Our first priority is helping you take care of yourself and your family or business. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. That cornerstone of open and honest communication allows us to deliver tailored, professional services designed to help our clients rise to their financial independence.
Jim Hawryluk
Personal CFO
With over 37 years in financial services, Jim began his career on Wall Street in 1987. He has held various roles, gaining extensive expertise in financial planning, tax and risk mitigation, and investment management. As an Accredited Investment Fiduciary (AIF®), Jim prioritizes his clients' interests, creating and monitoring customized portfolio strategies.
Jim holds the C(k)P® Certified 401(k) Professional Designation, reflecting his expertise in corporate retirement plans. He serves as a trusted advisor to corporate entities and high-net-worth families.
Jim moved to Houston in 1992 and lives in Sugar Land, TX, with his wife, a gynecologist with a women's healthcare practice. His daughter attends the University of Cincinnati, and his son attends the University of Houston.
Kimberly Meade
CFP®
As a CERTIFIED FINANCIAL PLANNER™ Professional, Kimberly is a reliable resource for developing financial
plans that align with her clients values and priorities throughout all phases of their lives. From college
planning to navigating retirement, estate planning and risk management, Kimberly creates confidence,
clarity and balance along the way. She is devoted to building strong, life-long relationships by providing
thorough assessments and delivering personalized strategies with a high level of client service. She finds
fulfillment in helping individuals and families reach financial freedom.
Courtney James
Manager of Client Relations
Sam Houston State University graduate, assist clients with their financial needs, while continuing to support current clients in meeting their respective goals. Focused on improving communications and servicing promise to our clients.
General Information |
| Firm Start Year: | 1924 | |
| Insurance License#: | 4568650 |
| Name of Broker/Dealer: | LPL FINANCIAL LLC |
| States Licensed in: | TX |
| Number of Years with Current Firm: | 7 |
| Work with the following types of clients: | Non-Profit Organizations, Businesses, Individual Investors |
| Advisory Services Provided: | Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Risk Management, Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning |
Services |
| Investment Types: | Mutual Funds, Bonds, Stocks, Annuities, Insurance, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Your Office, Email, Video Conference, Our Offices, Your Home, Our Office, Phone |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Life, Long Term Care, Variable Annuity, Life, Annuity, Disability |
Firm Information |
| Assets Managed by Advisor: | $200,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $250,000 |
| Compensation Methods: | Hourly, Based on Assets, Flat Fee, Commissions |
| Fee % Based on Assets: | TBD |
| Additional Details on Charges: | Fee is based on scope of work and assets placed under management. |
| Minimum Fee Charged for Hourly Planning Accounts: | $500 |
Financial Services |
| Portfolio Management
During periods where stock and bond values can be impacted by volatility, we pursue tactical changes within our client's portfolio. We manage portfolio risk on three levels: |
| Financial Planning for Individuals
We implement strategies that address your unique risk tolerance, diversification, time horizon, cash flow and retirement needs. |
| Retirement Planning
We implement portfolio strategies that address our client's unique risk tolerance, diversification, time horizon, cash flow, and retirement needs. |
| Estate Planning & Trusts
With help from our professional affiliates and network partners, we help our clients maximize net to heirs and charities, understand tax impact, and maintain financial independence. |
| Tax Advice and Services
We assess financial decisions to educate clients on their tax liability, such as Bracket Management and income Source Tax Diversification. |
| Risk Management
We review asset titling to identify opportunities to further mitigate risk from creditors. We also assess life and other insurance policy enhancement opportunities. |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. WCG Wealth Advisors ADV Part 2A https://static.fmgsuite.com/media/documents/75c5378a-a283-4918-b6f6-582a58d1f32b.pdf Additional Detailed Disclosures |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 5:00 PM |
| Arizona, California, Colorado, Florida, Illinois, Kentucky, Louisiana, Maryland, New Mexico North Carolina, Oklahoma, Rhode Island, Texas |
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