Mortgage Fundamentals and Research

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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
Is 2014 Your Year to Refinance?

By James O'Brien. March 22, 2014 For homeowners looking to refinance, recent years have represented a remarkable run of low interest rates and special programs for leveraging new mortgage terms -- even if your home...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
Is an Interest-Only Mortgage Right for You?

Although interest-only mortgages have existed for many years, they have increased in popularity recently. With home prices continuing to rise and interest rates still at low levels, an interest-only mortgage allows...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
All Mortgages are Not Created Equal

Five common, yet avoidable, mistakes made when shopping for a mortgage. Not exploring all your financing options. There are several things to consider before selecting a mortgage, depending on your situation. For...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
New Mortgage Bonanza

The financial institutions have become more and more aggressive at marketing new, hybrid mortgages. Today the ads seem too good to be true, save thousands each month, interest rates at 1 or 2% - if it sounds too good to be...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
The Mortgage "Pay Off" Dilemma

Quite often, and particularly when approaching retirement, clients pose the question if and when they should pay off their mortgage. The answer to this question not only has critical financial considerations, but later...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
Crackdown Coming On Low Payment Mortgages

According to the Washington Post, The Nation's Housing column, December 10, 2005, much stiffer mortgage regulations beginning in 2006 will significantly rein in much of the fuel that has sent real estate values soaring in...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
Mortgages: The Long or Short of It

Consider Fred and Wilma. They are anxious to become the owners of a prestigious house. Naturally, they are both positively bubbling over with excitement. Wilma, in particular, can barely restrain her enthusiasm for the...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
Mortgages: To Pre- Or Not To Pre-

Homeowners are often faced with the decision whether to prepay their home mortgage. This decision can be significant given the amount of interest that could be paid over 15, 30 years or more. There are several ways to...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
Should You Prioritize Saving for Retirement or Pay off Debt?

By Paula Pant January 13, 2014 You have debt. You also hope to retire someday. But those two goals seem to be at odds with one another. After all, saving for retirement and paying off your debt both require money -- and...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
Pros and Cons of getting a FHA Mortgage

By Paula Pant January 17, 2014 Don't let it get away! Keep track of the stocks that matter to you. Thinking about buying a home? The mortgage you select will make a tremendous impact on your long-term...
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Personal Finance | Real Estate | Mortgage Fundamentals and Research | Wiseradvisor.com
Mortgage Fundamentals

Buying a home is the single largest purchase most people will ever make and, with interest rates at or near historic lows, first-time homebuyers are seeking out opportunities in record numbers. For newcomers, the financing...
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