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Joe Sallee, CFP®
Bay Capital Advisors, LLC

Tel: (757) 816-0967
One Columbus Center
Suite 600
Virginia Beach, VA 23462

Fiduciary fee-only advisor helping clients meet their goals.

Bay Capital Advisors, LLC | Financial Advisor in Virginia Beach ,VA

About Bay Capital Advisors, LLC

We are a fiduciary fee only Registered Investment Advisory (RIA) firm. We assist clients achieve their investment and financial planning goals, and always have their best interest in mind when recommending and making investment decisions.

Our clients have chosen to work with us for a number of very important reasons. They want a financial advisor who: puts their interest first; understands their specific financial situation; offers straightforward advice that reflects their long-term goals; recommends investment solutions that best fit their unique needs; and uses a fee-based structure that encourages unbiased advice.

We serve clients in Virginia Beach and throughout Southeast Virginia and Northeast North Carolina.


General Information

States Licensed in:   VA

Qualifications & Memberships

Financial Organization Memberships:   National Association of Personal Financial Advisors (NAPFA) , Financial Planning Association (FPA)
Non-Financial Organization Memberships:   Military Officers Association of America (MOAA) Soccer Coach


Compliance

Registered Investment Advisor:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   I am a fee-only financial professional
Compensation Methods:   Based on Assets , Hourly
Fee % Based on Assets:   1
Hourly Rate:   $250


Board Positions

Organization:  United Way of South Hampton Roads  Norfolk, VA
Position :  Financial Review Panel Member
Duration :  2018-Currently holding

Organization:  First Precinct Citizens Advisory Committee  Virginia Beach, VA
Position :  2nd Vice President
Duration :  2015-2016

Organization:  Virginia Beach Division Hampton Roads Chamber
Position :  Board of Director
Duration :  2018-Currently holding

Organization:  Court Appointed Special Advocates  Virginia Beach
Position :  Board Membert
Duration :  2015-2018


Education

Masters of Science - Management  North Carolina State University - Raleigh, NC
1995- 1996

Bachelors of Science  - Physics  University of Oklahoma - Norman, OK
1987- 1990

Masters of Science  - National Security Strategy  National Defense University - Washington D.C.
2011- 2012



Faqs

  • What is your approach to financial planning? Financial planning is an ongoing process that needs to be maintained and updated on an regular basis. Life changes and your financial plan must be able to adapt to these changes through the years. We maintain ongoing contact with our clients and keep track of their changing priorities and financial condition.
  • What services do you offer? Investment management and financial planning.
  • Will you be the only person working with me? I will always be your primary point of contact and advisor.
  • How are you compensated? How will I pay for your services? Most clients use us as their investment manager. In these cases, my compensation is based on a fee-only assets under management. If I only provide financial planning services, my financial planning fee will be based on the services provided. You will always know your fees and how they are calculated prior to any services being provided. I receive no other third party hidden or undisclosed compensation when providing services to you.
  • If you are going to manage my account, will you obtain my permission every time you buy or sell something? No. I manage investment accounts on a discretionary basis. This means we define a box, and I manage your accounts inside this box. If I think their is an investment that you would benefit from outside of the box, then I will discuss with and get your permission before adding the investment to your portfolio. This is one of the reasons why its important for me to periodically meet with you. This will help me understand your situation and keep us on the same page when managing your accounts.
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Joe Sallee, CFP®

Joe Sallee, CFP®

CERTIFIED FINANCIAL PLANNER™ Certificant

Joe combines his military and financial/investing experience to meet his clients unique needs. He is committed to upholding a high level of ethics and providing unbiased advice. Before joining Bay Capital, he founded and served as CEO of Patriot Strategic Investments, LLC, where he served military families and government employees with their retirement planning and investment needs.

His Navy career took him around the world, where he was exposed to many of the different cultures that affect our global economy. His unique experiences, and diverse background enable him to bring a fresh perspective when advising his clients and managing their investment portfolios.

Joe is a graduate of the University of Oklahoma, where he earned his Bachelors in Physics, and gained a love of college football. He has a Masters of Science in Management from North Carolina State University, as well as a Masters of Science in National Security Strategy from the National War College. He has been designated a CERTIFIED FINANCIAL PLANNER" professional by the College of Financial Planning.

He and his wife Martine have four great kids and enjoy living in Virginia Beach, VA.

Communities Served

Carrollton Chesapeake
Fort Monroe Moyock
Norfolk Poquoson
Portsmouth Suffolk
Virginia Beach Smithfield