Timothy Watters

Tel: (201) 843-0044
16 Arcadian Avenue
Suite C4
Paramus, NJ 07652
Watters Financial Services, LLC | Financial Advisor in Paramus ,NJ

About Watters Financial Services, LLC

Watters Financial Services is an independent Registered Investment Advisory (RIA) firm since 1989. We are a boutique investment advisory firm offering Wealth Management services to high net worth individuals. Wealth Management combines managing investments with ongoing comprehensive financial planning with periodic (usually quarterly)reviews. We offer hourly financial planning which may be either comprehensive or concerning a particular topic. We offer business owners advice concerning retirement plan design and regulation. You will work with a Certified Financial Planner? and Fiduciary.

27 Years of Experience



General Information
Firm Start Year:   1986
Insurance License#:   8622637
Name of Custodial Firm:   TD Ameritrade
States Licensed in:   NY, NJ, CT, FL, CA
Number of Years with Current Firm:   27
I work with the following types of clients:   Individual Investors , Non-Profit Organizations , Businesses


Services
Investment Types:   Exchange Traded Funds (ETFs) , Bonds , Mutual Funds , Stocks , Insurance
I can meet clients in the following ways:   Via phone , At your office , At my office


Qualifications & Memberships
Insurance and Annuity Licenses:   Disability , Long Term Care , Life
Financial Organization Memberships:   Financial Planning Association (FPA)
Non-Financial Organization Memberships:   Catskill 3500
Mahwah Chamber of Commerce
Adirondack Club


Firm Information
Firm's Number of Clients:   300
Firm's Number of Planning Clients:   200
Firm's Number of Managed Clients:   100
Assets Managed by Firm:   $64,000,000
Advisor's Number of Clients:   300
Advisor's Number of Managed Clients:   100
Advisor's Number of Planning Clients:   200
Assets Managed by Advisor:   $64,000,000


Compliance
Registered Investment Advisor:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation & Fees
Fee Structure:   I am a Fee-Based financial professional
Minimum Portfolio Size for New Managed Accounts:   $500,000
Compensation Methods:   Commissions , Hourly , Based on Assets
Hourly Rate:   $250.00
Additional Details on Charges:   1. Wealth Management

Assets under $750,000 1.00%
Assets $750,001 to $1,000,000 0.75%
Assets over $1,000,000 0.60%


2. Pension Consulting is charged either as $250 per hour or as a percentage of assets up to .5%.

3. Modular amd Traditional Financial Planning are charged on an hourly basis at $250 per hour.



FAQs

  • Do you have a customer satisfaction or refund policy? Any prepaid, unearned fees will be promptly refunded.
  • What are your qualifications? What is your education background? CERTIFIED FINANCIAL PLANNER?, CFP since 1990 Pace University, MBA 1985 State University of New York at Albany 1981
  • What is your approach to financial planning? 1. Traditional Financial Planning is a six-step process leading up to a customized written strategic plan. 2. Modular Planning is consultation targeted to meet a particular goal. Retirement Planning, College Funding, Tax Planning, Insurance, Estate Planning, Investments Analysis, Business Succession Planning and Cash Flow Analysis.
  • What services do you offer? 1. Wealth Management; Management of Investments with on-going Comprehensive Financial Planning. 2. Pension Consulting Services 3. Traditional Financial Planning: A six-step process leading up to a customized written strategic plan 4. Modular Planning: Consultation targeted to meet a particular goal, such as college funding or retirement planning.
  • How many clients do you currently manage? We work with about 100 Wealth Management clients with $64,000,000 in assets under management. We work with about 200 financial planning clients as well as business owners concerning Retirement Plans.
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DISCLOSURE

Refer to website www.wattersfinancial.com


DISCLAIMER

Refer to website www.wattersfinancial.com

Timothy Watters

Timothy Watters

CERTIFIED FINANCIAL PLANNER™ Certificant

Communities Served

NY NJ
CT FL
CA

Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 5:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 5:00 PM