Sterling Heights Financial Group, LLC was started to provide ethical, professional, financial guidance to business owners and retirement clients. As independent financial advisors, we have the ability to choose from many different carriers and investment options to provide the best financial plans possible for our clients. As fiduciaries, it is our duty to provide the highest standard of care, and always act in our clients' best interest. Our mission is to provide the best service to our clients at affordable fees, and to completely cut out the product incentives that many firms utilize. Our goal is for each of our clients to become raving fans of our service. You will never find an advisor pitching a product here; and we will be known as educators as opposed to salespeople. As a full service financial firm, we can handle almost any wealth management need. We also pride ourselves on our strategic relationships with other industry professionals to refer our clients to resolve their problems outside of financial services. We've helped hundreds of clients in Western Pennsylvania and Florida with their retirement, and wealth management needs, and look forward to being a valuable advisor to you and your family.
Doug Raible
Partner
Clients who work with Doug Raible can expect a high energy, ethical advisor, with experience in many businesses and investment strategies. Doug has been investing in the financial markets since the age of 18. While obtaining his degree in Accounting at the University of Pittsburgh, he started multiple real estate investment companies. After years of being an advisor at a Fortune 100 firm, Doug started his financial practice and vowed to provide the best quality service to his clients, without the high rates the competition charges. He has since expanded into investing in multiple local businesses in the Greater Pittsburgh area. Doug was also featured in Whirl Magazine for "Pittsburgh's 20's of 2018", Yahoo Finance, and NY Weekly.
Doug educates clients on a wide variety of financial services. He specializes in investment management, retirement planning, private wealth management, business development, and private equity. Doug's practice is geared to assisting business owners and retirement clients aiming to reach their goals of financial security. He wants to be recognized as a teacher, and is passionate about adding value and security to his clients' financial plans.
Jesse Bowman
Partner
Jesse Bowman has been known for building great rapport with his clients. They often refer to him as someone who is caring and willing to go the extra mile. He has lived in the Pittsburgh area his whole life, and has always had a strong sense of community. At a young age, he worked for and volunteered at several local nonprofits. After attending the University of Pittsburgh for Information Science, he managed a small business for several years. It was there he realized that he also had a passion for finances. Jesse has since excelled in the financial services industry for over 10 years. Jesse started his career at a local retail bank, where he accumulated several prestigious awards.
Realizing that he wanted to be able to offer his clients more, Jesse became a Financial Advisor at a Fortune 100 insurance company where he quickly achieved Executive Council two years in a row. He did this while mentoring several colleagues who were new to the business. Jesse enjoys helping people in all stages of their life. This includes couples starting a family, to individuals planning for retirement, to individuals focused on legacy planning. He also loves volunteering and has recently held the treasurer position on a board for a nonprofit that benefits those suffering from Parkinson Disease, and their family members here in Pittsburgh.
