Financial Planning for Individuals |
We provide comprehensive financial planning services for
individuals and families. We can help you
plan for short-term goals, like buying a new home, and long-
term goals, like retirement. We take a
holistic approach to planning by incorporating all aspects
of your financial life. Well get to know you and
what your goals are. Then, together, well create a dynamic
financial plan that evolves with your ever-
changing life. All of our advisors are Certified Financial
Planner professionals. Well keep you on track every step
of the way!
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Financial Planning for Businesses |
We provide comprehensive financial planning services for
businesses. We can help you tackle all your business planning
needs, such as business investment management, company
retirement plans, cash accounts, and insurance.
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Portfolio Management |
We build global portfolios that include stocks, bonds, and
where appropriate, real estate and commodities. By
diversifying across many different asset classes well help
you balance the relationship between risk and return to
ensure your long-term wealth goals will be achieved.
We are strategic, long-term investors, and do not engage in
market timing or forecasting. Weve extensively researched
each asset class used in our portfolios, so we understand
what to expect and the purpose each serves in a diversified
investment allocation. As a client of Financial Synergies,
well create a custom investment portfolio to suit your
unique goals.
Once your investment plan is implemented well monitor the
portfolio on a daily basis to make sure your assets are
performing according to your long-term plan. Well
rebalance, make adjustments, and provide tax-loss harvesting
as necessary, so you never have to worry about your
investments. Whats more, we help you understand the
evidence behind it all, helping you feel even more confident
in the decisions we make together to best safeguard your
financial future.
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Retirement Planning |
We provide comprehensive retirement planning services for
individuals and families. We take a holistic approach to
planning by incorporating all aspects of your financial
life. Well get to know you and what your goals are. Then,
together, well create a dynamic retirement plan that
evolves with your ever-changing life. The plan will include
a Monte Carlo (retirement success probability) analysis. All
of our advisors are Certified Financial Planner
professionals.
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401K Rollovers |
We have extensive experience with 401K Plan Rollovers. We
can advise you on the logistics of the
rollover, your rollover options, asset allocation, and
ongoing management of the new Rollover IRA. All of
our advisors are Certified Financial Planner professionals.
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Insurance Planning |
We can help you plan for all your insurance needs, including
life, disability, and business insurance. This
will all be addressed as we develop your financial plan and
determine what your specific insurance
needs are.
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Financial Advice & Consulting |
We provide ongoing financial advice and consulting on many
different topics. This can include anything from buying your
first home, to extensive retirement planning. You can meet
with us in-person, by phone, or online, as much as you need.
Its all part of our overall services. All of our advisors
are Certified Financial Planner professionals.
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Annuities |
We do not sell annuities, but we can help in determining if
an annuity is appropriate for your situation. We can also
provide annuity rescue services by assisting you in
exiting a poor annuity product. Many times investors are
placed in annuities without fully understanding the
ramifications of the insurance contract of the annuity
provider. In many cases we can help you strategically divest
of the annuity without adverse consequences.
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Estate Planning & Trusts |
We can help you with many estate planning strategies, such as
creating/updating wills, establishing trusts, charitable
giving, etc. Well also coordinate with attorneys (when
necessary) on advanced estate plans.
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Tax Planning & Mitigation |
Well create tax efficient investment portfolios to mitigate
taxable gains, as well as, provide ongoing tax-loss harvesting
to offset gains in the portfolio. Well also coordinate with
your CPA to ensure we are kept abreast of your entire tax
situation.
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Education Funding & Planning |
We have extensive experience in education planning,
including the establishment of education savings
vehicles, such as 529 college savings plans. All of our
advisors are Certified Financial Planner
professionals.
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Investment Management & Advice |
Our investment management philosophy is heavily influenced
by the Nobel Prize-winning work of Harry Markowitz and
Eugene Fama. Weve developed a deep understanding of how to
best capture the returns of the financial markets. Our
approach is based on established facts and real evidence,
not empty opinions or speculation. Investment
recommendations based on historical, observable market
behaviors and prices take emotion out of the equation, and
ultimately leads to steadier, more predictable results over
the long-term.
We build global portfolios that include stocks, bonds, and
where appropriate, real estate and commodities. By
diversifying across many different asset classes well help
you balance the relationship between risk and return to
ensure your long-term wealth goals will be achieved.
We are strategic, long-term investors, and do not engage in
market timing or forecasting. Weve extensively researched
each asset class used in our portfolios, so we understand
what to expect and the purpose each serves in a diversified
investment allocation. As a client of Financial Synergies,
well create a custom investment portfolio to suit your
unique goals.
Once your investment plan is implemented well monitor the
portfolio on a daily basis to make sure your assets are
performing according to your long-term plan. Well
rebalance, make adjustments, and provide tax-loss harvesting
as necessary, so you never have to worry about your
investments. Whats more, we help you understand the
evidence behind it all, helping you feel even more confident
in the decisions we make together to best safeguard your
financial future.
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Wealth Management |
We understand that financial management extends far beyond
just handling your assets, and were with you every step of
the way. You deserve a financial advisor who understands
your entire picture to ensure youll receive prudent, well-
rounded advice. This is why we take a holistic approach, and
combine financial planning and investment management to
provide total wealth management for our clients.
Our Certified Financial Planner professionals will develop
a customized plan to guide you through the maze of todays
financial landscape, and you will not be left alone to put
the plan into action. Your dedicated financial advisor will
always be there to keep you on track.
Of course, no financial plan is complete without the means
to grow and manage your assets sufficiently to meet your
goals. Our investment team will construct and manage your
investment portfolio to ensure your assets provide the
future you desire.
As a wealth management firm, we also have affiliations with
various firms that can assist with tax planning, estate
planning, insurance needs, and more. This enables us to help
you with complex financial needs.
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Risk management |
Professional investment management is not just about
maximizing return, its also about reducing risk. We manage
risk by creating globally diversified portfolios of non-
correlated assets, including stocks, bonds, real estate, and
commodities. We will use bonds to dial down the risk as much
as required to meet our clients risk-return objectives. We
have clients that are very aggressive and willing to accept
more volatility in exchange for higher returns. But we also
have clients who want a much steadier ride, and do not
require high returns to meet their goals. Well help you
determine what is most appropriate for your situation.
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Money Management |
Our investment management philosophy is heavily influenced
by the Nobel Prize-winning work of Harry Markowitz and
Eugene Fama. We've developed a deep understanding of how to
best capture the returns of the financial markets. Our
approach is based on established facts and real evidence,
not empty opinions or speculation. Investment
recommendations based on historical, observable market
behaviors and prices take emotion out of the equation, and
ultimately leads to steadier, more predictable results over
the long-term.
We build global portfolios that include stocks, bonds, and where appropriate, real estate and commodities. By diversifying across many different asset classes well help you balance the relationship between risk and return to ensure your long-term wealth goals will be achieved.
We are strategic, long-term investors, and do not engage in market timing or forecasting. Weve extensively researched each asset class used in our portfolios, so we understand what to expect and the purpose each serves in a diversified investment allocation. As a client of Financial Synergies, well create a custom investment portfolio to suit your unique goals.
Once your investment plan is implemented well monitor the portfolio on a daily basis to make sure your assets are performing according to your long-term plan. Well rebalance, make adjustments, and provide tax-loss harvesting as necessary, so you never have to worry about your investments. Whats more, we help you understand the evidence behind it all, helping you feel even more confident in the decisions we make together to best safeguard your financial future.
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