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Joe Maas, CLU®, MSFS, ChFC®, CFA®, CFP®, CWPP, CVA, ABAR, CM&AA, CCIM
Synergy Financial Management, LLC

Tel: 206-386-5455
13231 SE 36th Street Suite 215
Suite 215
Bellevue, WA 98006

Principal

Synergy Financial Management, LLC | Financial Advisor in Bellevue ,WA

About Synergy Financial Management, LLC

Synergy Financial Management, LLC (SFM) is a financial planning and Registered Investment Advisory firm headquartered in Bellevue, WA. The firm specializes in providing fee-based comprehensive financial planning services and investment advice to individuals and businesses. Since Synergy Financial Management, LLC is a fee-based advisor; potential conflicts of interest regarding compensation are removed.


General Information

Firm Start Year:   1990
No.of Employees:   5-9
Gender:   Male
Name of Custodial Firm:   Charles Schwab, TIAA-CREF, Accessor, TD Ameritrade
States Licensed in:   All states
Number of Years with Current Firm:   20
Work Experience:   Synergy Financial Management, LLC PRINCIPAL/FOUNDER/CHIEF INVESTMENT OFFICER 2001-PRESENT Joe's diverse investment experience ensures the careful management of daily operations and diligent responsibility for the firm's portfolio management, strategic and tactical asset allocation, securities analysis, quantitative, fundamental, and statistical research, economic analysis, compliance, financial planning, risk management, business consulting, and financial modeling.

Synergy Financial Services, Inc PRESIDENT 1997-PRESENT Synergy Financial Services is the parent company of the Synergy family of companies: Synergy Financial Management, LLC , Synergy Business Valuation & Consulting, LLC, and Synergy Mergers + Acquisitions, LLC. Joe is responsible for all aspects of the company's diversified and integrated wealth and portfolio management service for business owners. Areas of specialty include certified business valuation, business financial planning and analysis, financial statement analysis, market analysis, user decision analysis, merger and acquisition analysis and execution, and investment analysis for commercial real estate portfolios.

Seattle Pacific University ADJUNCT FINANCE PROFESSOR Adjunct instructor for Problems in Corporate Finances, BUS 4274. This course teaches future MBAs the myriad issues involved with real-world investment practices.

Financial Services Int'l Corporation SECURITIES BROKER DEALER PRINCIPAL 1997-2001 Owned and operated a branch office of an independent securities broker/dealer with accountability for daily operations, compliance, marketing, recruiting, and business development. Experienced and knowledgeable in every aspect of a securities broker/dealer's responsibilities including securities trading, underwriting, syndications, research, business consulting, fundamental and technical analysis, portfolio management, business transactions, tax planning, insurance planning, estate planning, options trading, risk management, and financial planning.

John Hancock Financial Services SALES MANAGER 1990-1997 Responsible for recruiting, training, and supervising registered financial services representatives, promoting their professional development, and expanding their sales unit.
I work with the following types of clients:   Businesses, Non-Profit Organizations, Individual Investors
Foreign Languages Serviced:   Spanish (some)


Services

Investment Types:   Options & Futures, Stocks, Mutual Funds, Bonds, Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Annuities, Insurance, Real Estate, Socially Responsible Investments (SRI)
I can meet clients in the following ways:   At my office, At your home, Our Offices, At your office, Video Conference, Via Email, Via Phone


Qualifications & Memberships

Insurance and Annuity Licenses:   Annuity, Health, Life, Long Term Care, Disability
Financial Organization Memberships:   Society of Financial Services Professionals, CCIM Association, Financial Planning Association (FPA)


Firm Information

Firm's Number of Clients:   150
Firm's Number of Planning Clients:   100
Firm's Number of Managed Clients:   150
Assets Managed by Firm:   $125,000,000
Advisor's Number of Clients:   150
Advisor's Number of Managed Clients:   150
Advisor's Number of Planning Clients:   150
Assets Managed by Advisor:   $440,000,000


Compliance

Registered Investment Advisor:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based
Minimum Portfolio Size for New Managed Accounts:   $200,000
Compensation Methods:   Based on Assets, Flat Fee, Hourly
Fee % Based on Assets:   .5 to 1.0%
Additional Details on Charges:   Our fees are on a tiered scale, based upon the size of the account.


