At Gratus, we are financial advocates, working on behalf of a select group of individuals and families to provide the preferential treatment they seek while delivering a comprehensive, proactive approach to financial planning?from investment and cash flow analysis to tax strategies and estate planning.
We are unlike large wire house firms that can?t dedicate the time and resources to providing the level of customized service and attention that clients need to stay informed and on track. We are not like a small firm that typically does not have the staff or partnerships necessary to keep investors aware of the most cutting edge opportunities available.
We provide research, ongoing market analysis and insight, proactive communication, frequent review of investors? objectives and opportunities, and the intellectual horsepower to evaluate ancillary financial issues and decisions while finding ways to provide thoughtful service.
Our custodial relationships with Schwab and TD Ameritrade ensure the security of your accounts, while allowing us to remain objective, so we can provide truly client-centric counsel.
Who is advocating for your financial future? At Gratus, we?re invested in you.
|Firm Start Year:||2005|
|Name of Custodial Firm:||Charles Schwab and TD Ameritrade|
|States Licensed in:||GA AL FL|
|Number of Years with Current Firm:||3|
Director of Financial Planning-|
Member of Investment Committee-
Wealth Advisor to 50 Families-
|I work with the following types of clients:||Individual Investors|
|Investment Types:||Exchange Traded Funds (ETFs) , Alternative Investments , Stocks , Mutual Funds , Bonds|
|I can meet clients in the following ways:||Via phone , Via email , At my office|
|Qualifications & Memberships|
|Financial Organization Memberships:||National Association of Personal Financial Advisors (NAPFA)|
|Firm's Number of Clients:||175|
|Firm's Number of Planning Clients:||85|
|Firm's Number of Managed Clients:||175|
|Assets Managed by Firm:||$650,000,000|
|Advisor's Number of Clients:||50|
|Advisor's Number of Managed Clients:||50|
|Advisor's Number of Planning Clients:||50|
|Assets Managed by Advisor:||$210,000,000|
|Compensation & Fees|
|Fee Structure:||I am a Fee-Only financial professional|
|Minimum Portfolio Size for New Managed Accounts:||$1,000,000|
|Compensation Methods:||Based on Assets , Hourly|
|Fee % Based on Assets:||.75 -1.25|
|Additional Details on Charges:||Planning Fees are subject to up front work that may be required prior to client making decision to hire for investment managements services.|
|Business Management - Business||
State University of New York / Georgia State Univ. - New York and Georgia
January 1981-January 1985
Kevin Woods has been providing comprehensive financial planning and portfolio management services to families for over twenty one years. He intentionally limits the number clients he manages in order to maintain a high service relationship. His focus is helping families make good financial decisions that support their lifestyle needs, charitable giving, and legacy intentions. His expertise with portfolio management focuses on managing downside risk as much as growing your wealth for future income. Kevin counsels clients in managing cash flows, tax planning, review of wills and estate planning objectives, planning for retirement, and providing insurance needs analysis.
Financial Advice & Consulting
What matters most to you? How do you like to spend your money? Do you have structure in you financial life? Will your children have the same financial values as you? Is your advisor the right person for the next 20 years? Does that advisor have a "process" to best understand your big picture? As a strictly fee only firm, we counsel individuals in planning for retirement, coordinating their financial resources with their lifestyle, finding appropriate investments for their next stage in life, dealing with the loss of a spouse who managed the finances, helping to align estate plans with client objectives. OUR GOAL...to ask you good questions and simplify your financial life. We have a minimum of $1,000,000 of manageable investments and an average management fee of 1% per year. General financial planning is included with that fee.
Financial Planning for Individuals
We provide financial advice and consulting to individuals who are uncertain about planning for their future or uncomfortable soley managing their own wealth. In most cases, our clients want a person to help oversee their financial matters and validate their tax, estate, cash flows and insurance planning. We intentially limit the number of clients per advisor, in order to provide adequate attention.
Through our relationship with Charles Schwab, we act as the investment manager of client accounts. Their brokerage, trust or IRA accounts are held at Schwab, where clients can view thier finances online and get monthly statements. Once we understand client investment goals and expectations, we determine an appropriate strategy, and then place the necessary trades based on the agreed upon strategy. Our approach uses a combination of individual stock portolios, selected no load mutual funds and index funds, depending on the size of the accounts.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|