wiseradvisor

Coastal Wealth Management

Tel: 860-245-0251
56 Williams Avenue
Mystic, CT 06355

Don't Keep Your Financial Success a Secret!

Coastal Wealth Management | Financial Advisor in Mystic ,CT

About Coastal Wealth Management

Your financial goals are individual, and we can help you achieve them.

We take the time to understand whats truly important to you, whether its saving for college, retiring the way you want, making smart investments or anything else.

The personalized financial advice we offer can help you prepare for the expected and unexpected things in life. As a result, you can feel more confident, connected and in control of your financial life.

With the right financial advice, life can be brilliant.

We focus as a firm on the following niches: retirement planning strategies, tax planning strategies, and employee stock options.


General Information

Firm Start Year:   2007
No.of Employees:   10-19
Gender:   Male
Insurance License#:   6371173
Name of Broker/Dealer:   Ameriprise
Name of Custodial Firm:   Ameriprise
States Licensed in:   All States
Number of Years with Current Firm:   2
I work with the following types of clients:   Businesses, Non-Profit Organizations, Individual Investors
Foreign Languages Serviced:   English
Advisory Services Provided:   Financial Planning for Businesses, Investment Advice & Management, Tax Advice and Services, Legal Advice and Services, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning for Individuals, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Advice & Consulting


Services

Investment Types:   Stocks, Mortgages & Real Estate, Mutual Funds, Bonds, Options & Futures, Alternative Investments, Commodities, Exchange Traded Funds (ETFs), Annuities, Insurance, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via Email, Via Phone, At your office, At your home, Our Offices, Video Conference, At my office


Qualifications & Memberships

Insurance and Annuity Licenses:   Variable Life, Variable Annuity, Property, Long Term Care, Life, Accident, Health, Disability, Casualty, Annuity, HMO


Firm Information

Firm's Number of Clients:   1500
Firm's Number of Planning Clients:   280
Firm's Number of Managed Clients:   1500
Assets Managed by Firm:   815000000
Advisor's Number of Clients:   1500
Advisor's Number of Managed Clients:   1500
Advisor's Number of Planning Clients:   280
Assets Managed by Advisor:   815,000,000


Compliance

Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   500,000
Compensation Methods:   Based on Assets, Flat Fee
Fee % Based on Assets:   1
Additional Details on Charges:   The only fee charged is the management fee plus a comprehensive planning fee if you choose financial planning. We do not charge extra for ticket charges or administrative charges.
Minimum Fee Charged for Managed Accounts:   0
Minimum Fee Charged for Hourly Planning Accounts:   0


Education

Bachelors - Economics  Yale University - New Haven
09/01/1995-05/01/1999



Disclaimer

Ameriprise financial advisors are individually registered to do business only in certain U.S. states. Please refer to an advisors personal website, for additional details. Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2005-2021 Ameriprise Financial, Inc. All rights reserved. Users of this site agree to be bound by the terms of the Ameriprise Financial Website Rules and Regulations.

Ryan Joelson

Coastal Wealth Management



Putting clients first; it's what we do.

We provide personalized financial advice to help you make it through today's challenges and stay focused on tomorrow's goals.

It's our honor to share that Ameriprise earned a 2021 Hearts & Wallets Top Performer recognition in:

  • "Unbiased, puts my interest first"
  • "Investment ideas knowledgeable, timely, and tactical"
  • "Offers personal financial advice"
  • see more

    My Services

    Portfolio Management

    As a firm, we learned how to build diversified portfolios based on the risk parameters required from a variety of different firms. At CWM, we use the combined experience of over 100 years to use asset allocation to effectively minimize risk, protect principal, and drive returns based on various risk profiles. We determine the strengths, weaknesses, threats, and opportunities regarding the assets and their performance and make an optimum choice so as to maximize the returns from the pool of assets.


    401K Rollovers

    The key to successful 401K rollovers is for the advisor to become intimately aware of the client's employers process and ensure a smooth transition. At CWM, we do the legwork and have a seamless process to make sure the rollover is successful and with few headaches for the client.


    Retirement Planning

    Retirement planning is the process of determining retirement income goals, and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, sizing up expenses, implementing a savings program, and managing assets and risk. At CWM, we embrace retirement planning.


    My Team

    Ryan Joelson Ryan Joelson CFA, CFP, CMFC, CPA, CRPC

    As an experienced executive, Chief Operating Officer Mr. Joelson's primary responsibilities include oversight and effective operation of the firm and its staff, budgeting and growth planning, due diligence, client relations and service inquiries, ongoing analysis of market trends and the corresponding effect on investment assets with participation on the investment committee and finally general supervision of the firms processes and procedures.

    Mr. Joelson is a Yale University gradu ...more

    Jason Cerniglia is in his 21st year working as a Financial Advisor. After graduating from the University of Connecticut with degrees in Finance and Public Relations, he started out as a Financial Advisor at Smith Barney in Boston, MA. In 2004, Jason and his team began to sense that the brokerage only model was not the best way to serve our clients. On January 5th, 2005, Jason and his team transitioned to Ameriprise Financial and he became a franchise owner in September of 2007. Over the course ...more

    Michael Kelley is currently in his 9th year in the financial services industry. His financial and business experience includes financial planning, investment advice services, investment research, and advisor education. From a young age, he was drawn to the importance of financial literacy and the financial markets. This drives Michael to continue helping others feel empowered about their financial situation. As a Financial Advisor at Coastal Wealth Management, Michael focuses primarily on c ...more

    Bryan Lauriat is currently in his 18th year in the financial services industry. He has extensive experience across several areas of the business including financial planning, investment advice services, investment research, trading, client service and operations. This unique skill set has enabled Bryan to deliver not only well-communicated financial advice and effective, cost-efficient investment guidance but, more importantly, an exceptional service experience for each and every client he wor ...more

    Office Hours

    wiseradvisor-balck-li-img Mon. 9:00 AM - 5:00 PM
    wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
    wiseradvisor-balck-li-img Wed. 9:00 AM - 5:00 PM
    wiseradvisor-balck-li-img Thu. 9:00 AM - 5:00 PM
    wiseradvisor-balck-li-img Fri. 9:00 AM - 4:00 PM

    Communities Served

    Connecticut New York
    Florida Massachusetts
    Vermont New Jersey
    Pennsylvania Rhode Island

    Compensation Arrangements

    Check Bank Transfer
    Visa MasterCard

    Awards & Recognitions

    Barron's Top 1200 Advisors State - '17, '18, '20
    (12/31/2020)

    Barron's Top Advisors by State


    Financial Times Top 400 Advisor - 2018-2020
    (12/31/2020)

    Financial Times Top 400 Advisors in the Country


    Forbes Best-in-State Wealth Advisors - 2018-2020
    (12/31/2020)

    Forbes Ranking of Best Advisors in the Country


    Chairman's Advisory Council - Ameriprise Top Adv
    (12/31/2020)

    Top 90 Advisors at Ameriprise, 2017-2020

    Social Networks

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