With over 17 years of experience in the financial services industry, I guide families and individuals to focus on living their best lives by being their trusted advisor in investment management and wholistic financial planning. Financial planning can be complex. Investment management takes time, knowledge, diligence and on-going oversight. I am driven to bring my expertise to make my clients' lives easier, more fulfilling and to help them achieve their financial goals. I work closely with trusted professionals in the areas of tax, estate, lending and insurance to help ensure the efficient implementation of life's planning needs.
Blue Bell Private Wealth Management is a fee-only investment management firm located in suburban Philadelphia. Our goal is to permanently improve every client's financial position, simplify their lives, and achieve reliable investment results. Through a team effort, we seek to build and maintain long-term relationships using constant, effective communication and impeccable service.
|Firm Start Year:||2005|
|No. of Employees:||10-19|
|Name of Custodial Firm:||Charles Schwab & Co|
|States Licensed in:||ALL|
|Work with the following types of clients:||Families, Businesses, Individual Investors, Non-Profit Organizations|
|Advisory Services Provided:||Portfolio Management, Financial Planning, Investment Advice & Management, Financial Advice & Consulting, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Financial Planning for Individuals, Education Funding and Planning, Risk Management|
|Investment Types:||Alternative Investments, Options & Futures, Bonds, Stocks, Exchange Traded Funds (ETFs), Commodities|
|Can meet clients in the following ways:||Your Home, Our Office, Your Office, Phone, Video Conference|
Qualifications & Memberships
|Financial Organization Memberships:||Financial Planning Association (FPA)|
|Firm's Number of Clients:||400+|
|Assets Managed by Firm:||$550,000,000+|
Compensation and Fees
|Minimum Portfolio Size for New Managed Accounts:||$100,000|
|Compensation Methods:||Based on Assets, Flat Fee|
|Organization :||Colonial Community Organization, Plymouth Meeting, PA|
|BS Economics - Economics||Pennsylvania State University
- University Park
Portfolio management is the key to our client's success. We begin with a deep understanding of market and economic conditions. Building on that understanding, we create tailored client portfolios based on their portfolio objectives. We utilize Exchange Traded Funds (ETFs), Closed-end Funds, private, competitively bid Structured Investments and Option overlays to build out the ideal client portfolio.
Financial independence is the most popular planning goal I come across. In today's world, with limited to no pensions, investing for retirement is on the shoulders of the individual. I use my knowledge and experience to guide my clients through the phases of retirement planning from accumulation to transitioning to generating cash flow during retirement. I will add value in whichever phase your in currently.
The most common reasons for rolling over an old employer sponsored plan is the lack of investment options provided by the plan, desire for professional portfolio management and other services. Regardless if it makes sense to leave a 401k at a previous employer or roll it over to an IRA, I can help with the decision making process and explain all the pros and cons.
Through my financial planning process, I evaluate my clients overall insurance needs including life, health, disability, long-term care and property casualty liability coverage. I do not sell insurance products because we're fee-only advisors. I provide my clients with recommendations and help them acquire the needed policies.
I do not sell annuities. For most people, we have better options.
|Estate Planning & Trusts
Estate planning is a crucial part of every client's financial plan. Everyone at least needs a will, power of attorney and healthcare proxy. Clients with small children should create trusts under their wills to ensure the assets are used appropriately for the child. I work with attorneys to implement estate plans and if needed, create complex estate planning strategies.
|Tax Advice and Services
I provide tax planning on an annual basis using specialized tax planning software or with the client's accountant.
|Education Funding and Planning
I prefer to incorporate flexibility and options when helping my clients save for their children's education. I build education planning timelines for each child that start young and end with helping my clients understand how to choose the best education for their unique child.
Risk management is the most important part of portfolio management and key to long-term success. We deploy advance risk management strategies to protect against downside risk and providing the opportunity for upside return.
|Financial Advice & Consulting
Trust is earned. Relationships are based on trust. Advice is accepted in a trusted relationship. I listen to my clients. I listen to their concerns, their ideas and what they want to accomplish financially for themselves and their family. I openly discuss all available options to meet a particular financial goal, including the opportunities and the risks. I'm a advocate for my clients in all areas of their finances when other professionals are involved such as insurance agents, loan officers, attorneys and accountants. I work closely with these other professionals to provide holistic services to my clients.
Wealth is a relative term. What matters is your wealth. The most important aspect of wealth is understanding what your wealth can and can't do for you and your loved ones.
We focus on downside protection while maintaining the potential for strong returns in our client's portfolio objective bands or risk tolerance levels.
Do you have a customer satisfaction or refund policy?
Yes, I guarantee the complete satisfaction of my financial planning services and will refund financial planning fees if the client is not satisfied.
How are you compensated? How will I pay for your services?
We are fee only. The client has the option to pay a percentage of assets under our management or a flat fixed annual fee. The client will receive both financial planning and investment advice under ONE fee regardless of the path the client chooses.
If you are going to manage my account, will you obtain my permission every time you buy or sell something?
We typically manage client accounts on a "discretionary" basis. Meaning we do not require permission and/or discussion for every buy or sell transaction. Client objectives and many other factors are discussed upfront and reviewed on an on-going basis. We feel this is the preferred method from both the client's perspective and ours. We do accommodate new clients by discussing transitions more frequently if requested by the client.
Will you be the only person working with me?
I am my client's go-to for financial planning and investment discussions. Being available for my clients is important to me. We have great client service professionals to help with forms, updates, administrative details, etc. and a portfolio management team to oversee day-to-day trading, transactions, monitoring, research and analysis. All team members can be made available when needed.
Have you ever been charged with any breaches?
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Additional Detailed Disclosures
Registered Investment Advisor:
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
|Mon.||8:00 AM - 6:00 PM|
|Tue.||8:00 AM - 6:00 PM|
|Wed.||8:00 AM - 6:00 PM|
|Thu.||8:00 AM - 6:00 PM|
|Fri.||8:00 AM - 6:00 PM|
|Bryn Athyn||Bryn Mawr|
|Fairless Hills||Feasterville Trevose|
|Gwynedd Valley||Haddon Heights|
|King Of Prussia||Lafayette Hill|
|National Park||New Berlinville|
|Spring City||Spring Mount|
AWMA®, CASL®, CFP®, CRPS®, CRPC®, ChFC®
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