wiseradvisor

Michael Stewart
Crystal Lake Tax & Financial Services

Tel: (815) 526-3092
451 Coventry Lane
Suite 102
Crystal Lake, IL 60014

Sound Investment Strategies Based on Fact not Hope

Crystal Lake Tax & Financial Services | Financial Advisor in Crystal Lake ,IL

About Crystal Lake Tax & Financial Services

At Crystal Lake Tax & Financial, we specialize in teaching clients how the world of income- generating investments and strategies can be used to help those in and nearing retirement to conservatively achieve their long-term financial goals and avoid common retirement planning mistakes.

Protecting your principal from market losses and generating income and dividends will grow your money organically, or as we like to say "the old fashioned way." We rely on real world proven strategies rather than just hope like so many other brokers.

Our number one mission is client education. We want to work with you to ensure that you make informed, educated decisions that will best suit your current needs and enable you to achieve your long term goals. We believe piece of mind comes from understanding your options and from working with your advisor to choose the options that work best for you and your family.

Services offered; Financial Planning, Retirement Income Planning, Estate Planning, Income Tax Preparation and Investment Management.


General Information

Firm Start Year:   2008
No.of Employees:   5-9
Insurance License#:   3823485
Name of Broker/Dealer:   Sound Income Strategies, LLC
Name of Custodial Firm:   TD Ameritrade Institutional
States Licensed in:   IL, FL, WI
Number of Years with Current Firm:   10


Qualifications & Memberships

Insurance and Annuity Licenses:   Life, Long Term Care, Health, Annuity
Financial Organization Memberships:   American Institute of Certified Public Accountants (AICPA), Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA)


Firm Information

Firm's Number of Clients:   500
Firm's Number of Planning Clients:   300
Firm's Number of Managed Clients:   500
Assets Managed by Firm:   $600,000,000


Compliance

Registered Investment Advisor:   Yes
Investment Advisor Representative:   Yes
I am an acknowledged fiduciary:   Yes
Compliance Disclosures in Last 5 years:   I have a clean record
Criminal Disclosures in Last 5 years:   I have a clean record


Compensation and Fees

Fee Structure:   Fee-Based (Fee and Commissions)
Compensation Methods:   Hourly, Flat Fee, Based on Assets
Fee % Based on Assets:   1
Hourly Rate:   $150


Education

Bachelors - Political Science / International Law  Creighton University - Omaha, NE
- 1993

Masters Business Administration (MBA) - Finance  American University - Washington DC
- 2006

Economic Development - Economic Development  Oklahoma University - Norman, OK



Faqs

  • What services do you provide? What are your specialties? We provide a holistic financial experience where we serve our clients needs on financial planning, estate planning, investment management and tax preparation. We specialize in tying together our clients complete financial picture rather than have pieces spread around and not working together.
  • What is your experience? How many clients do you currently manage? Michael has nearly two decades of financial planning experience for both large financial institutions as well as an independent planning firm. Sound Income Strategies, our SEC registered investment advisor, manages in excess of 100 clients portfolios.
  • What financial institution(s) do you represent? As an independent planning firm we are not beholden to any one financial company or product line. We have the ability to access any publicly traded investment that is suitable for our client based on their individual needs.
  • How do you charge for your services? We offer both a flat fee charge for our tax preparation and estate planning services. Investment management fees are based on assets under management or an hourly plan fee.
  • Why should I choose you as my financial advisor? Our independence arms our clients with the confidence in knowing that our recommendations are free of conflict as our compensation for securities management is the same regardless of investment.
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Michael Stewart

Michael Stewart

CERTIFIED FINANCIAL PLANNER™ Certificant

Michael Stewart has been in suburban Chicago for most of his 46 years. He has been in the financial planning industry for over 16 years. His past experience includes 8 years in the Private Client Group and Investment Management divisions of two of Chicago's largest banks, overseeing deposits in excess of $200,000,000 in McHenry County.

In 2008, Michael founded his own firm to independently serve the tax planning and conservative financial planning needs of his clients in or nearing retirement.

Michael strives on educate his clients on how to invest profitably and avoid loss by providing conservative options. He is dedicated to helping his clients reap the rewards of a well planned retirement. In addition, Michael is a well established author, speaker and consultant on economic matters.

He lives in McHenry with his wife of 21 years and their 3 children.

Office Hours

wiseradvisor-balck-li-img Mon. 9:00 AM - 4:00 PM
wiseradvisor-balck-li-img Tue. 9:00 AM - 7:00 PM
wiseradvisor-balck-li-img Wed. 9:00 AM - 7:00 PM
wiseradvisor-balck-li-img Thu. 9:00 AM - 4:00 PM
wiseradvisor-balck-li-img Fri. 9:00 AM - 4:00 PM

Communities Served

Algonquin Barrington
Carpentersville Cary
Dundee Elgin
Fox Lake Fox River Grove
Gilberts Hampshire
Harvard Huntley
Ingleside Island Lake
Lake Geneva Lake Zurich
Marengo Mchenry
Richmond Ringwood
Spring Grove Twin Lakes
Union Wauconda
Wonder Lake Woodstock

Compensation Arrangements

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