DAK Financial Services | Financial Advisor in Avon ,CT

11 Wintergreen Ln
Avon, CT 06001
Phone: (860) 269-8130

Financial Planning & Investment Management


About

DAK Financial Services is a Registered Investment Advisor in the
State of Connecticut. An independent firm, we work closely with
individuals and families to help them define and realize their
financial and investment objectives. Let us help you to achieve
your goals.


General Information
States Licensed in:   CT
Qualifications & Memberships
Insurance and Annuity Licenses:   Life , Annuity , Long Term Care


Compliance
Registered Investment Advisor:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a Fee-Based financial professional
Compensation Methods:   Flat Fee , Hourly , Based on Assets


Education
Bachelor of Science - Mechanical Engineering  University of New Hampshire
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Master of Business Administration  Rensselaer Polytechnic Institute
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Master of Science - Management with concentration in Finance  Rensselaer Polytechnic Institute
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FAQs

  • What are your qualifications? What is your education background? I have been serving the investment and planning needs of individual clients since 2006 and was the Director of Planning for a sizable local firm. I am a CFA charterholder and have a BS in Engineering, MS in Management and an MBA.
  • What services do you offer? I manage client investments and/or provide financial planning. Planning can be holistic or college, social security, retirement or insurance focused. Specialized analysis of employee retirement plans, such as the State of CT Alternative Retirement Plan, is available.
  • Will you be the only person working with me? Yes.
  • How are you compensated? How will I pay for your services? I am fee-based manager and charge based on account size. Compensation for planning is either flat-fee or hourly-based.
  • If you are going to manage my account, will you obtain my permission every time you buy or sell something? I have discretionary trading authority for most accounts and permission is not required. Where permission is prefered, such as for investments with a low cost basis, that can be accommodated.
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Douglas A. Kartsen, CFA

Douglas A. Kartsen, CFA

CFA

Biography


As a fiduciary, I assist individuals and families with their investing and financial planning needs. Having served institutional and individual investors for nearly 20 years, I specialize in pre- and post-retirement investing, estate and college planning, and risk management.

The CFA Institute?s rigorous course of study guides my philosophy towards portfolio management and for maintaining the highest ethical standards for myself and the firm. I completed the CFA program in 2001 and remain a CFA Charterholder and member of the CFA Society Hartford.

Analytical and conservative by nature, I began my career as an engineer at United Technologies (Pratt & Whitney). There I received a U.S. patent in manufacturing and worked with emerging technologies and in strategic planning. This was a great opportunity to understand the internal operations of ?big business? and to witness the global effects of technological evolution from initial development to market disruption. That has served me well as an investor and advisor in a rapidly changing world.

Later, I held Vice President positions with banking giants Sovereign Bank and HSBC. During this period I served as a corporate lender, investment banker, private equity portfolio manager and as Head of Investments and Wealth Management for sub-Saharan Africa.

In my spare time, I enjoy whitewater kayaking, skiing, travel and spending time with family. A dedicated participant in community affairs, I have held leadership positions in the Rotary Club, Farmington Chamber of Commerce, and the Urban League of Greater Hartford.