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Retirement 2015: Rule Changes for the Year Ahead

Jan 20, 2015

Was one of your New Year's resolutions to get up to date and better informed about your retirement plans? If so, you're on the right track....

Unpacking Obama's MyRA (and What Can It Do for You?)

Apr 23, 2014

By James O'Brien By now, many investors and analysts have taken a look at President Obama's MyRA plan and drawn a reasonable conclusion:...

Where's My Refund? Tips for Frustrated Filers -- and Investors

Apr 04, 2014

By Justin Stoltzfus. The IRS hasn't generally been known for its straightforwardness and efficiency, but issues around this year's tax...

Should You Consider a Rollover from Your Former Employer's Retirement Plan?

Feb 24, 2014

Millions of employees will change jobs this year through career moves, layoffs or retirement. If you are one of these employees, chances...

Ruminations on Tax Deductible vs. Tax Free

Feb 24, 2014

Recently I have seen a few erroneous or incomplete comments regarding Roth vs. traditional IRAs. Since: The "Roth" 401k authorized in...

Multi-generational IRAs: A Strategy for Retirement Assets

Feb 24, 2014

Who should benefit from your retirement assets - you and your family or the federal tax coffers? The answer is easy: you and your family,...

IRA Beneficiaries: What's In A Name?

Feb 24, 2014

There comes a time when your surviving spouse, children and others will inherit your Individual Retirement Accounts (IRAs), yet you would...

The Basics of IRAs

Feb 24, 2014

Ideally, a long-term retirement savings program is comprised of 3 basic components: Personal Savings Company Pensions Social...

4 Ways To Protect Your Money

Feb 24, 2014

By?Barbara Hernandez January 6, 2014 The primary concern of many investors is their return on investment. It's easy to get hung up on ROI...

You Put What in Your IRA?

Feb 24, 2014

Are you tired of buying the same old investments for your individual retirement account. (IRA)? You don't have to. Any IRA, whether...

Roth IRA: The 'Liquid' Retirement Savings Account

Feb 24, 2014

One key component of the Roth IRA that is rarely mentioned is the sunset tax provision that mandates these tax free savings vehicle...

What Roth Hath, Traditional Hath Not

Feb 24, 2014

The Taxpayer Relief Act of 1997 introduced a new Individual Retirement Account (IRA) called the Roth IRA. The primary inducement to make...

Approaching 70? Watch IRA Rules

Feb 24, 2014

Turning 70 soon? Happy Birthday! If you own an IRA, your 70th birthday is significant too. During the year you turn seventy years and six...

Everyone Can Relax and Stretch-out

Feb 24, 2014

Over the last several years, we have read and heard much about the 'stretchout' IRA. Many IRA holders have painstakingly learned about the...

Turn Retirement Savings Into a Powerful Wealth-Building Device

Feb 24, 2014

Here's an idea that can keep on giving to children and grandchildren long after the gift-giver, perhaps you, has moved on to that great...

Maximizing Roth Conversions

Feb 24, 2014

Most people have heard the terms `IRA? and ?Roth IRA?. Many are familiar with the idea of an IRA to Roth IRA conversion, and may have...

The Millionaire Lifestyle

Feb 24, 2014

Does the idea of a millionaire's lifestyle appeal to you? Ocean cruises around the world, vacations abroad, sailing on a yacht, shopping...

Tax Traps in IRA Accounts

Feb 24, 2014

Designating an IRA beneficiary is almost an afterthought for most IRA owners. Lack of attention to this seemingly simple procedure can...

IRAs: An Even Better Deal for the Long-Term Investor

Feb 24, 2014

In 1974, the Individual Retirement Account was introduced as a retirement savings tool. Thirty years later, contribution limits have...

IRA Rollovers Can Help Manage Change

Feb 24, 2014

If you're changing jobs, it's important to understand the options you have for managing your IRAs. With employees changing jobs more...

Safety Leads to Penalty

Feb 24, 2014

This is a true story and the names have been changed to protect the parties involved. A man retires from his employer in the mid 90's and...

The Ins and Outs of IRAs and Retirement Plans

Feb 24, 2014

The Economic Growth and Tax Relief Reconciliation Act of 2001 promised to deliver important benefits to nearly every American. The Act...

Withdrawing IRA Funds

Feb 24, 2014

The tax laws regarding withdrawals from individual retirement accounts (IRAs) are complex. To avoid unnecessary penalties and to ensure you...

What's So Special About a Roth IRA?

Feb 24, 2014

Even though Roth individual retirement accounts (IRAs) have been around since 1998, many investors aren't aware of all the differences...

Roll Over, Stay Put, or Withdraw?

Feb 24, 2014

You're about to retire, have just retired, left a company to take another job, or have been downsized. You have built up a sizable...

Extending Your IRA's Life

Feb 24, 2014

Individual retirement accounts (IRAs) are typically viewed as retirement planning vehicles. But with increased contribution amounts and the...

Consider Splitting Your IRA

Feb 24, 2014

The distribution rules for inherited individual retirement accounts (IRAs) generally make it advantageous to separate accounts for each...

Taxing Consequences: What to Do with a Large IRA that Has Been Inherited or Accumulated

Feb 11, 2014

At some point you may come into a large sum of money or property as the beneficiary of a deceased IRA holder or from a distribution to...

Are You Leaving 70-90% of Your IRA to the IRS?

Feb 11, 2014

In the past few months, we've shown you how simple mistakes and oversights in planning for the distribution of your family's IRAs (and...

What is the New myRA Retirement Account?

Jan 09, 2014

A friend chatted with me early Wednesday morning. Can you explain this myRA thing? he asked. Myra who? I replied. You know, the new...

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