Vermillion Financial Advisors has been providing investment management, personal financial planning, and business consulting services since 1988. We specialize in serving individuals over the age of 50, who wish to be proactive in addressing their personal finances. These individuals are often interested in planning for a secure retirement and confirming they have sufficient funds to last throughout retirement. They also want to engage the services of a professional to assist the family when a loved one passes or becomes incapacitated. Clients generally seek Vermillion Financial Adavisors' advice as the result of many common changes in life but most often as of a monetary windfall (e.g. an inheritance, sale of a family business, severance package or retirement buyout), an unexpected life event (e.g. death or change in health status of a loved one). Often it is simply because time is too limited for busy clients to properly address their financial planning needs or because personal finances have become too complex. Business owners often seek VFA advice to evaluate current employee benefits, strategic planning, or business succession.
|Firm Start Year:||1988|
|Number of Years with Current Firm:||32|
|I work with the following types of clients:||Individual Investors, Businesses, Non-Profit Organizations|
|Foreign Languages Serviced:||English|
|Investment Types:||Exchange Traded Funds (ETFs), Mutual Funds, Options & Futures, Bonds, Stocks, Insurance, Commodities, Mortgages & Real Estate|
|I can meet clients in the following ways:||At my office, Via Email, Via Phone, Video Conference|
|Registered Investment Advisor:||Yes|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Compensation Methods:||Flat Fee, Based on Assets, Hourly|
In 1988, Mark co-founded Vermillion Financial Advisors, Inc. (VFA). His vision for VFA was to fill a niche providing individuals and business owners with true comprehensive financial planning to support objective investment advice, and business planning services.
Currently, Mark specializes in assisting high net worth clients in excess of $1,000,000, who are over 50 years of age with Comprehensive Personal Financial Planning and investment advisory services. These services include designing solutions for providing financial security to last throughout retirement, to make sure clients are only paying their fair share of taxes, family members are provided for should an incapacitation (or death occur) and selection of risk appropriate investment.
In addition to his client's responsibilities, Mark wears many hats as the company's President and Managing Advisor. Mark is not only involved in the day-to-day direction of the marketing, financial consulting and operations functions of VFA, he also serves as an accomplished public speaker and conducts seminars on an array of financial topics ranging from investment portfolio design, successful retirement transition planning, wealth transfer, and tax reduction strategies. Mark is a member of, and has served on, many boards of directors and committees for various charitable organizations as well as organizations related to the future of the financial planning profession.
Because of his background, expertise and position within the financial planning community, Mark has become a favorite resource of many media outlets. He has been involved, or featured, in numerous articles, radio broadcasts, television shows, and on-line websites. Some of the more recognized media outlets include CBS' "60 minutes", the Daily Herald, the Chicago Tribune's "Ask an Expert", the Chicago Sun Times, USA Today, Forbes, CNBC, Financial Planning Digest, Kiplinger's Personal Finance Magazine, and Bloomberg Wealth Manager, to mention just a few. (View all media recognition)
Mark's experience in financial planning has earned him numerous awards and recognition within the financial planning profession. Over his career he has obtained many professional designations and licenses, including a number of FINRA Stockbroker and General Securities Principal licenses, an insurance license, Certified Financial Planner (CFP®), Accredited Investment Fiduciary (AIF®), and Chartered Retirement Plan Specialist (CRPS®).
In 2009, with Mark's leadership, Vermillion Financial Advisors decided to change platforms and become a "fee for service" advisory firm, affording our clients a more extensive and less restrictive menu of financial planning services, a wider array of financial and investment products.
Mark makes his home in Palatine with his wife Laura and four sons, John, Joseph, Christopher and Stephen. Mark's hobbies include running (having completed seven marathons), golf, cycling, hiking, and traveling to experience new places with his family.
Financial Planning for Businesses
Vermillion Financial Advisors (VFA) works with business owners offering Strategic Planning services and Employee Benefits. VFA prides itself on consulting with business owners, particularly in the are of employer sponsored retirement plans. From payroll deducted IRAs to Simple IRAs, 401(k)s to pension plans, VFA has the expertise to determine the right type of plan to meet your business needs. Whether it involves creating a new retirement plan or redesigning an existing retirement plan, VFA works with you to identify the features needed to optimize your plan and meet its stated goals. Through our maintenance program your advisor actively monitors your plan to ensure that you are meeting your fiduciary responsibilities.
Financial Advice & Consulting
Since 1988, Vermillion Financial Advisors (VFA) has been committed to providing both personal and business financial planning services for people who sincerely desire to improve their finances. As financial planning and investment services become increasingly complex, we can offer you sound advice to help you find the critical solutions you need for the financial issues you face. We will always take into account all aspects of your finances, including risk, taxes, personal values and current position in life, as we strive to help you achieve your long-term goals. VFA prides itself on providing trusted financial planning and investment services and consultation to high net worth individuals through objective analytical research and consistent investment processes, which we continuously improve and expand.
Financial Planning for Individuals
At Vermillion Financial Advisors (VFA), we look at Financial Planning as an ongoing process to proactively address financial issues both large and small that fall within one of the seven major categories of personal finances: Portfolio Analysis/Management - Are your investments appropriate for your stage in life? Is your level of risk greater than your investment returns? (Investment Planning). Retirement Income/Forecasting - Ensuring you have retirement assets that will last throughout your retirement (Retirement Planning). Estate Planning - Ensuring your family members are taken care of financially in the event of incapacitation or death. Tax Forecasting/Reduction Strategies - Ensuring your taxes are organized in the most tax efficient manner so that you only pay your fair share of taxes (Tax Planning). Risk Management - Making sure you have appropriate insurance coverage to ease the financial burden in the event of a disaster (Insurance Planning). Budgeting - Understanding where your money is spent and determining if these expenditures reflect your values so that you can achieve your financial goals (Cash Flow). Planning for Major Events/Purchases - Major purchases (buying a home) or paying for college need to be planned to understand the impact they will have on your overall financial picture (Major Purchases/Event Planning). All potential solutions and decisions are filtered through the knowledge of your current overall financial picture and long-term goals. Financial Planning helps you make non-emotional but sensible decisions about money that are founded in facts and based on your entire and complete financial picture.
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||1:00 PM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Vermillion Financial Advisors are located with in a few miles of our office and throughout the United States. By utilizing video conferencing and other web-based technologies||our clients are able to meet with their advisor to discuss their finances as if they were face-to-face. No matter if you are close to our office or states away|
|VFA affords you the option to choose the method of communication that best benefits your needs giving you peace of mind knowing your advisor is available to you.|