wiseradvisor

Mark Recker
Recker Financial

Tel: (989) 214-0120
122 Uptown Drive
Suite 204
Bay City, MI 48708
Recker Financial | Financial Advisor in Bay City ,MI

About Recker Financial

Recker Financial is a full service fee only financial planning firm. We help clients in all aspects of their financial lives including debt management, goal planning, investments, tax planning, and estate planning. Our goal is to give clients the best possible advice with the least amount of conflicts of interest.


General Information

Firm Start Year:   2018
No.of Employees:   1
States Licensed in:   Michigan
Number of Years with Current Firm:   2
I work with the following types of clients:   Businesses, Individual Investors


Services

Investment Types:   Annuities, Exchange Traded Funds (ETFs), Bonds, Mutual Funds, Stocks
I can meet clients in the following ways:   Video Conference, Via email, Via phone, At your office, At my office


Qualifications & Memberships

Insurance and Annuity Licenses:   Property, Variable Life, Life, Health, Disability, Casualty, Annuity, Long Term Care, Variable Annuity


Firm Information

Assets Managed by Firm:   6,000,000
Advisor's Number of Clients:   45
Advisor's Number of Planning Clients:   43
Assets Managed by Advisor:   $6,000,000


Compliance

Registered Investment Advisor:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee Only
Minimum Portfolio Size for New Managed Accounts:   0
Compensation Methods:   Based on Assets, Flat Fee
Fee % Based on Assets:   0.95%
Additional Details on Charges:   I base my monthly subscription on how complex the planning situation is. Minimum is $50/month however most married couples land in the $100/month or more range. My assets under management starts at 0.95% but is reduced on a progressive scale. Here is the scale:

Account Value Advisory Fee $0 - $100,000 0.95% $100,001 - $250,000 0.85% $250,001 - $500,000 0.65% $500,001 - $1,000,000 0.60% $1,000,001 and Above 0.50%
Minimum Fee Charged for Managed Accounts:   0


Education

Bachelor of Science - Business Administration  Alma College - Alma, MI
2006-2010


Mark Recker

Mark Recker

Mark is a financial planner specializing in working with young professionals farmers and business owners, but does work with clients in all different stages of their financial life. He has been serving clients in the Tri-City and Thumb area for just over 10 years.

Mark grew up on a family farm and continues to help manage the financial operations of his familys business. He understands that while technical knowledge is important in running a successful small business or farm; understanding the dynamics between family and partners is equally important. He has unique experience aiding clients in transitioning out of the business while ensuring the family legacy is protected. Mark is also dedicated to helping young professionals. He understands that the most important financial decisions people make are often made in their 20s and 30s. He has the tools to be able to serve clients whether constantly on the go, juggling hectic schedules, or simply how to manage getting their first paycheck. He believes young professionals need to be able to send their financial advisor a text or jump on a 10 minute video conference so there isnt another item added to the to-do lis

Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM

Communities Served

I serve the both the Tri-City area and Thumb regions of Michigan. I work with clients remotely outside of those regions as well.