|
|Can meet clients in the following ways:||Our Offices, Phone, Video Conference|
|Firm's Number of Planning Clients:||32,400|
|Assets Managed by Firm:||$22,400,000,000|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$100,000|
Whether you're planning for retirement or looking for ways to invest we offer dedicated registered financial advisors, along with free tools, to help you build a personalized portfolio. Our personalized approach includes Tax Optimization, our proprietary Smart Weighting™ strategy, and Dynamic Portfolio Allocation. We also offer Socially Responsible Investing options at no additional cost.
We don't believe in a one size fits all portfolio. Our approach is tailored to you and your goals. Together, we'll create a plan that's based on your preferences, and what stage you are in your life.
How are you compensated? How will I pay for your services?
We have one simple fee based structure on a percentage of assets managed. Wealth management, trade costs and custody are included - you do not pay trade commissions. We bill monthly, in arrears, and routinely help clients with financial planning and 401(k) allocations at no charge. Our fee schedule is as follows: First $1 million: 0.89%; For clients who invest $1 million or more: First $3 million: 0.79% Next $2 million: 0.69% Next $5 million: 0.59% Over $10 million: 0.49%
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Additional Detailed Disclosures
Registered Investment Advisor:
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
CFP®, Chartered SRI Counselor, ChFC®
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