Timothy Creath, CLU, ChFC

Tel: (224) 353-3328
903 Sienna Drive
Schaumburg, IL 60193

I keep my clients in the eye of the storm where it's calm.


About Creath Financial Services

I help individuals and privately held businesses with
their investment and insurance needs. I establish a mutually
beneficial relationship with my clients so that we can work
together through the years and make sure that their plans keep
up with the changes in their lives. I have been in the business
for over 25 years and have 2 advanced designations in the
industry, Charter Life Underwriter (CLU), Chartered Financial
Consultant (ChFC).

26 Years of Experience



General Information
Firm Start Year:   1991
No.of Employees:   2-4
Insurance License#:   1984994
Name of Broker/Dealer:   Gradient Securities, LLC
Name of Custodial Firm:   Gradient Advisors, LLC
States Licensed in:   IL, WI, FL, PA
Number of Years with Current Firm:   3
Work Experience:   I was in the US Navy for 20 years. I have been in
the financial services industry for over 25 years.
The last 3 years I have been with Gradient
Financial Group.
I work with the following types of clients:   Individual Investors , Businesses
Services
Investment Types:   Insurance , Alternative Investments , Exchange Traded Funds (ETFs) , Annuities , Socially Responsible Investments (SRI)
I can meet clients in the following ways:   At my office , At your home , At your office


Qualifications & Memberships
Insurance and Annuity Licenses:   Disability , Annuity , Variable Life , Variable Life , Long Term Care , Variable Annuity , Life
Financial Organization Memberships:   Kingdom Advisors


Firm Information
Firm's Number of Clients:   75
Firm's Number of Planning Clients:   0
Firm's Number of Managed Clients:   75
Assets Managed by Firm:   $5,000,000
Advisor's Number of Clients:   75
Advisor's Number of Managed Clients:   75
Advisor's Number of Planning Clients:   0
Assets Managed by Advisor:   $5,000,000


Compliance
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a Fee-Based financial professional
Minimum Portfolio Size for New Managed Accounts:   $50,000
Compensation Methods:   Based on Assets
Fee % Based on Assets:   1%
Flat Fee Rate:   $750
Additional Details on Charges:   I can assist clients with fee-based accounts and
commission accounts. It depends on what works
best for the client.


Board Positions
Organization:  Northwest Suburban Estate Planning Council  Arlington Heights, IL
Position :  Member, President
Duration :  January 1998-December 2003

Organization:  Leukemia and Lymphoma Society  Chicago, IL
Position :  Member
Duration :  January 2003-December 2008


Education
BS Marketing - Marketing  Illinois Institute of Technology - Chicago, IL
Sep 1967- June 1971

MS Telecommunications Management - Management  Naval Postgraduate School - Monterrey,
June 1981-March 1983



FAQs

  • Do you have a customer satisfaction or refund policy? A client can leave at any time and move his money somewhere else.
  • What are your qualifications? What is your education background? Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU). Series 6, 63, and 65. BS in Marketing ans MS in Management.
  • What is your approach to financial planning? Whenever working with a client,I try to establish a long term mutually beneficial relationship that will enable us to work together through the years. An initial meeting is simply to find out if we want to work together and have a second meeting.
  • What services do you offer? Investments,with managed accounts, and annuities to assist my clients with 401k rollovers, retirement funding, education funding, wealth accumulation. Personal insurances, such as life, disability, and long term care. Portfolio analysis reviews. Financial plans.
  • How many clients do you currently manage? 50
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Timothy Creath, CLU, ChFC

Timothy Creath, CLU, ChFC

CLUŽ, ChFC®

Biography


I grew up about 30 miles southwest of St Louis, Mo. After high
school, I went to IIT on an NROTC scholarship. After
graduation in 1971, I went to flight school in Pensacola, FL.
After flight training, I was designated as a Naval Flight Officer,and served with the World Famous Hurricane Hunters, had two tours of duty with anti-submarine squadrons, went to graduate school, served 2 tours of duty as an executive officer, and was the director of a Navy/Marine Corps school, before retiring in June of 1991. We moved to Schaumburg, IL, and I began my career in the financial services industry. I work with individuals and privately held companies, assisting them with their insurance and investment needs. I establish mutually beneficial long term relationships with my clients. I have 2 advanced designations and I am presently increasing my knowledge of the social security system and retirement income distribution.

My Team


Valeriya (Val) Petrova
Valeriya (Val) Petrova

Account Executive

Val is originally from Bulgaria, and has lived in the United States for 15 years. She is married with 2 children. She recently Completed her MBA. She does a lot of volunteer work.


Communities Served

Addison Algonquin
Arlington Heights Barrington
Bartlett Batavia
Bensenville Bloomingdale
Bolingbrook Buffalo Grove
Carol Stream Carpentersville
Cary Chicago
Clarendon Hills Crystal Lake
Deerfield Des Plaines
Downers Grove Dundee
Elburn Elgin
Elmhurst Elmwood Park
Evanston Fort Sheridan
Fox River Grove Franklin Park
Geneva Gilberts
Glen Ellyn Glenview
Golf Grayslake
Great Lakes Hampshire
Highland Park Island Lake
Itasca La Grange
Lake Bluff Lake Forest
Lake Zurich Lemont
Libertyville Lincolnshire
Lincolnwood Lisle
Lombard Medinah
Melrose Park Morton Grove
Mount Prospect Naperville
Northbrook Oak Brook
Oak Park Palatine
Park Ridge Prospect Heights
Round Lake Saint Charles
Schaumburg Skokie
South Elgin Sugar Grove
Villa Park Warrenville
Wauconda Wayne
West Chicago Western Springs
Westmont Wheaton
Wheeling Wilmette
Winnetka Wood Dale
Woodridge Any others where I have a willing client.

Office Hours

wiseradvisor-balck-li-img Mon. 11:00 AM - 7:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 7:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 7:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM

Compensation Arrangements

Check