wiseradvisor

Michael Walschot, CRPC®, CMA®, CMA®
American Capital Management, Inc.

Tel: 630-778-6169
608 S Washington St
Suite 304
Naperville, IL 60540

Plan Today For Your Financial Happiness Tomorrow

American Capital Management, Inc. | Financial Advisor in Naperville ,IL

About American Capital Management, Inc.

As financial professionals with American Capital Management, we help individuals and companies determine their financial needs and goals and implement possible solutions. We provide a range of financial services to individuals, employers and non-profit organizations. Whether you are an individual investor seeking information, an employer or non-profit organization seeking assistance with benefits consulting or employee financial education, we are here to assist you.


General Information

Firm Start Year:   1999
No.of Employees:   5-9
Gender:   Male
Insurance License#:   16525770
Name of Broker/Dealer:   LPL Financial, Inc.
Name of Custodial Firm:   TD-Ameritrade
States Licensed in:   IL,CO,MI,MD,AZ,CA,AR,FL,GA,MN, WI
Number of Years with Current Firm:   9
Work Experience:   31 Years of Financial Management Experience. First career was a corporate accountant for several companies and moved up the corporate ladder finishing as a Company's Chief Financial Officer. Responsibility's including being a Trustee on corporate retirement plan, Investment Committee and member of strategic planning council. Managed corporate investment portfolio over several
I work with the following types of clients:   Individual Investors, Businesses, Investment Clubs
Advisory Services Provided:   Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting, 401K Rollovers


Services

Investment Types:   Exchange Traded Funds (ETFs), Alternative Investments, Mutual Funds, Insurance, Annuities, Stocks, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via Email, Via Phone, At my office, At your home, Video Conference, At your office


Qualifications & Memberships

Insurance and Annuity Licenses:   Variable Life, Disability, Annuity, Long Term Care, Variable Annuity, Life
Financial Organization Memberships:   Financial Planning Association (FPA)
Non-Financial Organization Memberships:   Institute of Certified Management Accountants


Firm Information

Firm's Number of Clients:   250
Firm's Number of Planning Clients:   200
Firm's Number of Managed Clients:   50
Assets Managed by Firm:   $250,000,000
Advisor's Number of Clients:   250
Advisor's Number of Managed Clients:   90
Advisor's Number of Planning Clients:   130
Assets Managed by Advisor:   $60,000,000


Compliance

Registered Investment Advisor:   Yes
Registered Representative:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $50,000
Compensation Methods:   Based on Assets, Hourly, Flat Fee, Commissions
Fee % Based on Assets:   1
Additional Details on Charges:   I charge a percentage of assets fee (%). My usual charge is 1% on managed assets however on larger accounts, my fee schedule declines. Fee prices are negotiable to a certain degree
Minimum Fee Charged for Managed Accounts:   $100
Minimum Fee Charged for Hourly Planning Accounts:   $350


Education

Bachelor of Science - Finance  Northern Illinois University - DeKalb, IL
08/01/1988- 08/01/1990

Masters of Business Administration - Finance  North Central College - Naperville, IL
09/01/1996- 11/01/1999



Faqs

  • Why should I choose you as my financial advisor? BS Degree in Finance, MBA (Emphasis Finance), Certified Accountant, Chartered Retirement Planning Counselor. 26 Years of financial management experience.
  • What are your qualifications? What is your education background? Determine goals, gather facts, develop financial plan, implement financial plan.
  • How do you charge for your services? Financial Planning, Wealth Management, Money Management, Investments, Insurance.
  • If you are going to manage my account, will you obtain my permission every time you buy or sell something? Typically yes. However, occasionally other specialists and other Advisors can be used.
  • How many clients do you currently manage? Fee Based
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Disclaimer

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Total Clarity Wealth Management, Inc., a registered investment advisor. Total Clarity Wealth Management, Inc. and American Capital Management, Inc.. are separate entities from LPL Financial.

Michael Walschot

Michael Walschot

CRPC®, CMA®, CMA®

Michael is a Financial Planner/Adviser. He focuses on working with individuals and small business owners in identifying their aspirations and goals, and then implementing strategies to help achieve their dreams. Mike believes that a well-rounded, thought out plan that is implemented properly, is the best way to help achieve needed and desired long-term results. After serving six years in the U.S. Army, Mike earned a B.S. in Finance from Northern Illinois University, and an M.B.A. from North Central College. He has worked in Finance and Accounting for over 20 years; most recently as a CFO and Corporate Controller. Since 2004, he is an Adjunct Instructor teaching Accounting and Business at Elgin Community College. Mike is married to his wonderful wife Cindy for over 20 years and they have 5 beautiful children; 3 sons and twin daughters. Mike believes in volunteering and helps out with schools, coaching, and teaching.

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My Services

Financial Advice & Consulting

We do a great job on incorporating your needs into your financial plan. We constantly manage and update and inform you. Always willing to provide advice to any client large or small.


Financial Planning for Individuals

We do a great job on incorporating your needs into your financial plan. We constantly manage and update and inform you. Always willing to provide advice to any client large or small.


Financial Planning for Businesses

We do a great job on incorporating your needs into your financial plan. We constantly manage and update and inform you. Always willing to provide advice to any client large or small.


Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 7:30 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 7:30 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 7:30 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 7:30 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 4:30 PM
wiseradvisor-balck-li-img Sat. 9:00 AM - 12:00 PM

Communities Served

Naperville Lisle
Downers Grove Warrenville
Bolingbrook Winfield
Aurora

Compensation Arrangements

Check Bank Transfer
C.O.D.

Awards & Recognitions

Pass with Distinction
(11/01/1998)

MBA Thesis

Social Networks

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