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Life Insurance Basics

Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

As retirement age approaches, it's usually a good time to reassess your life insurance policies, since your needs may change then. With...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Executive Summary This article discusses and compares a wide range of planning options for maximizing and transferring qualified plan...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

More often than not, life insurance is purchased to provide financial relief to dependents in the event that a family's breadwinner(s)...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Life insurance is one of those things you know you should pay more attention to, but can never seem to get around to doing. Part of the...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

This is a topic for mass debate - schools of thought reign supreme here just like in the old school of what car company do you prefer -...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

I have read perhaps thousands of articles and books on the topic of financial planning and I am still amazed at how many articles and books...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Term insurance is typically purchased to protect a growing family from the catastrophic loss of a "breadwinner". Lower initial premiums...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Most people think that their life insurance policy has no value until they die. But a market is emerging for buying and selling existing...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Life insurance is a topic that concerns many people, yet very few actually take steps to make sure they are properly covered. According to...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Benjamin Franklin wrote "in this world, nothing can be said to be certain, except death and taxes." Unfortunately, in the area of estate...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

In August of 2004, a Wall Street Journal article announced term life insurance rates were at rock bottom and would soon begin to climb....
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Prices are rising and availability is shrinking for some advanced insurance aged clients seeking the guarantees Universal Life Insurance...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Did you know in 2004, the federal government collected more than $25 billion in estate and gift taxes? Although there is no known number...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

In a recent press release that garnered little mainstream press, one major life insurer has turned what has been a difficult insurability...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Remember all those premiums you have paid over the years on your Whole Life (WL), Universal Life (UL) or Variable Universal Life (VUL)...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

In a recent press release that garnered little mainstream press, one major life insurer has turned what has been a difficult insurability...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Many people are under the impression that they must buy one type of insurance, or the other. One choice or the other choice decision,...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Equity markets have been very strong performers in 2005 and year to date in 2006. VUL policies that contain this investment component in...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

The purpose of life insurance is to do one thing, and that is to replace the income of the breadwinner if he or she should die prematurely....
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

The title of this paper may have surprised you since rarely would someone call term insurance an investment. I don't sell insurance,...
Personal Finance | Insurance | Life Insurance Basics | Wiseradvisor.com

Making decisions regarding life insurance may seem simple enough if you believe what you see and hear in television and radio...
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