Do you have a customer satisfaction or refund policy?
Yes. My client portfolios do not include proprietary products and I do not bill in advance. My clients "rent" me. So, they can leave at anytime without having paid for services not delivered. I feel strongly that I must work consistently to earn clients trust and business by delivering prudent guidance and added value.
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Why should I choose you as my financial advisor?
I am passionate about Economics. My investing experience began in 1986 managing part of my College's Endowment Fund. In 1987 I graduated with Honors in Economics from the College of Wooster. I have a strong background in both Math & Statistics. I earned the designation of CFM (Certified Financial Manager) in 1996. I continue to add to my base of knowledge each year.
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What are your qualifications? What is your education background?
Very pragmatic. I believe no one can predict consistently the future performance of anything in the future. A good plan builds in a sizable margin to handle the variances which will inevitably occur.
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How do you charge for your services?
Your choice of fee and/or commissions.
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How are you compensated? How will I pay for your services?
Your choice of fee and/or commissions.
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If you are going to manage my account, will you obtain my permission every time you buy or sell something?
I will be the only person responsible for Investment discussions and decisions. My assistant (19 years experience) is available to handle any non-investment related tasks.
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How many clients do you currently manage?
120 Families, 10 Business Retirement Plans.
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Will you be the only person working with me?
Your choice. I reserve the right to decline investment mandates.
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Do you offer any guaranteed results?
No. However, I can offer clients FDIC guaranteed products.
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How much risk should I be willing to take?
I match the risk taken to the individual client.
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Have you ever been charged with any breaches?
No.
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What services do you provide? What are your specialties?
Investment management, Financial Planning and Estate planning.
My specialty is building and maintaining well diversified portfolios which resist market declines and are matched well with my clients objectives.
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What is your experience? How many clients do you currently manage?
22 years. 120 Families, 8 Business Retirement Plans.
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What financial institution(s) do you represent?
None. I represent my clients only.
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What is your approach to financial planning?
My Truth fullness and my knowledge.
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What services do you offer?
Investment management, Financial Planning and Estate planning.
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What are your qualifications?
I am passionate about Economics. My investing experience began in 1986 managing part of my College's Endowment Fund. In 1987 I graduated with Honors in Economics from the College of Wooster. I have a strong background in both Math & Statistics. I earned the designation of CFM (Certified Financial Manager) in 1996. I continue to add to my base of knowledge each year.
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What is your approach to 401 K plan rollovers?
My specialty is building and maintaining well diversified portfolios which resist market declines and are matched well with my clients objectives.
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How long does the process of rolling over a 401K plan usually take?
The actual paperwork can take as little as 15 minutes. the transfer of assets can take as little as 3 days. The work around this with my clients is at least two meeting at 2 hours each.
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What financial institutions do you represent?
None. I represent my clients interest only.
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How many years of experience do you have?
22 years.
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What are your fees for this service?
This depends on the scope of the clients situation.
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How many 401K rollover clients do you currently manage?
80
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Why should I roll over my 401K plan to your firm?
My Truth fullness and my knowledge.
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