Education

Finance  Seattle Pacific University
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Masters in Financial Services  The American College
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Faqs

  • Do you have a customer satisfaction or refund policy? Yes, we do not have any exit fees if a client is unhappy, and would like to leave us. We only bill quarterly, and will refund any unearned premiums if the client leaves prior to the end of that quarter.
  • Why should I choose you as my financial advisor? CFP®, CLU, ChFC, MSFS, CCIM, CWPP, CFA
  • What are your qualifications? What is your education background? Holistic Wealth Management
  • How do you charge for your services? Comprehensive Financial Planning and Investment Wealth Management are our two main services, but other services can include real estate and business consulting.
  • How are you compensated? How will I pay for your services? 150
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Joe Maas

Joe Maas

CLU®, MSFS, ChFC®, CFA®, CFP®, CWPP, CVA, ABAR, CM&AA, CCIM

Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM, CVA, ABAR, CM&AA CEO, Chief Investment Officer Joe Maas is the Chief Investment Officer and lead portfolio manager for Synergy Financial Management LLC (SFM). A highly trained financial analyst, Joe is responsible for analyzing current and potential investments for the firm through deep fundamental analysis, researching industry trends, speaking to industry experts and through a thorough understanding and application of quantitative methods and technical analysis. Mr. Maas is very unique because he is certified in so many areas of expertise. He has earned certificates from nine prestigious organizations, and, with over two decades of financial industry experience, his unique core specialty is providing comprehensive investment management services for individual investors, business owners, and financial advisors.

Mr. Maas holds a variety of world-renowned professional designations; he is a CFA (Chartered Financial Analyst) Charterholder, which is the world's most respected investment professional's achievement. In addition to the CFA, Mr. Mass is a certified valuation analyst (CVA) and is accredited in business appraisal review (ABAR). Mr. Maas professional capability also includes being a certified merger and acquisition advisor (CM&AA) trained and experienced in buying and selling middle-market companies with revenues from $5 million to $500 million.

Mr. Maas earned his reputation as a Certified Financial Planner (CFP®), having fulfilled the requirements of the Certified Financial Planner Board of Standards, and is also a chartered financial consultant (ChFC) qualified to provide comprehensive advanced financial planning.

Adding to Mr. Maas many skills are his specialties in life insurance and estate planning as a chartered life underwriter (CLU®) and being a certified commercial investment member (CCIM) with expertise in commercial and investment real estate. In 2000, Mr.Maas earned his Master of Science in Financial Services (MSFS) from The American College.

Mr. Maas earned his reputation as a Certified Financial Planner (CFP®), having fulfilled the requirements of the Certified Financial Planner Board of Standards, and is also a chartered financial consultant (ChFC) qualified to provide comprehensive advanced financial planning.

Adding to Mr. Maas many skills are his specialties in life insurance and estate planning as a chartered life underwriter (CLU®) and being a certified commercial investment member (CCIM) with expertise in commercial and investment real estate. In 2000, Mr. Maas earned his Master of Science in Financial Services (MSFS) from The American College.

Office Hours

wiseradvisor-balck-li-img Mon. 8:00 AM - 4:00 PM
wiseradvisor-balck-li-img Tue. 8:00 AM - 4:00 PM
wiseradvisor-balck-li-img Wed. 8:00 AM - 4:00 PM
wiseradvisor-balck-li-img Thu. 8:00 AM - 4:00 PM
wiseradvisor-balck-li-img Fri. 8:00 AM - 4:00 PM

Communities Served

Auburn Bainbridge Island
Bellevue Black Diamond
Bothell Bremerton
Carnation Edmonds
Everett Federal Way
Gig Harbor Hobart
Indianola Issaquah
Kenmore Kent
Keyport Kingston
Kirkland Lynnwood
Manchester Maple Valley
Medina Milton
Mountlake Terrace Mukilteo
Olalla Pacific
Port Orchard Ravensdale
Redmond Renton
Seattle Snohomish
Suquamish Tacoma
Vashon Woodinville
Mercer Island