David Naert
Oppenheimer & Company

Financial Services

Retirement Planning

Whether you're just beginning to save for retirement or you're ready to retire, we can help you with investment strategies and guidance that are suited to your unique financial situation.

Wealth Management

Wealth planning is an integral part of achieving your financial goals. Whether you're planning college savings for your children, saving for retirement, or protecting your hard-earned assets for the future and your family, we will work with you to help determine which of our wealth planning strategies are right for you.

401K Rollovers

If you have recently changed jobs or are planning to retire soon, you may benefit from an IRA Rollover. By moving your assets from your 401(k) or other retirement plan into an IRA Rollover, you can maintain its tax-deferred status, even after changing jobs or retiring. Consolidating or transferring your retirement plans can also give you greater control over your retirement savings

Education Funding and Planning

As a parent you should consider several issues before deciding how to finance your children's education expenses. We can work with you to help determine which option will best meet your needs. A 529 college savings plan allows for high contribution limits up to $300,000, depending on the type of plan you choose and state contribution limits. This enables you to move significant assets out of your taxable estate over time

Financial Advice & Consulting

Oppenheimer & Co. Inc. ("Oppenheimer") is a leading investment bank and full-service investment firm that provides financial services and advice to high net worth investors, individuals, businesses and institutions. For over 125 years, we have provided investors with the necessary expertise and insight to meet the challenge of achieving their financial goals. Our commitment to our clients' investment needs, our experienced and our proud tradition empower us to deliver effective and innovative solutions to our clients.

Financial Planning for Individuals

Through our planning services, we strive to identify where you are in relationship to your financial goals, and highlight those issues that may represent a potential obstacle to reaching your goals. Our personal service begins with an analysis of where you are today and we then project that into the future to see where you are in relatioinship to your goals. We can help you answer many of the questioins you may have.

Financial Planning for Businesses

Oppenheimer's Investment Banking professionals are committed to providing strategic advisory services and market solutions for emerging growth and mid-sized businesses. Our clients benefit from our industry expertise, product capabilities and extensive transaction experience. We pride ourselves on a tradition of client service that goes back more than a century and now spans the globe.

Insurance Planning

Our strategic alliances provide consistency throughout our branch system on all levels of competitive advanced planning support. These alliances deliver a coordinated management and planning process unique to the industry, offering a portfolio of product, which includes and are not limited to, competitive whole life, universal life, variable universal life, term life, long-term care, disability, and lifetime settlements. Through these strategic alliances clients can draw from the expertise of professionals with a consistent, comprehensive, and evolving marketing platform in advanced sales concepts, to meet any and all of their wealth management needs.

Annuities

Annuities are an ideal investment vehicle for accumulating assets for retirement planning purposes. Oppenheimer offers an open architecture platform that features over 25 A rated insurance companies which provide variable, fixed and immediate annuities. These products are able to address the risks that clients planning for retirement face including longevity risk, market risk and inflation risk. While annuities may not be suitable for all clients, annuities may be a good choice for some clients as part of their overall retirement portfolio.

Estate Planning & Trusts

Our team and the professionals at Oppenheimer Trust Company can work with you and your legal or tax advisors through the complex process of estate planning to help you achieve your financial and planning objectives.

Investment Advice & Management

We provide wealth management solutions tailored to your financial objectives. From personal planning to performance reporting, we can assist you at every phase of accumulating, protecting, preserving and transferring your wealth.

Risk management

Risk planning is a critical tool in the management of your wealth. By utilizing the appropriate insurance products, trust, and offshore counterparties, you can help protect your assets and allow them to continue growing to reach their full potential. For many, wealth protection is the most valuable component in the management of their wealth.

Portfolio Management

Through a rigorous due diligence process, we search the investment management universe to find advisers that are qualified to manage your money, identifying only those with the investment process, sound organizational structure, performance track record and client service capabilities that make them suitable for you.

Money Management

We are a leader in offering innovative financial solutions. Our goal is to lower the barriers to alternative strategies by making them easier to understand and to include in investment disciplines when appropriate for suitable investors.

Tax Advice and Services

Tax Planning is always part of our portfolio makeups as well as any tax ramifications on portfolio changes.