Synergy Financial Management, LLC (SFM) is a financial planning and Registered Investment Advisory firm headquartered in Bellevue, WA. The firm specializes in providing fee-based comprehensive financial planning services and investment advice to individuals and businesses. Since Synergy Financial Management, LLC is a fee-based advisor; potential conflicts of interest regarding compensation are removed.
General Information |
Firm Start Year: | 1990 | |
No.of Employees: | 5-9 | |
Name of Custodial Firm: | Charles Schwab, TIAA-CREF, Accessor, TD Ameritrade |
States Licensed in: | All states |
Number of Years with Current Firm: | 20 |
Work Experience: |
Synergy Financial Management, LLC
PRINCIPAL/FOUNDER/CHIEF INVESTMENT OFFICER 2001-PRESENT
Joe's diverse investment experience ensures the careful management of daily operations and diligent responsibility for the firm's portfolio management, strategic and tactical asset allocation, securities analysis, quantitative, fundamental, and statistical research, economic analysis, compliance, financial planning, risk management, business consulting, and financial modeling. Synergy Financial Services, Inc PRESIDENT 1997-PRESENT Synergy Financial Services is the parent company of the Synergy family of companies: Synergy Financial Management, LLC , Synergy Business Valuation & Consulting, LLC, and Synergy Mergers + Acquisitions, LLC. Joe is responsible for all aspects of the company's diversified and integrated wealth and portfolio management service for business owners. Areas of specialty include certified business valuation, business financial planning and analysis, financial statement analysis, market analysis, user decision analysis, merger and acquisition analysis and execution, and investment analysis for commercial real estate portfolios. Seattle Pacific University ADJUNCT FINANCE PROFESSOR Adjunct instructor for "Problems in Corporate Finance", BUS 4274. This course teaches future MBAs the myriad issues involved with real-world investment practices. Financial Services Int'l Corporation SECURITIES BROKER DEALER PRINCIPAL 1997-2001 Owned and operated a branch office of an independent securities broker/dealer with accountability for daily operations, compliance, marketing, recruiting, and business development. Experienced and knowledgeable in every aspect of a securities broker/dealer's responsibilities including securities trading, underwriting, syndications, research, business consulting, fundamental and technical analysis, portfolio management, business transactions, tax planning, insurance planning, estate planning, options trading, risk management, and financial planning. John Hancock Financial Services SALES MANAGER 1990-1997 Responsible for recruiting, training, and supervising registered financial services representatives, promoting their professional development, and expanding their sales unit. |
I work with the following types of clients: | Businesses, Individual Investors, Non-Profit Organizations |
Foreign Languages Serviced: | Spanish (some) |
Services |
Investment Types: | Alternative Investments, Mutual Funds, Options & Futures, Bonds, Stocks, Annuities, Insurance, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI) |
I can meet clients in the following ways: | Our Offices, At your home, Via Email, At my office, Via Phone, At your office, Video Conference |
Qualifications & Memberships |
Insurance and Annuity Licenses: | Health, Life, Annuity, Long Term Care, Disability |
Firm Information |
Firm's Number of Clients: | 150 |
Firm's Number of Planning Clients: | 100 |
Firm's Number of Managed Clients: | 150 |
Assets Managed by Firm: | $125,000,000 |
Advisor's Number of Clients: | 150 |
Advisor's Number of Managed Clients: | 150 |
Advisor's Number of Planning Clients: | 150 |
Assets Managed by Advisor: | $440,000,000 |
Compliance |
Registered Investment Advisor: | Yes |
I am an acknowledged fiduciary: | Yes |
Compliance Disclosures in Last 5 years: | I have a clean record |
Criminal Disclosures in Last 5 years: | I have a clean record |
Compensation and Fees |
Fee Structure: | Fee-Based |
Compensation Methods: | Flat Fee, Based on Assets, Hourly |
Fee % Based on Assets: | .5 to 1.0% |
Additional Details on Charges: | Our fees are on a tiered scale, based upon the size of the account. |
B.A. Finance |
Seattle Pacific University - Seattle, WA
1988-1990 |
Master in Financial Services MSFS |
American College - PA
1998-2000 |
Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM", CVA, ABAR, CM&AA
CEO, Chief Investment Officer
Joe Maas is the Chief Investment Officer and lead portfolio manager for Synergy Financial Management LLC (SFM). A highly trained financial analyst, Joe is responsible for analyzing current and potential investments for the firm through deep fundamental analysis, researching industry trends, speaking to industry experts and through a thorough understanding and application of quantitative methods and technical analysis. Mr. Maas is very unique because he is certified in so many areas of expertise. He has earned certificates from nine prestigious organizations, and, with over two decades of financial industry experience, his unique core specialty is providing comprehensive investment management services for individual investors, business owners, and financial advisors.
Mr. Maas holds a variety of world-renowned professional designations; he is a CFA (Chartered Financial Analyst) Charterholder, which is the worlds most respected investment professionals achievement. In addition to the CFA, Mr. Maas is a certified valuation analyst (CVA) and is accredited in business appraisal review (ABAR). Mr. Maas professional capability also includes being a certified merger and acquisition advisor (CM&AA) trained and experienced in buying and selling middle-market companies with revenues from $5 million to $500 million.
Mr. Maas earned his reputation as a Certified Financial Planner" (CFP®), having fulfilled the requirements of the Certified Financial Planner Board of Standards, and is also a chartered financial consultant (ChFC) qualified to provide comprehensive advanced financial planning.
Adding to Mr. Maas many skills are his specialties in life insurance and estate planning as a chartered life underwriter (CLU®) and being a certified commercial investment member (CCIM") with expertise in commercial and investment real estate. In 2000, Mr. Maas earned his Master of Science in Financial Services (MSFS) from The American College.
Mr. Maas earned his reputation as a Certified Financial Planner" (CFP®), having fulfilled the requirements of the Certified Financial Planner Board of Standards, and is also a chartered financial consultant (ChFC) qualified to provide comprehensive advanced financial planning.
Adding to Mr. Maas many skills are his specialties in life insurance and estate planning as a chartered life underwriter (CLU®) and being a certified commercial investment member (CCIM") with expertise in commercial and investment real estate. In 2000, Mr. Maas earned his Master of Science in Financial Services (MSFS) from The American College.
Jason Zalarick
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Mon. | 8:00 AM - 4:00 PM |
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Tue. | 8:00 AM - 4:00 PM |
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Wed. | 8:00 AM - 4:00 PM |
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Thu. | 8:00 AM - 4:00 PM |
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Fri. | 8:00 AM - 4:00 PM |