Lifeworks

Financial Services

At Lifeworks Advisors, we manage your money with a smart and personalized approach, kind of like having a custom-made game plan for your financial future. Here's how we do it: First, we get to know you  not just your money, but your dreams, worries, and everything in between. This helps us understand what you're aiming for, whether it's buying a house, saving for college, or planning a comfortable retirement. Next, we use our tech-savvy tools to build a portfolio just for you. Think of a portfolio like a team of players, each with a special role. Some are there to score big (stocks), while others defend your money when the game gets tough (bonds). We mix and match these players based on what you want to achieve and what your cash flow needs are.

At Lifeworks Advisors, planning for retirement is like mapping out a dream vacation. First, we talk about what you want your retirement to look likemaybe it's relaxing on a beach, exploring new places, or having the time to work on hobbies. Then, we look at what you've got saved up and think about how we can make your money grow to get you to that dream. We create a plan that's just for you, picking the best ways to save and invest your money, like choosing the right stops and activities for your trip. As time goes on and things change, we update your plan to make sure you're still on track to reach your retirement goals, just like you might change your travel plans to make your vacation even better.

At Lifeworks Advisors, assisting with 401(k) rollovers is akin to guiding someone through a complex maze to reach a desired destination. We start by evaluating your current 401(k) plan, understanding its nuances and how it fits into your broader financial landscape. Our team then explores the various options available for rolling over your funds, such as into an IRA or a new employer's 401(k), weighing the benefits and drawbacks of each path. We provide clear, informed advice on how to execute the rollover process smoothly, ensuring that your retirement savings continue to grow without unnecessary taxes or penalties. Throughout this journey, our goal is to align the rollover strategy with your long-term financial objectives, ensuring that this transition supports your overall retirement plan.

At Lifeworks Advisors, we understand that funding education is a major goal for many families. We start by discussing your specific educational goals, whether it's saving for a child's college, supporting a career change, or pursuing further academic qualifications. Our team then creates a personalized savings plan, taking into account factors like the cost of tuition, room and board, and other expenses. We explore various saving options, such as 529 plans, which offer tax advantages for education savings. Finally, we regularly review and adjust your plan to ensure it stays on track to meet your educational funding goals, adapting to changes in tuition costs or your financial situation.

At Lifeworks Advisors, wealth management is approached with a holistic and strategic perspective, comparable to crafting a master plan for a new build. We begin by comprehensively assessing your financial situation, including assets, liabilities, and personal goals, to understand the full scope of your wealth. Our team then devises a customized strategy that integrates investment management, tax planning, estate planning, and cash flow needs, ensuring all elements work in harmony to grow and protect your wealth. We continuously monitor and adjust this strategy in response to changes in the market, tax laws, and your personal circumstances, ensuring it remains aligned with your objectives. Our ultimate aim is to empower you to achieve financial security and freedom, enabling you to focus on what matters most in your life

At Lifeworks, everything is based upon your dollars and when you need your dollars. Your investments are aligned to when you need your dollars to ensure you have the money when you need it. We divide up your assets into tranches. This allows us to have the money you need for the next several years ahead in safe assets. This allows the market to recover so your long term assets can grow and be used when you need them.

At Lifeworks Advisors, money management is approached with precision and care. We begin by thoroughly understanding your current financial situation, including your income, expenses, and long-term financial goals. Our team then develops a personalized cash flow strategy, ensuring that your spending aligns with your objectives while also building towards your future. We provide guidance on reducing debt and effectively increasing your savings, aiming to improve your overall financial health. Throughout this process, we equip you with the knowledge and tools needed to make informed financial decisions, guiding you towards achieving financial stability and growth.

Lifeworks Advisors assists businesses by developing tailored financial strategies that support their growth and stability. We begin by thoroughly understanding the business's financial health, goals, and the industry landscape. Our team then crafts a customized plan that addresses key areas such as cash flow management, investment opportunities, and risk mitigation. We leverage advanced technology to offer scalable solutions that adapt as the business evolves. By partnering with Lifeworks, businesses gain a trusted advisor to help navigate financial challenges and seize opportunities for success.

Lifeworks Advisors helps individuals by crafting personalized financial plans that align with their life goals and financial situations. We start by understanding your current financial position, your future aspirations, and any challenges you might face along the way. Our team then uses a team approach to develop a dynamic, adaptable strategy that can change as your life does. We focus on everything from daily budgeting to long-term investments, ensuring your money is working hard for you. By providing ongoing support and advice, Lifeworks makes navigating your financial journey simpler and more effective.

Lifeworks Advisors offers personalized financial advice and consulting to help clients manage their money wisely. Our team uses advanced technology to create investment strategies that match each client's unique goals and needs. We consider everything from short-term spending to long-term savings, ensuring your financial plan grows with you. By focusing on your individual financial situation, we help protect your assets and find opportunities to increase your wealth. Our approach is all about making your financial dreams a reality, with expert guidance every step of the way.

Lifeworks Advisors takes a comprehensive approach to insurance planning, ensuring clients are well-protected across all aspects of their lives. Our Family and Entrepreneur plans include insurance planning as a core service, offering clients access to legal and tax specialists who can guide them through the complexities of various insurance products. During our personalized quarterly meetings, we review clients' insurance needs as part of a broader financial strategy, ensuring coverage evolves with their changing life circumstances. We focus on maximizing protection while minimizing costs, tailoring insurance solutions to each client's unique situation. By integrating insurance planning into our holistic financial planning process, Lifeworks empowers clients to make informed decisions, safeguarding their financial future and peace of mind.

Lifeworks views annuities in a case by case basis. We like to keep our clients assets their own. We feel that no two annuities are the same and this world is extremely complicated. We try to avoid annuities because of surrender charges, locking up your assets. We explain to our clients what the easiest, and the path of least resistance is. Most of the time annuities are not the answer for our clients.

Lifeworks Advisors helps with estate planning and trusts by offering specialized services to ensure clients' financial legacies are preserved and passed on according to their wishes. We partner with Wealth.com to provide estate plans, making the process straightforward and accessible. Our Family and Entrepreneur plans include comprehensive estate planning services, such as access to legal and tax specialists, to address all aspects of estate and trust management. Through personalized quarterly meetings, we ensure estate planning strategies evolve with our clients' lives, reflecting changes in their values, vision, and financial goals. Lifeworks' approach empowers clients to make informed decisions, ensuring their wealth is protected and efficiently transferred to future generations.

Lifeworks Advisors offers comprehensive tax advice and services tailored to meet the unique needs of each client. Our in-house Certified Public Accountant (CPA), Courtney Ball, provides expert tax preparation services, ensuring clients navigate the complexities of tax laws efficiently. This personalized approach extends to tax planning as part of our broader financial planning services, where we discuss and implement strategies to optimize clients' tax situations. By integrating tax planning into our financial advice, Lifeworks ensures that clients' financial strategies are not only growth-focused but also tax-efficient.

Lifeworks Advisors provides expert investment advice and management by first understanding each client's financial goals, wants and needs. We then use a team approach to create a personalized investment strategy that aims to maximize returns while minimizing risks. Our approach includes diversifying investments across various asset classes to protect against market volatility. We continuously monitor the market and adjust strategies as needed to ensure clients' portfolios remain aligned with their objectives. With Lifeworks, clients receive proactive, informed guidance to help their investments grow over time.