wiseradvisor

Timothy Creath, QKA, CLU®, ChFC®
Creath Financial Services

Tel: 224-353-3328
903 Sienna Drive
Schaumburg, IL 60193
Creath Financial Services | Financial Advisor in Schaumburg ,IL

About Creath Financial Services

I help you with your investment and insurance needs. I am an independent; I don't have any products or services that I have to sell. I don't charge for my time, or any of the reports that I do for you. Your agenda is my agenda. I look at my business as a relationship business, so I try to establish a mutually beneficial relationship with you so that we can work together through the years and make sure that your plans keep up with the changes in your life. I have been in the business for over 30 years and have 3 advanced designations in the industry, Charter Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Qualified Kingdom Advisor (QKA).


General Information

Firm Start Year:   1991
No.of Employees:   2-4
Gender:   Male
Insurance License#:   1984994
Name of Broker/Dealer:   Gradient Advisors, LLC
Name of Custodial Firm:   Gradient Advisors, LLC
States Licensed in:   IL, WI, FL,
Number of Years with Current Firm:   6
Work Experience:   I was in the US Navy for 20 years. I have been in the financial services industry since 1991. Financial Group.
I work with the following types of clients:   Individual Investors, Non-Profit Organizations, Investment Clubs, Businesses
Advisory Services Provided:   Insurance Products & Annuities, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Financial Advice & Consulting, Financial Planning for Individuals, Investment Advice & Management, Financial Planning


Services

Investment Types:   Mutual Funds, Stocks, Bonds, Alternative Investments, Exchange Traded Funds (ETFs), Annuities, Insurance, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   Via Email, Video Conference, Via Phone, At your office, At your home, At my office


Qualifications & Memberships

Insurance and Annuity Licenses:   Long Term Care, Life, Health, Disability, Annuity
Financial Organization Memberships:   Kingdom Advisors


Firm Information

Firm's Number of Clients:   50
Firm's Number of Planning Clients:   0
Firm's Number of Managed Clients:   75
Assets Managed by Firm:   $3,000,000
Advisor's Number of Clients:   50
Advisor's Number of Managed Clients:   50
Advisor's Number of Planning Clients:   0
Assets Managed by Advisor:   $5,000,000


Compliance

Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $50,000
Compensation Methods:   Flat Fee
Fee % Based on Assets:   1%
Hourly Rate:   0
Flat Fee Rate:   $750
Additional Details on Charges:   I assist clients with fee-based accounts.
Minimum Fee Charged for Managed Accounts:   1%
Minimum Fee Charged for Hourly Planning Accounts:   No charge


Board Positions

Organization:  Northwest Suburban Estate Planning Council  Arlington Heights, IL
Position :  Member, President
Duration :  January 1998-December 2003

Organization:  Leukemia and Lymphoma Society  Chicago, IL
Position :  Member
Duration :  January 2003-December 2008


Education

BS Marketing - Marketing  Illinois Institute of Technology - Chicago, IL
Sep 1967- June 1971

MS Telecommunications Management - Management  Naval Postgraduate School - Monterrey,
June 1981-March 1983



Faqs

  • Do you have a customer satisfaction or refund policy? A client can leave at any time and move his money somewhere else.
  • Why should I choose you as my financial advisor? Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU). Series 6, 63, and 65. BS in Marketing ans MS in Management.
  • What are your qualifications? What is your education background? Whenever working with a client,I try to establish a long term mutually beneficial relationship that will enable us to work together through the years. An initial meeting is simply to find out if we want to work together and have a second meeting.
  • How do you charge for your services? Investments,with managed accounts, and annuities to assist my clients with 401k rollovers, retirement funding, education funding, wealth accumulation. Personal insurances, such as life, disability, and long term care. Portfolio analysis reviews. Financial plans.
  • How are you compensated? How will I pay for your services? 50
see more

Disclosures

Tim Creath offers Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), a SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal, or accounting advice. Creath Financial Services is not a registered advisor and is not an affiliate of Gradient Advisors, LLC. Insurance products and services are offered through Tim Creath, independent agent. Creath Financial Services, Tim Creath, and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.

Timothy Creath

Timothy Creath

QKA, CLU®, ChFC®

I grew up about 30 miles southwest of St Louis, Mo. After high school, I went to IIT on an NROTC scholarship. After graduation in 1971, I went to flight school in Pensacola, FL. After flight training, I was designated as a Naval Flight Officer,and served with the World Famous Hurricane Hunters, had two tours of duty with anti-submarine squadrons, went to graduate school, served 2 tours of duty as an executive officer, and was the director of a Navy/Marine Corps school, before retiring in June of 1991. We moved to Schaumburg, IL, and I began my career in the financial services industry. I work with individuals and privately held companies, assisting them with their insurance and investment needs. I establish mutually beneficial long term relationships with my clients. I have 3 advanced designations.

My Team

Valeriya (Val) Petrova Valeriya (Val) Petrova Account Executive

Val is originally from Bulgaria, and has lived in the United States for 15 years. She is married with 2 children. She recently Completed her MBA. She does a lot of volunteer work.

Office Hours

wiseradvisor-balck-li-img Mon. 11:00 AM - 7:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 6:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM

Communities Served

Addison Algonquin
Arlington Heights Barrington
Bartlett Batavia
Bensenville Bloomingdale
Bolingbrook Buffalo Grove
Carol Stream Carpentersville
Cary Chicago
Clarendon Hills Crystal Lake
Deerfield Des Plaines
Downers Grove Dundee
Elburn Elgin
Elmhurst Elmwood Park
Evanston Fort Sheridan
Fox River Grove Franklin Park
Geneva Gilberts
Glen Ellyn Glenview
Golf Grayslake
Great Lakes Hampshire
Highland Park Island Lake
Itasca La Grange
Lake Bluff Lake Forest
Lake Zurich Lemont
Libertyville Lincolnshire
Lincolnwood Lisle
Lombard Medinah
Melrose Park Morton Grove
Mount Prospect Naperville
Northbrook Oak Brook
Oak Park Palatine
Park Ridge Prospect Heights
Round Lake Saint Charles
Schaumburg Skokie
South Elgin Sugar Grove
Villa Park Warrenville
Wauconda Wayne
West Chicago Western Springs
Westmont Wheaton
Wheeling Wilmette
Winnetka Wood Dale
Woodridge Any others where I have a willing client.

Compensation Arrangements

Check