Budget Planning and Tips

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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
Four Top Tips For Households Surviving On One Income

A family's finances dropping from two to one income can be a tough transition to manage. Splurging on luxuries and treats is a tough habit to break, but each year thousands of families find themselves having to do just that....
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
Top 5 Ways To Ease Childcare Costs

Returning to work after having a baby is inevitable for most parents. However, childcare costs are hefty and substantially eat into a family's income. The average cost of a child, aged four years or younger, attending...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
6 Surefire Tips to Save Money All Year Long

Most of us know we should save more money than we’re currently saving ... but that’s easier said than done. If you feel like you’re scrounging for change and can’t figure out how to possibly save...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
7 Reasons You Should Automate Your Bills and Savings in 2015

Do you hate keeping track of which bills are due when? Do you find yourself reaching the end of the month and wondersing where all your money went? Do you want to save more, but you never seem to have enough left...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
7 Tips to Keep You On-Budget This Holiday Season

It's that time of year again. Stores are running festive commercials, your local coffee shop is offering gingerbread lattes, and you're beginning to worry about how you're going to afford another round of "the most wonderful...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
Never Give An Adult Child Your Credit Card

Your adult son or daughter is having cash flow trouble and they are having a hard time getting refinancing or credit on their own right now. After some discussion and much thought, as parents trying to help out, you offer...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
Strategies Designed to Meet Your Financial Goals

Close your eyes and visualize your dream vacation or the shiny new car that you've always dreamed of having. Sure, looks great! Unfortunately, for many of us the planning stops right there. With a little planning and...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
For Richer Or Poorer

Every spousal financial relationship is unique. Through the years, couples develop their own systems for handling financial matters. Sometimes it is one partner's responsibility to manage all finances, sometimes the other's...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
Get Your Spending under Control

If you are trying to increase savings, remember that savings are directly tied to spending - the less you spend, the more you have to save. Some tips to consider to help get your spending under control include: Analyze...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
Stretching Your Salary

Even though all indications are that the economy is recovering, that doesn't necessarily mean that a large raise is on the near-term horizon for you. Your best bet for the near term is to make your current salary stretch...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
Changing Your Spending Habits

My colleague Dr. Dan Elash preaches: "If you want to change any habit, change the actions that produce the habit. More folks start self-improvement programs to change personal habits at the beginning of year than at any...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
Examining Your Financial Behavior

In an essay on risk, Nobel Laureate Kenneth Arrow asks us to consider the difference between gambling versus regularly paying premiums to an insurance company. The mathematical probabilities indicate that we will lose money...
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Personal Finance | Behavorial Finance | Budget Planing and Tips | Wiseradvisor.com
The Basics of Credit Scores

When lenders evaluate a credit application, they usually request both your credit report and your credit score, which is a mathematical calculation based on information on your credit report. The score is intended to rate...
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