Aaron graduated from Granite State College with a Bachelors in Business Management and a Minor in Economics. He then went on to Southern New Hampshire University where he received his Masters in Finance, with a focus in Securities and Derivatives.
Aaron obtained his CERTIFIED FINANCIAL PLANNER™ certification in 2019. He also earned his Enrolled Agent license in 2015. The EA licensure is the highest credential awarded by the IRS and recognized in all 50 states.
Before opening MAERCO Financial in 2023, Aaron spent 14 years as a financial advisor. Aaron also served 6 years in the U.S. Air Force as a Tactical Aircraft Maintainer at Beale AFB, CA where he deployed 4 times in service to Operation Iraqi Freedom, Operation Enduring Freedom and Operation Northern Watch.
In his free time, Aaron enjoys exercising, hockey and being with his family. He currently lives in Bedford, NH with his wife and 4 daughters.
Our responsibility to our clients comes first. From wealth management to retirement solutions, our insight and sophisticated financial strategies can help make your investment goals a reality.
M Jane Schultz
Agent/Broker
Jane Schultz has been in sales for most of her career. Her varied background and experience has
culminated in a deep respect and understanding of people's needs. She appreciates the position her
clients are in when it comes to choosing products for their health and life insurance. She addresses her
client's concerns in a thoughtful and compassionate manner. She takes a very comprehensive approach
to explaining things to her clients so they are comfortable with their decisions. She always tries to keep
things light hearted and fun during the appointments.
Jane has a bachelors degree in Business Administration from New Hampshire College (now So. NH
University). She has won numerous sales awards in every industry she's worked in, including being a top
producer in the insurance industry for several years.
Jane is passionate about sports - specifically, watching football and playing ice hockey. She also enjoys
gardening, being in nature and staying at home "on the mountain" with her animals.
General Information |
| Firm Start Year: | 1924 | |
| Number of Years with Current Firm: | 2 |
| Work Experience: | Aaron focuses on complex wealth management for individuals and small business owners. He also specializes in incorporating tax mitigation strategies with portfolio management to optimize after tax cash flow and risk mitigation. |
| Work with the following types of clients: | Businesses, Individual Investors, Non-Profit Organizations, Investment Clubs |
| Advisory Services Provided: | Investment Advice & Management, Financial Advice & Consulting, Estate Planning & Trusts, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Insurance Products & Annuities |
Services |
| Investment Types: | Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Commodities, Insurance, Annuities, Stocks, Bonds, Options & Futures, FOREX & Currency, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Our Office, Your Office, Email, Phone, Video Conference, Your Home |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Life |
Firm Information |
| Advisor's Number of Clients: | 200 |
| Advisor's Number of Managed Clients: | 165 |
| Advisor's Number of Planning Clients: | 20 |
| Assets Managed by Advisor: | $65,000,000 |
Compensation and Fees |
| Minimum Portfolio Size for New Managed Accounts: | $100,000 |
| Compensation Methods: | Hourly, Flat Fee, Commissions, Based on Assets |
| Fee % Based on Assets: | 1% |
| Hourly Rate: | $250 |
| Minimum Fee Charged for Managed Accounts: | 1% |
| Minimum Fee Charged for Hourly Planning Accounts: | $1,250 |
Education |
| Masters in Finance - Securities & Derivatives | Southern New Hampshire University
- Manchester, NH 2013-2014 |
Financial Services |
| Financial Planning for Businesses
Tax mitigation and cash flow optimization for business owners of various tax filings status |
| Financial Planning for Individuals
Multi layered portfolio, insurance, retirement and estate planning. Incorporating multiple disciplines for efficiency and optimization |
| Financial Advice & Consulting
Tax and efficiency optimization to enhance cash flow and continuity. |
| Portfolio Management
Active or passive portfolio management based on clients objectives, risk tolerance, time horizon and liquidity needs |
| Retirement Planning
Individual retirement planning based on clients stated goals and financial capabilities |
| 401K Rollovers
Retirement plan planning based on business owners objectives, resources and time horizon |
| Insurance Planning
Review various insurance products that would help client achieve their goals and objectives |
| Annuities
Review annuities to ensure the contract is beneficial to the client and that it has the highest capability of helping the client achieve their goals and objectives |
| Estate Planning & Trusts
Review current estate plan to ensure it will achieve clients stated goals and objectives. Make recommendations if deficiencies are found. |
| Tax Advice and Services
Review tax filings and current strategies to ensure maximum efficiency |
| Education Funding and Planning
Risk tolerance and time horizon planning for distribution continuity and consistency |
| Investment Advice & Management
Multiple asset classes used to counter balance one another to optimize portfolio return on a risk adjusted basis |
| Wealth Management
Multi-faceted, top down wealth management, customized to the specific individuals stated objectives and goals |
| Risk Management
Identify potential liabilities that could encumber achievement of goals and objectives. Recommend Risk reduction strategies |
| Money Management
Tax mitigation strategies meant to optimize after tax cash flow |
FAQs |
Why should I choose you as my financial advisor?Multiple disciplines incorporated to insure efficiency of financial planning. |
What are your qualifications? What is your education background?See profile |
How do you charge for your services?Fee based and commissions |
How are you compensated? How will I pay for your services?Asset based, fee based and commission based. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?Advisor has the ability to actively manage the account at client's discretion. |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| NH, ME, MA, VT |
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