Our firm was established in 2019 and consists of four partners - Michael Haman, Loren Kampschnieder, Adam Mach, and John Oestreich - who together have over 85 years of experience in financial services. Our entire practice is dedicated to serving individual investors and businesses in the context of a comprehensive financial and investment plan.
General Information |
| Firm Start Year: | 2007 | |
| No.of Employees: | 2-4 | |
| Insurance License#: | 9688693 |
| Name of Broker/Dealer: | LPL Financial |
| Name of Custodial Firm: | LPL Financial |
| Number of Years with Current Firm: | 14 |
| Work with the following types of clients: | Individual Investors, Businesses |
| Advisory Services Provided: | Tax Advice and Services, Financial Planning for Individuals, Education Funding and Planning, Wealth Management, Retirement Planning, Portfolio Management, Financial Planning, Investment Advice & Management, Financial Advice & Consulting, Risk Management |
Services |
| Investment Types: | Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Your Office, Via Email, Via Phone, Our Office, Your Home, Video Conference, Our Offices |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Annuity, Life, Variable Annuity, Long Term Care, Variable Life |
Firm Information |
| Firm's Number of Clients: | 1400 |
| Firm's Number of Planning Clients: | 840 |
| Firm's Number of Managed Clients: | 840 |
| Assets Managed by Firm: | $450,000,000 |
| Advisor's Number of Clients: | 177 |
| Advisor's Number of Managed Clients: | 106 |
| Advisor's Number of Planning Clients: | 106 |
| Assets Managed by Advisor: | $450,000,000 (team) |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $500,000 |
| Compensation Methods: | Based on Assets |
| Fee % Based on Assets: | 0.75-1.5% |
| Additional Details on Charges: | Asset-based fee based on household size and complexity of the financial and investment plan. |
Education |
| BS - Biology | Hastings College
- Hastings, NE 08/2003-05/2007 |
Financial Services |
Financial Planning for IndividualsThis is our bread and butter as the individual investor is at the heart of our expertise and solutions. |
Portfolio ManagementWe provide both active and passive strategies designed to suit different types of investors and the different things their plan requires. Tax-efficiency in taxable accounts is also a significant consideration. |
Retirement PlanningWe provide in depth retirement planning, beginning high level with how much, and then moving to more detailed questions of how and when. Which accounts and in what order take us from having enough to maximizing the tax-efficiency of your portfolio and plan. |
401K RolloversWe can educate you on the pros and cons of rollovers and give you the tools needs to decide if/when they make sense for you. |
Insurance PlanningWe do this in the context of a comprehensive plan. |
Estate Planning & TrustsWe don't provide legal advice, but can help in getting your assets positioned correctly with the aim to maximize both your total net worth and the your net worth after taxes. |
Tax Advice and ServicesWe can help with tax-planning as it relates to the tax-efficiency of portfolios, as well how distributions from accounts can impact your total tax picture. While our advisors aren't tax preparers, we can point you in the right direction if you are in need of one. |
Wealth ManagementAt the highest level, our relationship with clients is all-encompassing. Building on a foundation of a comprehensive financial plan, we then make informed decisions about the portfolio, insurance, tax-planning and tax-efficiency, retirement goals, estate goals, and ultimately being a source of connections when you have needs outside our expertise. |
Risk ManagementWe don't use risk management as a portfolio strategy or to generate sales, but to make plans comprehensive and remove weaknesses where they exist. |
Faqs |
Why should I choose you as my financial advisor?If your goal is thorough answers to financial planning and retirement questions, I could be a good fit. I prefer to be detailed in not just the how much of retirement, but also the how and the why, as they can be equally important for clients to get the best results from their financial plan. |
What are your qualifications? What is your education background?I am a CFP® with over 14 years of experience in financial and investment planning. |
How are you compensated? How will I pay for your services?We can be compensated through either fees or commissions depending upon the type of relationship. We prefer to lean towards fee-based relationships, as they are longer-lasting and more comprehensive by nature, but it is the client's choice as to how they ultimately engage with us. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?This depends upon your preference at the onset of our relationship. Accounts can be discretionary (we are allowed to buy and sell without your permission) or non-discretionary and that will be your choice. |
How many clients do you currently manage?About 175 |
Disclosures |
|
LPL ADV 2A https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf LPL WiserAdvisor Cash Solicitor Disclosure |
Disclaimer |
| Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA (https://www.finra.org/#/)/SIPC(https://www.sipc.org/). The LPL Financial Registered Representative associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
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Mon. | 8:00 AM - 4:00 PM |
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Tue. | 8:00 AM - 4:00 PM |
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Wed. | 8:00 AM - 4:00 PM |
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Thu. | 8:00 AM - 4:00 PM |
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Fri. | 8:00 AM - 3:00 PM |
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