General Information |
| Firm Start Year: | 2018 | |
| No. of Employees: | 2-4 | |
| Insurance License#: | 641856 |
| Name of Broker/Dealer: | LPL Financial |
| Name of Custodial Firm: | LPL Financial |
| States Licensed in: | CA, DE, FL, PA, TX |
| Number of Years with Current Firm: | 4 |
| Work Experience: | Our team has specialized experience in retirement planning and wealth management. We have experience working with hundreds of clients with many different circumstances and long term goals. Our advisors are also experienced in working with business owners to assist in their transition selling a company, planning, and financial strategies overseeing their business. |
| Work with the following types of clients: | Businesses, Individual Investors |
| Advisory Services Provided: | Investment Advice & Management, Financial Advice & Consulting, Money Management, Risk Management, Financial Planning for Individuals, Financial Planning for Businesses, Insurance Products & Annuities, Financial Planning, Portfolio Management, Wealth Management, 401K Rollovers, Retirement Planning |
Services |
| Investment Types: | Exchange Traded Funds (ETFs), Mortgages & Real Estate, Stocks, Bonds, Annuities, Insurance, Mutual Funds, Alternative Investments |
| Can meet clients in the following ways: | Your Home, Our Office, Phone, Email, Your Office, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Life, Long Term Care, Variable Annuity, Life, Annuity |
Firm Information |
| Firm's Number of Clients: | 150 |
| Advisor's Number of Clients: | 200 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $150000 |
| Compensation Methods: | Commissions, Based on Assets, Flat Fee |
| Fee % Based on Assets: | 1 |
| Additional Details on Charges: | We can work with managed and fee based accounts as well as brokerage accounts on a commission fee schedule. |
Education |
| Bachelor's Degree - Accounting | University of Pittsburgh
09/03/2011-06/10/2015 |
Financial Services |
| Financial Planning for Businesses
As serial entrepreneurs, our team has expert knowledge in building, managing, and financial planning for businesses. We can assist with tax strategies, asset management, and the sale of businesses. |
| Financial Advice & Consulting
Our team will provide financial planning advice designed specifically for you and your family. Our advice encompasses all aspects of finance including investing, budgeting, retirement, real estate, estate planning and life insurance, tax strategies, and more. |
| Portfolio Management
We don't offer cookie cutter portfolios based off risk tolerance. Our specialists create personalized investment strategies within different asset classes to ensure you stay on track to meet your investment goals. |
| Retirement Planning
We focus on developing a plan to provide consistent monthly income, low fee investments to outpace inflation, and tax planning to help you transition to, and maintain a comfortable retirement. |
| 401K Rollovers
Our team will help every step of the way on your 401k rollover. This includes assistance on completing the paperwork to process the request through your employer, creating a sound investment plan to move the funds into, and ensuring the retirement funds are transferred correctly. |
| Insurance Planning
Our insurance brokerage team will shop your policy needs to all the top carriers in the country to provide the best, most cost-effective option for your insurance needs. |
| Annuities
Through our network of annuity carriers, we find low fee options to provide guaranteed income for retirement clients. |
| Wealth Management
Unlock your financial potential with our expert wealth management services. We work with individuals, families, and businesses to provide comprehensive planning, asset allocation, investment management, and advisory services to safeguard and grow your wealth. |
| Financial Planning for Individuals
Our team will provide financial planning advice designed specifically for you and your family. Our advice encompasses all aspects of finance including investing, budgeting, retirement, real estate, estate planning and life insurance, tax strategies, and more. |
| Investment Advice & Management
We will create a tailored investment solution to help you reach your financial goals. Our approach of tactical investment portfolios, low fees, and consistent communication with clients is why our client retention is so high. We take the fiduciary role seriously, and act in our clients best interest. |
FAQs |
Why should I choose you as my financial advisor?Our team not only provides expert guidance on investing and retirement, but educates our clients. We focus on low fee investment management, and never pitch products. Our client retention is extremely high as we foster long term relationships with everyone we work with. |
How do you charge for your services?Fee Based/Commission |
What services do you provide? What are your specialties?Retirement Planning Asset Management Wealth Management Business Planning/Exits Insurance 401k/403b Rollover Services |
What is your experience? How many clients do you currently manage?We have a combined 23 years of experience in many fields of financial services. Our team currently manages over 150 clients. |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. LPL ADV 2A https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf Additional Detailed Disclosures |
Disclaimer |
| Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The LPL Financial Registered Representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 6:00 PM |
| Tue. | 9:00 AM - 6:00 PM |
| Wed. | 9:00 AM - 6:00 PM |
| Thu. | 9:00 AM - 6:00 PM |
| Fri. | 9:00 AM - 6:00 PM |
| Sat. | 9:00 AM - 6:00 PM |
| Pittsburgh | PA |
| St. Petersburg | FL |
| Tampa | Greensburg |
| Allegheny County | Westmoreland County |
| Washington County | Butler County |
| Pinellas County | |
How Doug Raible is Helping People Spend More on Th
When: 06/09/2020
Details:Doug was featured in New York Weekly for his accomplishments with investing in Pittsburgh and helping clients reach financial security.
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