Fulcrum Wealth Advisors was founded on integrity and trust, in order to meet the needs of sophisticated individuals, families, business owners and organizations who seek more from their financial advisor than what conventional financial services firms offer.
We began this business in 2013 as a commitment to protect our clients from unnecessary fees, costs, and conflicts of interest, which are the mainstay of traditional "Big-Box" financial institutions.
Fulcrum Wealth Advisors is owned by the partners and has no outside shareholders or corporate parent. Thus, we strive to be free from the conflicts of interest that arise when a traditional firm needs to service the interests of its shareholders ahead of the interests of its clients.
Our combined 121+ years of experience within such enterprises compelled us to offer a different kind of experience, one that puts people before profits and planning before product.
James Falcone
AIF
Prior to starting Fulcrum Wealth Advisors, Jim spent many
years working through a variety of big-box investment
firms. After 2008, Jim saw the inequity built into the
investment management system and now works diligently
educate investors about how to get a better experience in
the investment world.
Michael Rose
CIO
Having been in the investment advisory business for over
44 years, Michael has had the privilege of working with
some of the largest corporation and wealthiest families
on six of the seven continents.
Currently, Michael assists Family offices, Wealthy
families, Foundations, and Corporations with their
investment advisory needs. He also assists a multi-
billion dollar family office with their trading needs.
Michael's experience in asset allocation, portfolio
development, and management, has allowed him to
distinguish himself within his industry.
Jon Bever
Jon has been in the business for over 22 years. Jon is a research analyst and portfolio manager
Steven Rosenthal
CPA, JD, CFP
Steve has worked as an internal tax consultant to several
of the largest tech companies in America. One of his
specialties is international taxation.
General Information |
| Firm Start Year: | 2013 | |
| No. of Employees: | 2-4 | |
| Name of Custodial Firm: | TD AMERITRADE & PERSHING |
| States Licensed in: | AZ, CA, MD, NV, NC, SC, OR, VA and WA. |
| Number of Years with Current Firm: | 10 |
| Work with the following types of clients: | Individual Investors, Non-Profit Organizations, Businesses |
| Advisory Services Provided: | Financial Advice & Consulting, Insurance Planning, Financial Planning for Individuals, Financial Planning for Businesses, Annuities, Tax Advice and Services, Estate Planning & Trusts, 401K Rollovers, Retirement Planning, Portfolio Management |
Services |
| Investment Types: | Stocks, Annuities, Insurance, Bonds, Options & Futures, FOREX & Currency, Mutual Funds, Mortgages & Real Estate, Alternative Investments, Exchange Traded Funds (ETFs), Commodities, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Our Office, Phone, Email, Your Office, Your Home, Video Conference, Our Offices |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Long Term Care, Variable Annuity, Variable Life, Life, Disability, Annuity |
Firm Information |
| Firm's Number of Clients: | 120+ |
| Firm's Number of Planning Clients: | 120+ |
| Firm's Number of Managed Clients: | 120+ |
| Assets Managed by Firm: | NTK |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Based on Assets, Hourly, Flat Fee |
| Fee % Based on Assets: | 1.25 |
| Hourly Rate: | $250.00 |
Education |
| BA - Corparate & Investment Management | Western Washington University
- Bellingham, WA -September 1989 |
Financial Services |
| Financial Advice & Consulting
Fulcrum Wealth Advisors has a diverse client base that includes wealthy individuals, families, private business owners, trusts, and not-for-profit organizations. We are independent, free from outside influences, and owned by local partners. This means no corporate parent or pre-negotiated contracts will ever influence our client's best interests. We adhere to our role as stewards of wealth, rather than broker/salesmen. |
| Financial Planning for Individuals
Not having outside shareholders means a client's assets do not serve the interests of far-away shareholders. Thus, we strive to be free from potential conflicts of interest that arises; such as when a corporation serves the interests of its shareholders ahead of the interests of its clients. We do not have any "soft-dollar" relationships with money managers that might influence our advice. As a result, we strongly align our interests with those of our clients. |
| Financial Planning for Businesses
Business owners have unique planning concerns: # Succession planning # Business Valuation # Personal wealth and tax planning We at FWA, have a long history of understanding the unique needs of those who own private companies. |
| Portfolio Management
Tax efficiency is one of the cornerstones of our portfolio management process. It does not matter how much you make it matters how much you get to keep and spend. |
| Retirement Planning
Offered at $250 per hour. We do not need to manage your money for us to have a relationship. We are happy to help you craft a proper financial plan without the need for money management |
| 401K Rollovers
We at FWA, are able to provide consulting service to our clients' 401K plans without the need to roll over the proceeds to an IRA. |
| Insurance Planning
Insurance is the bedrock of a good financial plan. We at FWA, service our clients as brokers of both Life Insurance as well as Long-Tern Care. This means that we represent the client and not the insurance company as an agent. |
| Annuities
Annuities are one of the most oversold "products" there are. Though an annuity can solve come client issues, we are usually able to find more creative ways to take care of the client's planning needs without using an annuity. |
| Estate Planning & Trusts
Estate Planning is one of the sections associated with a comprehensive financial plan. Though we do not draft legal documents we are very well versed on Estate PLanning and trust management |
| Tax Advice and Services
Tax efficiency is one of the cornerstones of our portfolio management process. It does not matter how much you make it matters how much you get to keep and spend. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. https://www.cetera.com/cetera-advisor-networks/clients#disclosures |
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Additional Detailed Disclosures |
Disclaimer |
| Investment advisor representative of, and securities and investment advisory services offered through Cetera Advisors Networks LLC, member FINRA/SIPC, a broker-dealer, an investment advisor. Cetera is under separate ownership from any other named entity. Investment advisory services are also offered through Fulcrum Wealth Advisors, LLC. Fulcrum Wealth Advisors LLC is a registered investment advisor in the State of Washington. |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
| Mon. | 7:00 AM - 4:00 PM |
| Tue. | 7:00 AM - 4:00 PM |
| Wed. | 7:00 AM - 4:00 PM |
| Thu. | 7:00 AM - 4:00 PM |
| Fri. | 7:00 AM - 4:00 PM |
| GLOBAL |
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