This is "Coach Pete 2018 Sizzle" by Financial Safari on Vimeo, the home for high quality videos and the people who love them.
Known as "Coach Pete" on the radio, Mr. D'Arruda has over 27 years in the financial arena with NO complaints. Coach Pete is also a SMARTVESTOR PRO with Dave Ramsey.
He has authored 6 books and co-authored 2. Two of his books have reached the best-sellers list on Amazon. The most noteworthy book, Successonomics, is one that Coach Pete co-authored with Steve Forbes. But, by far, his favorite book just happens to be his most recent, 7 Baby Steps to a ridiculously Reliable Retirement Income. His newest book, AMERICA ASKS COACH is a great read as well.
He has just been named to the prestigious Forbes Leadership Council and will be submitting at least 6 articles a year to Forbes. He is a graduate of The University of North Carolina.
He is a proud father of daughter, Caroline, age 14 with his wife, Kim.
A+ rating with the BBB (Better Business Bureau) and the National Ethics Association.
Known as "Coach Pete" to his listeners and clients, Coach Pete and his firm are a committed
group of professional fiduciaries dedicated to providing superior investment advice to their high
networth clients. Coach Pete is also a SMARTVESTOR PRO with Dave Ramsey.
A fiduciary is any person or institution that has the power to act on behalf of another in situations that require great trust, honesty, and loyalty.
His radio show, "The Financial Safari" first aired in 2005 and can be heard weekly on more than 50 stations nationwide. Other Shows founded and hosted by Coach Pete are AMERICA'S 401K SHOW, ROCK ON RETIREMENT, and A+ RETIREMENT. All these shows are heard weekly throughout North Carolina and much of the nation.
Also known as the King of Income Planning, Coach Pete's approach to systematic, lifetime income planning is followed by many who wish to reduce retirement worries.
The firm provides personalized investment and income strategies as well as tax and estate evaluation for all sizes of portfolios and estates.
Call today and see if this is the family atmosphere you've always wanted.
|Firm Start Year:||1992|
|States Licensed in:||NCVASC|
|Number of Years with Current Firm:||27|
|Advisory Services Provided:||Insurance Planning, Annuities, Financial Advice & Consulting, Tax Advice and Services, Financial Planning for Businesses, Estate Planning & Trusts, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Education Funding and Planning, Financial Planning for Individuals|
Qualifications & Memberships
|Insurance and Annuity Licenses:||Life, Long Term Care, Annuity, Disability|
|Financial Organization Memberships:||Million Dollar Roundtable, National Association of Insurance and Financial Advisors (NAIFA)|
|Firm's Number of Clients:||300|
|Firm's Number of Planning Clients:||300|
|Firm's Number of Managed Clients:||150|
Compensation and Fees
|Compensation Methods:||Flat Fee, Commissions, Hourly, Based on Assets|
|Fee % Based on Assets:||0.07|
|Additional Details on Charges:||Only charge a planning fee when agreed upon in advance.|
|Minimum Fee Charged for Managed Accounts:||$100|
|Minimum Fee Charged for Hourly Planning Accounts:||$250|
|Organization :||International Association of Registered Financial|
- Chapel Hill, NC
Financial Advice & Consulting
Coach Pete and his team assists families and business owners strategies to reach their long term financial goals.
Financial Planning for Individuals
Your retirement could last 25,30, maybe even 40 years. Having a precise, written plan should be a minimal starting point. We help plan for Social Security selection, tax reduction planning and Required Minimum Distribution planning. These all fit into the bundle of Retirement Income planning and help take the worry out of planning and living to and through retirement.
Financial Planning for Businesses
There are several tax planning tools for business to keep more of their profits and not give them to Uncle Sam. We utilize forward looking strategies instead of the backward looking tax process business owners are sometimes receiving from their accountant.
Customized portfolio construction to prevent large losses while achieving reason able rates of return. Portfolio design using more of an institutional vs retail approach.
Retirees generally have the same question: Will I outlive or run out of money during retirement? Planning is the key to make sure this does not happen to you. The biggest mistake we see for retirees is they invest the same way in retirement as they did while working. The 3 big topics for retirement is 1. Capital preservation, 2. Cash flow and 3. Liquidity. All are equally important ingredients for success.
When people have the opportunity to rollover a 401k, 403b, 457 plans to an IRA they should do it. This opens up a much, much larger universe for investing.
We are fully licensed in both securities (Series 65) and insurance. We are a Fiduciary Planning firm. Generally, most people do not know the role insurance strategies play in retirement. There is no cookie cutter use of insurance in retirement. There are special products and strategies that have been specifically designed to protect against Long Term Care, Guaranteed income flow, tax free distribution to heirs and more.
There are 4 types of annuities, and each has a specific purpose. The public does not have a clear understanding about annuities in general because they have not been exposed to them. They can be used for very low risk growth accumulation, or guaranteed lifetime income stream.
Estate Planning & Trusts
Although we review this topic with clients, when they are ready to use various trusts for estate planning, we refer them to attorneys with an Elder care specialty.
Tax Advice and Services
Consumers do not have broad tax planning strategies, but there are actions they can take to help with taxes and how their social security will be taxed. There are numerous tax strategies available to business owners.
Education Funding and Planning
College planning is a huge decision. We are here to help you every step of the way.
Investment Advice & Management
As Fiduciaries, we cannot take commissions out of your balances. We consult with our clients and then give investment advice on strategies and advisor teams that best meet what you are looking for. We then help you by monitoring these firms and decisions going forward on a quarterly basis.
Building wealth is one of the most important aspects of financial planning. We like to look at our firm as not only helping you build it, but also insuring you don't lose it going forward. Ongoing recommendations and moves are designed to help us and you accomplish what you and your family need and want to and through retirement.
Do you have a customer satisfaction or refund policy?
100% refund of any planning fees charged if not satisfied.
Why should I choose you as my financial advisor?
Each Planner on staff is a Fiduciary. 27 1/2 years experience. MRFC (Master Registered Financial Consultant).
What are your qualifications? What is your education background?
We customize each plan to fit with what out clients tell us they want. No cookie-cutter plans here. We take an income planning approach and make sure our clients get as much income possible all the way through retirement.
How do you charge for your services?
We offer the choice to our clients. Fee-only, Fee-based, or commission-based, whichever fits best.
How are you compensated? How will I pay for your services?
Fee only, Fee-based and commission based. Commission never comes out of our clients accounts.
|Investment Advisory services offered through Capital Financial Advisory Group, LLC. Capital Financial Advisory Group, LLC provides general information on this website, not individually targeted personalized advice. Information and advice provided here is not an offer to buy or sell securities. Before commencing an investment program we recommend you seek independent professional legal, tax and investment advice as to whether it is suitable for your particular needs and circumstances. Failure to seek detailed professional, personally tailored advice prior to acting could lead to you acting contrary to your own best interests and could lead to losses of capital. Nothing contained herein should be construed as a warranty of investment results. All information provided or contained in this portion of the Web site is the property of Capital Financial Advisory Group, LLC, and should not be reproduced, copied, redistributed, transferred, or sold without the prior written consent of Capital Financial Advisory Group, LLC. All rights reserved. Before deciding on an annuity, you should consider your income needs, risk tolerance and investment objectives. Fixed Insurance and Annuity product guarantees are subject to the claimspaying ability of the issuing company.|
Registered Investment Advisor:
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
|Mon.||9:00 AM - 7:00 PM|
|Tue.||9:00 AM - 7:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 7:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Sat.||10:00 AM - 2:00 PM|
I was an Executive Producer of the "VISIONEER" movie featuring Peter Diamandis.
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