Financial Planning

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Financial Planning | Wiseradvisor.com
How to Plan for Risk in Your Portfolio by Knowing Your Tolerance and Capacity

Summary: Tolerance and capacity are two ingredients of risk when it comes to investments and retirement planning. We look at what they are, and what kind of critical impacts they can create when planning for your golden...
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Financial Planning | Wiseradvisor.com
3 Ways Almost All Investors Take on Too Much Risk

What’s your risk tolerance?   It’s a standard question in investment management, and you might have a very clear answer. But whatever your risk tolerance, you’re probably taking on a lot more than...
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Financial Planning | Wiseradvisor.com
Minimizing Your Risk of Loss in Your Investments

In our last article, we talked about the role of asset allocation in an investment plan. The topic this time is minimizing risk. It's a RISKY topic but let's start by stating the obvious, most people overly focus on...
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Financial Planning | Wiseradvisor.com
Risk Management vs. Letting Them Ride

Over the last 10 years we have experiencing a market period like no other. Certainly the market sell-off of 2000-2002 was so much tougher than 1987 "bear market" (that lasted for arguably a couple of months), 1989-1990...
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Financial Planning | Wiseradvisor.com
Putting Risk in Its Place in Your Portfolio: Part 2

Yes this is not fun to learn, but for those of you who have lost a great deal of money (over 30%) in the past, want to know why it may have been avoidable and ways to help prevent it the next time, read on!! In part one...
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Financial Planning | Wiseradvisor.com
Putting Risk in Its Place in Your Portfolio: Part 1

Most investors see risk as the chance that they may lose money. But academics and statisticians, who have been studying risk in the financial markets for the past half-century, define risk as measurable uncertainty. And that...
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Financial Planning | Wiseradvisor.com
The Percent Risk Model: Size Does Matter

It's time now, once again, to dispel those ugly rumors that "size doesn't matter." Indeed, size does matter in investing, and it matters just as unambiguously as when parallel parking a Buick in heavy traffic. The difference...
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Financial Planning | Wiseradvisor.com
Do You Know Your Investment Risk Tolerance?

At various time in our lives, most of us are compelled to look at whether we are taking the appropriate amount of risk in our investment portfolios regarding our lives and our lifestyles. The subject can be confusing...
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Financial Planning | Wiseradvisor.com
The Effects of Risk (Volatility) on Returns

If you could increase your investment success over the long term, would that interest you? As I progress through this paper, I will provide proof that your investment account is significantly impacted by two related...
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Financial Planning | Wiseradvisor.com
Measuring Investment Risk and the Significance of Sharpe Ratio

Investment pros borrow a tool from the statisticians'standard deviation'to measure investment risk. It shows the range of returns that investments are likely to earn over a given period of time and it has two sides, the...
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Financial Planning | Wiseradvisor.com
How to Protect Your Portfolio in Turbulent Times

Many investors need equity returns to build wealth over the long term. Unfortunately, as individuals, we sometimes find it difficult to endure the sharp declines that we often experience in the equity markets. This was...
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Financial Planning | Wiseradvisor.com
How to Protect Your Investment Portfolio and Mitigate Downside Risk

Investing your life's savings is different from investing speculative assets. For core assets, assets you can not afford to lose, safety becomes as important as growth. However, in order to capture growth one must invest...
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