Providence Financial & Insurance Services provides comprehensive financial, estate and tax planning education and services for clients in the greater Los Angeles area. We specialize in conservative investment strategies for baby boomers and retirees. Our service first philosophy means we invest our time in you and listen to your situation before ever asking you to become a client.At Providence Financial, we listen to our client's needs and concerns and educate them on their financial options. We then help them make informed decisions and come up with a customized financial action plan. Investing can be tricky, but our experience and knowledge in financial and estate planning, investment portfolios and asset management help us to maximize our clients? goals. It?s what we?ve been doing for 15years!When it comes to preparing for retirement, it is critical to find a financial advisor who cares about your life savings as much as you do. Anthony A. Saccaro, Chartered Financial Consultant and president of Providence Financial, coaches his clients and helps them to invest their hard-earned money in a responsible way.Contact us and schedule a free financial consultation. We promise that we will answer your questions and give you some good, old fashioned financial advice...all without any obligation to become a client if you don't want to!
|Firm Start Year:||1999|
|States Licensed in:||California, Hawaii, Nevada, Ohio, Washington.|
Providence Financial & Insurance Services, Inc. has been providing |
comprehensive financial planning services to clients in the greater
Los Angeles area for over 15 years.
|I work with the following types of clients:||Individual Investors|
|Foreign Languages Serviced:||Spanish|
|Investment Types:||Mutual Funds , Insurance , Annuities , Stocks , Alternative Investments , Bonds , Exchange Traded Funds (ETFs)|
|I can meet clients in the following ways:||At my office , Via phone|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Variable Annuity , Variable Life , Long Term Care , Life , Health , Annuity , Disability|
|Financial Organization Memberships:||Paladin Registry , Ed Slott Elite IRA Advisor Group|
|Non-Financial Organization Memberships:||
Better Business Bureau // National Ethics
Association // The Master's College
Legacy Society // Woodland Hills Chamber of
|Advisor's Number of Clients:||750|
|Advisor's Number of Managed Clients:||300|
|Advisor's Number of Planning Clients:||200|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||I am a Fee-Only financial professional|
|Minimum Portfolio Size for New Managed Accounts:||$50,000|
|Compensation Methods:||Flat Fee , Hourly , Based on Assets|
|Fee % Based on Assets:||1.0%|
|Organization:||Senior Market Advisor|
|Position :||Advisory Board Member|
|Duration :||March 2009-Currently holding|
|Position :||Advisory Board Member|
|Duration :||March 2011-Currently holding|
|Chartered Financial Consultant - Financial Planning||
The American College - Bryn Mawr, PA.
March 2005-June 2007
Anthony A. Saccaro, ChFC, founder and president of Providence
Financial & Insurance Services, is a financial planner and
registered investment advisor. For over 15 years, he has coached
thousands of individuals with their finances. He is passionate
about helping them develop income strategies for a secure future.
Saccaro is a frequent speaker on estate and financial planning
topics and is an advisory board member for Senior Market Advisor,
a leading industry publication.
Saccaro has been featured in prestigious publications such as The
Wall Street Journal, USA Today, Forbes, Los Angeles Daily News,
Pasadena Star News, Fox Business, West Valley News and Long Beach
Tribune. In 2011, the San Fernando Valley Business Journal named
Providence Financial as one of the top 100 firms in the San
Fernando Valley. In October 2012, Saccaro appeared on the cover
of Life Insurance Selling, a premier national magazine for
financial planners and insurance professionals. In May 2013,
Forbes named him one of Southern California?s Financial Leaders
and featured him in that month's edition of their magazine. In
January 2014, Saccaro was invited to be a guest on KCAL9 News and
speak on the topic of financial resolutions.
As a born again Christian, Saccaro professes his faith in Jesus Christ as his Lord and Savior and regularly attends Grace Community Church, pastored by Dr. John MacArthur, in Sun Valley, California. Born and raised in Los Angeles, Saccaro?s favorite pastimes include spending time with his wife Anca and son Aiden, reading, playing golf and traveling.
Financial Planning for Individuals
We specialize in working with baby boomers and retirees to help them protect their investments while yielding a 4%-7% rate of return. We coach you along the way while allowing you to remain in the driver seat. We will never make any changes without getting your approval and explaining why we are making certain recommendations. Once you become a client, we will take you through a process (about 90 minutes) where we will educate you regarding the universe of non-stock market investments. Our philosophy is that, if we clearly explain how an investment works so you can understand it, then you are intelligent enough to decide if it should be somewhere in your portfolio. We recognize that no two people are alike and this process helps us to work together to customize your financial plan. By the time we are done, we will come up with a diversified portfolio designed to make sure you never run out of money in retirement.
Financial Advice & Consulting
Do you wonder if you have enough income to retire or when you should begin taking Social Security? Are you concerned about how to protect your finances from the risk of the stock market or how to safely earn more interest than at the bank? These are the type of questions we answer for our clients every day. But we dig deeper. Most people don't know how to get true, non-biased advice. They want to work with an advisor who will give them the truth, not a salesman who is looking to make a fat commission on the investments they recommend. This is why we are fee-only. Depending on the size of your portfolio, our fee ranges between .5% and 1.5% per year of the assets we are managing for you. If your portfolio earns 6%, you'll keep 5% of it! What's exciting is that we include all of your analysis with that fee. We will develop a financial plan to make sure you never run out of money, review your existing insurance policies to make sure you're not under-insured, design a strategy to lower your taxes if possible, evaluate your IRAs, 401(K)s and other retirement plans, help you set up a Living Trust if you need one, evaluate your Medicare needs and even analyze the best way for you to maximize your Social Security. When we are done, we want to know that there is virtually nothing that can stop you from a successful retirement!
The decisions you make in retirement will often be the difference between success and failure. Since many of these decisions are irrevocable, it is critical that you get them right the first time. Making right decisions about when to take your Social Security income and what order to begin receiving income from your retirement accounts can mean a difference of hundreds of thousands of dollars over your lifetime. We will help you navigate the dangerous waters of retirement so you reach your destination successfully.
Client Service Mgr.
Social Media Coordinator
Client Relationship Mgr.
|Agoura Hills||Beverly Hills|
|Manhattan Beach||Marina Del Rey|
|Oak Park||Pacific Palisades|
|Playa Del Rey||Porter Ranch|
|San Fernando||Santa Clarita|
|Santa Monica||Sherman Oaks|
|Simi Valley||South Pasadena|
|Stevenson Ranch||Studio City|
|West Hills||West Hollywood|
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|